“The era of intelligent investing has already arrived,” Nigeria’s SEC Director-General said in May. Mobile-first securities trading platforms are widening access to a broader retail audience. AI-enabled algorithmic trading and robo-advisory services – through innovators such as Hisa and EasyEquities -are now adding a new layer, to make investment analysis accessible. As AI moves closer to investment decisions, regulators must decide where to embrace such innovation and where to draw lines. Mauritius has been among the first to establish a framework, granting its first AI-enabled advisory services license this year. How can mobile-first platforms and AI tools bring securities investing to the mass market while protecting investors?
Key points:
- Which forms of mobile-first and AI-powered tools are proven to widen access most?
- Consumer protection: How adequate are regulatory frameworks in this area and where is reform needed?
- When AI investment tools get it wrong, where does accountability lie among AI providers, fintech platforms and brokers?