{"id":21149,"date":"2025-09-22T08:46:58","date_gmt":"2025-09-22T07:46:58","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/insurance-supervisors-panel-how-to-tackle-africas-sub-3-insurance-penetration-rates\/"},"modified":"2025-11-03T14:00:26","modified_gmt":"2025-11-03T13:00:26","slug":"insurance-supervisors-panel-how-to-tackle-africas-sub-3-insurance-penetration-rates","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/fr\/sb_session\/insurance-supervisors-panel-how-to-tackle-africas-sub-3-insurance-penetration-rates\/","title":{"rendered":"Panel des superviseurs | Assurance en Afrique : comment franchir le cap des 3% de p\u00e9n\u00e9tration ?"},"content":{"rendered":"<p>Avec 2,4 % en vie et 1,1 % en non-vie, l&rsquo;assurance africaine reste bien en de&ccedil;&agrave; des standards mondiaux, et des millions restent sans protection face aux chocs climatiques, sanitaires et &eacute;conomiques. Dans l&rsquo;agriculture, moins de 3 % des petits exploitants sont couverts, tandis que les m&eacute;nages comptent encore sur les tontines comme filet de s&eacute;curit&eacute;. Alors que plus des deux tiers des PDG interrog&eacute;s par ContinentalRe affirment que les taux de p&eacute;n&eacute;tration ne sont pas leur priorit&eacute;, comment les superviseurs peuvent-ils digitaliser l&rsquo;acc&egrave;s et connecter les pratiques informelles aux march&eacute;s formels ? Quel plan coordonn&eacute; permettra enfin une assurance inclusive et r&eacute;siliente &agrave; grande &eacute;chelle ?<\/p>\n<p><strong>Points cl&eacute;s : &nbsp;<\/strong><\/p>\n<ul>\n<li>Comment la collaboration entre &Eacute;tats et superviseurs peut-elle transformer la couverture de l&rsquo;agriculture et du secteur informel en opportunit&eacute; rentable pour le secteur priv&eacute; ?<\/li>\n<li>Quels leviers r&eacute;glementaires (obligations, souscription digitale, subventions de primes) peuvent permettre de d&eacute;multiplier l&rsquo;assurance agricole et micro-assurance ?<\/li>\n<li>Confiance, ancrage local et supervision r&eacute;glementaire : le trio magique pour int&eacute;grer les structures informelles dans les syst&egrave;mes formels?<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[132],"class_list":["post-21149","sb_session","type-sb_session","status-publish","hentry","evenement-salon-132"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Panel des superviseurs | Assurance en Afrique : comment franchir le cap des 3% de p\u00e9n\u00e9tration ? - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/fr\/sb_session\/insurance-supervisors-panel-how-to-tackle-africas-sub-3-insurance-penetration-rates\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Panel des superviseurs | Assurance en Afrique : comment franchir le cap des 3% de p\u00e9n\u00e9tration ? - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Avec 2,4 % en vie et 1,1 % en non-vie, l&rsquo;assurance africaine reste bien en de&ccedil;&agrave; des standards mondiaux, et des millions restent sans protection face aux chocs climatiques, sanitaires et &eacute;conomiques. 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