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BCEAO’s pilot interoperable instant payment system marks a decisive turning point in progressing mobile money interoperability on the continent. While West Africa is accelerating interoperability projects, the rest of the continent is lagging. Ambitions for continental interoperability remain thwarted by diverse financial regulations, cumbersome negotiations between stakeholders and difficult decisions on distributing the cost of the digital infrastructure needed. This closed-door roundtable brings together regulators, mobile money operators, fintechs and banking institutions to define the conditions for setting up Pan-African mobile money interoperability.
Key points:
- Harmonisation and standardisation: How to meet the challenge of fragmented African regulations?
- Mobile operators, mobile money services, banks and governments: What types of partnership should be favoured?
- Digitisation & financial inclusion: Could payment interoperability be the tool for pan-African economic integration?