{"id":468300,"date":"2026-09-07T15:00:51","date_gmt":"2026-09-07T14:00:51","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\/"},"modified":"2026-09-18T15:00:48","modified_gmt":"2026-09-18T14:00:48","slug":"ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/fr\/sb_session\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\/","title":{"rendered":"CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l&#8217;avenir ?"},"content":{"rendered":"<div data-olk-copy-source=\"MessageBody\">Les plus grandes banques africaines lancent des n&eacute;obanques, tandis que les fintechs de premier plan se muent en banques. Paystack et Flutterwave ont obtenu cette ann&eacute;e une licence de microfinance au Nigeria. Wave a cr&eacute;&eacute; Wave Bank Africa fin 2025 en C&ocirc;te d&#8217;Ivoire, tandis que Moniepoint a rachet&eacute; en mars 2026 Sumac Microfinance Bank au Kenya. Les banques &eacute;tablies ripostent : Attijariwafa a lanc&eacute; &laquo; Simple. &raquo;, la premi&egrave;re n&eacute;obanque du Maroc, avant l&#8217;entr&eacute;e attendue de Revolut. Alors que le directeur g&eacute;n&eacute;ral de Standard Bank &eacute;voque une &laquo; concurrence qui s&#8217;intensifie &raquo;, comment les banques d&eacute;cideront-elles quels segments d&eacute;fendre &mdash; et s&#8217;il faut concurrencer, s&#8217;associer &agrave;, ou racheter les fintechs qui grignotent leurs marges ?<\/div>\n<div>Points cl&eacute;s<\/div>\n<ul>\n<li><strong>N&eacute;obanques maison :<\/strong>&nbsp;les grands groupes bancaires africains peuvent-ils b&acirc;tir des marques num&eacute;riques agiles sans cannibaliser leur c&oelig;ur de m&eacute;tier ?<\/li>\n<li><strong>Acheter ou innover ?<\/strong>&nbsp;Quand l&#8217;acquisition d&#8217;une fintech a-t-elle plus de sens que l&#8217;innovation interne ?<\/li>\n<li><strong>Rentabilit&eacute; mobile-first :<\/strong> comment d&eacute;gager des revenus durables dans un environnement o&ugrave; les frais s&#8217;effondrent et la concurrence s&#8217;intensifie ?<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[250],"class_list":["post-468300","sb_session","type-sb_session","status-publish","hentry","evenement-salon-250"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l&#039;avenir ? - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/fr\/sb_session\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l&#039;avenir ? - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Les plus grandes banques africaines lancent des n&eacute;obanques, tandis que les fintechs de premier plan se muent en banques. Paystack et Flutterwave ont obtenu cette ann&eacute;e une licence de microfinance au Nigeria. Wave a cr&eacute;&eacute; Wave Bank Africa fin 2025 en C&ocirc;te d&#8217;Ivoire, tandis que Moniepoint a rachet&eacute; en mars 2026 Sumac Microfinance Bank au [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afis.africa\/fr\/sb_session\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\/\" \/>\n<meta property=\"og:site_name\" content=\"The African Financial Summit Platform\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-18T14:00:48+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\\\/\",\"name\":\"CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l'avenir ? - The African Financial Summit Platform\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\"},\"datePublished\":\"2026-09-07T14:00:51+00:00\",\"dateModified\":\"2026-09-18T14:00:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l&#8217;avenir ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"name\":\"The African Financial Summit Platform\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\",\"name\":\"The African Financial Summit Platform\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"width\":529,\"height\":191,\"caption\":\"The African Financial Summit Platform\"},\"image\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l'avenir ? - The African Financial Summit Platform","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afis.africa\/fr\/sb_session\/ceo-talk-africas-banking-giants-vs-digital-challengers-who-owns-the-future\/","og_locale":"fr_FR","og_type":"article","og_title":"CEO Talk | Les g\u00e9ants bancaires africains face aux challengers num\u00e9riques : \u00e0 qui appartient l'avenir ? - The African Financial Summit Platform","og_description":"Les plus grandes banques africaines lancent des n&eacute;obanques, tandis que les fintechs de premier plan se muent en banques. 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