{"id":22719,"date":"2025-09-22T09:43:16","date_gmt":"2025-09-22T09:43:16","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\/"},"modified":"2025-10-21T15:50:32","modified_gmt":"2025-10-21T15:50:32","slug":"data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/fr\/sb_session\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\/","title":{"rendered":"Microfinance pour tous : comment surmonter l&#8217;aversion au risque et offrir des microcr\u00e9dits plus inclusifs"},"content":{"rendered":"<p><em><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation.&nbsp;<\/strong><\/em><\/p>\n<p>Avec l&#8217;un des r&eacute;seaux d&rsquo;agents et de points de vente les plus &eacute;tendus du continent (environ 1 700 points de vente au Maroc), le succ&egrave;s des institutions de microfinance reste soumis &agrave; une forte d&eacute;pendance aux infrastructures physiques. Des partenariats avec des institutions traditionnelles permettraient de diversifier les offres (&eacute;pargne, paiements, assurance, etc.) au moment o&ugrave; le microcr&eacute;dit reste la priorit&eacute; pour les populations &agrave; faible revenu. Dans un contexte de hausse des taux d&#8217;int&eacute;r&ecirc;t &eacute;lev&eacute;s, l&#8217;impact de la microfinance sur la r&eacute;duction de la pauvret&eacute; fait l&#8217;objet d&#8217;un examen de plus en plus approfondi. Alors que les r&eacute;gulateurs africains cherchent &agrave; renforcer le r&ocirc;le des institutions de microfinance, les acteurs du secteur discuteront, lors de cette table ronde des solutions permettant de mieux servir le segment des faibles revenus. &nbsp;<br \/>&nbsp;&nbsp;<br \/><strong>Points cl&eacute;s :<\/strong> &nbsp;<\/p>\n<ul>\n<li>Comment favoriser un mod&eacute;le de distribution plus efficace et faciliter l&rsquo;acc&egrave;s &agrave; la microfinance gr&acirc;ce au num&eacute;rique et &agrave; la data ?&nbsp;<\/li>\n<li>Taux d&rsquo;int&eacute;r&ecirc;t, &eacute;valuation du cr&eacute;dit par l&rsquo;IA et machine learning : &nbsp;quel nouveau mod&eacute;le pour la &nbsp;microfinance ?&nbsp;<\/li>\n<li>Dans quelles mesures le &nbsp;microcr&eacute;dit pourrait-il r&eacute;pondre aux besoins des consommateurs en mati&egrave;re de micro-&eacute;pargne et de micro-assurance?<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[133],"class_list":["post-22719","sb_session","type-sb_session","status-publish","hentry","evenement-salon-133"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Microfinance pour tous : comment surmonter l&#039;aversion au risque et offrir des microcr\u00e9dits plus inclusifs - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/fr\/sb_session\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Microfinance pour tous : comment surmonter l&#039;aversion au risque et offrir des microcr\u00e9dits plus inclusifs - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation.&nbsp; Avec l&#8217;un des r&eacute;seaux d&rsquo;agents et de points de vente les plus &eacute;tendus du continent (environ 1 700 points de vente au Maroc), le succ&egrave;s des institutions de microfinance reste soumis &agrave; une forte d&eacute;pendance aux infrastructures physiques. Des partenariats avec des institutions traditionnelles permettraient de diversifier [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afis.africa\/fr\/sb_session\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\/\" \/>\n<meta property=\"og:site_name\" content=\"The African Financial Summit Platform\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-21T15:50:32+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\\\/\",\"name\":\"Microfinance pour tous : comment surmonter l'aversion au risque et offrir des microcr\u00e9dits plus inclusifs - The African Financial Summit Platform\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\"},\"datePublished\":\"2025-09-22T09:43:16+00:00\",\"dateModified\":\"2025-10-21T15:50:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/sb_session\\\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Microfinance pour tous : comment surmonter l&#8217;aversion au risque et offrir des microcr\u00e9dits plus inclusifs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"name\":\"The African Financial Summit Platform\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\",\"name\":\"The African Financial Summit Platform\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"width\":529,\"height\":191,\"caption\":\"The African Financial Summit Platform\"},\"image\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Microfinance pour tous : comment surmonter l'aversion au risque et offrir des microcr\u00e9dits plus inclusifs - The African Financial Summit Platform","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afis.africa\/fr\/sb_session\/data-driven-microfinance-what-more-can-institutions-and-banks-do-to-elevate-impact\/","og_locale":"fr_FR","og_type":"article","og_title":"Microfinance pour tous : comment surmonter l'aversion au risque et offrir des microcr\u00e9dits plus inclusifs - The African Financial Summit Platform","og_description":"Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation.&nbsp; Avec l&#8217;un des r&eacute;seaux d&rsquo;agents et de points de vente les plus &eacute;tendus du continent (environ 1 700 points de vente au Maroc), le succ&egrave;s des institutions de microfinance reste soumis &agrave; une forte d&eacute;pendance aux infrastructures physiques. 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