A sharper lens: Banks can better serve women-owned SMEs by redesigning their operating models
A sharper lens: Banks can better serve women-owned SMEs by redesigning their operating models Lending to women-owned business could be a growth engine for African banks, but revamped ’gender-intentional’ credit models may be needed to serve these borrowers profitably. Dalberg Advisors argues that alternative forms of collateral, credit scoring based on cash-flow and behavioural data, and tailored loans should replace traditional lending models. By Lillian Kidane & Chimdi Onwudiegwu In 2016, KCB Bank Kenya found that only about 7% of […]