{"id":466413,"date":"2026-09-04T16:00:51","date_gmt":"2026-09-04T15:00:51","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/strategic-roundtable-reinforcing-credit-bureaus-thwarting-npls-turning-africas-credit-data-desert-into-an-oasis\/"},"modified":"2026-09-18T14:00:51","modified_gmt":"2026-09-18T13:00:51","slug":"strategic-roundtable-reinforcing-credit-bureaus-thwarting-npls-turning-africas-credit-data-desert-into-an-oasis","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/fr\/sb_session\/strategic-roundtable-reinforcing-credit-bureaus-thwarting-npls-turning-africas-credit-data-desert-into-an-oasis\/","title":{"rendered":"Table ronde strat\u00e9gique | Bureaux de cr\u00e9dit et cr\u00e9ances douteuses : du d\u00e9sert de donn\u00e9es \u00e0 l&#8217;oasis"},"content":{"rendered":"<p><strong>Acc&egrave;s uniquement via l&#8217;application de l&#8217;&eacute;v&egrave;nement ou sur invitation. Traduction fran&ccedil;ais &#8211; anglais &#8211; portugais disponible.&nbsp;<\/strong><\/p>\n<p>Renforcer les donn&eacute;es de cr&eacute;dit pourrait ouvrir la voie &agrave; une meilleure tarification du risque, une baisse des cr&eacute;ances douteuses et un financement accru du secteur priv&eacute;. Rares sont les march&eacute;s africains dot&eacute;s d&#8217;un syst&egrave;me de cr&eacute;dit pleinement op&eacute;rationnel &#8211; et quand il existe, il ne couvre que des donn&eacute;es MPME limit&eacute;es, selon l&#8217;IFC. Les donn&eacute;es mobiles alternatives commencent &agrave; s&#8217;y int&eacute;grer &#8211; MTN partage d&eacute;sormais les siennes avec Experian et TransUnion en Afrique du Sud &mdash; mais factures, mobile money et paiements commerciaux &eacute;chappent encore largement aux mod&egrave;les de scoring. Creditinfo Central Africa, lanc&eacute; en f&eacute;vrier, veut fluidifier le partage transfrontalier au sein de la CEMAC. Reste un probl&egrave;me de fond : des donn&eacute;es cloisonn&eacute;es et non standardis&eacute;es. Pr&ecirc;teurs, registres de cr&eacute;dit et fintechs examinent comment moderniser l&#8217;infrastructure de cr&eacute;dit du continent.<\/p>\n<p>Points cl&eacute;s<\/p>\n<ul>\n<li><strong>Int&eacute;grer sans risquer :<\/strong> comment les r&eacute;gulateurs peuvent-ils int&eacute;grer mobile money et donn&eacute;es de d&eacute;tail aux bureaux de cr&eacute;dit en toute s&eacute;curit&eacute; ?<\/li>\n<li><strong>Partage transfrontalier :<\/strong> quel cadre juridique et technique pour un &eacute;change s&eacute;curis&eacute; des donn&eacute;es de cr&eacute;dit entre pays ?<\/li>\n<li><strong>IA et inclusion :<\/strong> le scoring par IA peut-il r&eacute;duire les NPL sans exclure les emprunteurs historiquement non bancaris&eacute;s ?<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[250],"class_list":["post-466413","sb_session","type-sb_session","status-publish","hentry","evenement-salon-250"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Table ronde strat\u00e9gique | Bureaux de cr\u00e9dit et cr\u00e9ances douteuses : du d\u00e9sert de donn\u00e9es \u00e0 l&#039;oasis - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/fr\/sb_session\/strategic-roundtable-reinforcing-credit-bureaus-thwarting-npls-turning-africas-credit-data-desert-into-an-oasis\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Table ronde strat\u00e9gique | Bureaux de cr\u00e9dit et cr\u00e9ances douteuses : du d\u00e9sert de donn\u00e9es \u00e0 l&#039;oasis - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Acc&egrave;s uniquement via l&#8217;application de l&#8217;&eacute;v&egrave;nement ou sur invitation. 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