{"id":21105,"date":"2025-09-22T08:46:57","date_gmt":"2025-09-22T07:46:57","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/disrupters-club-panel-co-designing-ai-driven-msme-finance-with-bank-fintech-and-mfi-partnerships\/"},"modified":"2025-11-03T14:00:27","modified_gmt":"2025-11-03T13:00:27","slug":"disrupters-club-panel-co-designing-ai-driven-msme-finance-with-bank-fintech-and-mfi-partnerships","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/fr\/sb_session\/disrupters-club-panel-co-designing-ai-driven-msme-finance-with-bank-fintech-and-mfi-partnerships\/","title":{"rendered":"Disrupters Club Panel | Financement des PME\u2013TPE : quels partenariats construire entre banques, fintech et IMF ?"},"content":{"rendered":"<p>Les partenariats entre banques, fintechs et IMF sont essentiels pour offrir des services digitaux aux 44 millions de PME&ndash;TPE d&rsquo;Afrique, mais leur r&eacute;ussite d&eacute;pend de leur structuration. Certains &eacute;chouent &agrave; cause de conflits de concurrence, tandis que d&rsquo;autres, comme M\u2011Shwari (Safaricom\u2011NCBA), r&eacute;ussissent brillamment. Des accords clairs sur la r&eacute;partition des profits et des donn&eacute;es, la gestion des responsabilit&eacute;s en cas de fraude et une int&eacute;gration API fluide sont cruciaux. De la notation cr&eacute;dit par IA aux paiements instantan&eacute;s cr&eacute;ant l&rsquo;historique transactionnel, comment structurer ces partenariats pour combler le trou de 330\u202fmilliards\u202f$ de financement des PME africaines\u202f?<\/p>\n<p><strong>Points cl&eacute;s : <\/strong><\/p>\n<ul>\n<li>Quels sont les facteurs d&eacute;terminants d&rsquo;un partenariat gagnant banque&ndash;fintech&ndash;IMF\u202f?<\/li>\n<li>La mont&eacute;e en puissance des fintechs et des op&eacute;rateurs t&eacute;l&eacute;coms, ainsi que l&rsquo;expansion des capacit&eacute;s fintech des banques, menacent-elles l&rsquo;avenir de ces partenariats\u202f?<\/li>\n<li>Comment les nouvelles fronti&egrave;res de l&rsquo;IA en scoring de cr&eacute;dit, d&eacute;tection de fraudes et analyse des transactions peuvent-elles soutenir les PME &agrave; grande &eacute;chelle\u202f?&nbsp;<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[132],"class_list":["post-21105","sb_session","type-sb_session","status-publish","hentry","evenement-salon-132"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disrupters Club Panel | Financement des PME\u2013TPE : quels partenariats construire entre banques, fintech et IMF ? - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/fr\/sb_session\/disrupters-club-panel-co-designing-ai-driven-msme-finance-with-bank-fintech-and-mfi-partnerships\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disrupters Club Panel | Financement des PME\u2013TPE : quels partenariats construire entre banques, fintech et IMF ? - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Les partenariats entre banques, fintechs et IMF sont essentiels pour offrir des services digitaux aux 44 millions de PME&ndash;TPE d&rsquo;Afrique, mais leur r&eacute;ussite d&eacute;pend de leur structuration. Certains &eacute;chouent &agrave; cause de conflits de concurrence, tandis que d&rsquo;autres, comme M\u2011Shwari (Safaricom\u2011NCBA), r&eacute;ussissent brillamment. 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