{"id":26189,"date":"2023-03-02T14:56:02","date_gmt":"2023-03-02T14:56:02","guid":{"rendered":"https:\/\/www.afis.africa\/notation-alternative-du-credit-en-afrique-un-nouvel-espoir-pour-linclusion-financiere\/"},"modified":"2025-09-25T12:42:00","modified_gmt":"2025-09-25T12:42:00","slug":"notation-alternative-du-credit-en-afrique-un-nouvel-espoir-pour-linclusion-financiere","status":"publish","type":"post","link":"https:\/\/www.afis.africa\/fr\/notation-alternative-du-credit-en-afrique-un-nouvel-espoir-pour-linclusion-financiere\/","title":{"rendered":"Notation alternative du cr\u00e9dit en Afrique : un nouvel espoir pour l’inclusion financi\u00e8re ?"},"content":{"rendered":"\t\t
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Les fintechs, les banques commerciales et les assureurs d\u00e9ploient de plus en plus l’IA et l’apprentissage automatique pour analyser les donn\u00e9es mobiles et web de la nouvelle g\u00e9n\u00e9ration afin d’\u00e9tendre le cr\u00e9dit aux particuliers et aux petites entreprises qui n’ont pas d’empreinte financi\u00e8re. Mais des inqui\u00e9tudes subsistent quant \u00e0 la fiabilit\u00e9 des indicateurs utilis\u00e9s et \u00e0 la confidentialit\u00e9 des donn\u00e9es des clients, d’autant plus que les lois sur la protection des donn\u00e9es en sont encore \u00e0 leurs balbutiements dans la plupart des pays. Un panel compos\u00e9 de fintechs, de banques et de r\u00e9gulateurs \u00e9value si les tests de personnalit\u00e9, les comportements li\u00e9s aux portefeuilles mobiles et les connexions sur les r\u00e9seaux sociaux peuvent v\u00e9ritablement remplacer les scores des agences d’\u00e9valuation du cr\u00e9dit lorsque les ant\u00e9c\u00e9dents de cr\u00e9dit sont limit\u00e9s. <\/p>

Points cl\u00e9s<\/p>

Fiabilit\u00e9 : quelles nouvelles mesures bas\u00e9es sur les comportements mobiles et web sont les plus prometteuses pour d\u00e9terminer la solvabilit\u00e9 et le risque de d\u00e9faut ?
Comment les r\u00e9gulateurs africains devraient-ils s’adapter pour prot\u00e9ger la confidentialit\u00e9 et la s\u00e9curit\u00e9 des donn\u00e9es ?
Quelles mesures les institutions financi\u00e8res traditionnelles devraient-elles prendre pour int\u00e9grer les syst\u00e8mes alternatifs d’\u00e9valuation de la solvabilit\u00e9 ?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Speakers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Ramah NYANG<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Journaliste \u00e9conomique, CGTN Afrique<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Mod\u00e9rateur<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Dennis Musinguzi<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Acting Chief Product Officer\nMTN Mobile Money Uganda<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Speaker<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Riadh Naouar<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Manager FIG Advisory Services, Africa\nIFC<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Speaker<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Eunice Ruguru Gatama<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Director Africa\nYabx<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Speaker<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Dr Jameelah Sharrieff-Ayedun<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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CEO\nCreditRegistry<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Speaker<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Omar Balafrej<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Director of the Business Development Unit\nGroup Bank of Africa<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Speaker<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Partenaires<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Inscrivez-vous Google agenda Les fintechs, les banques commerciales et les assureurs d\u00e9ploient de plus en plus l’IA et l’apprentissage automatique pour analyser les donn\u00e9es mobiles et web de la nouvelle g\u00e9n\u00e9ration afin d’\u00e9tendre le cr\u00e9dit aux particuliers et aux petites entreprises qui n’ont pas d’empreinte financi\u00e8re. Mais des inqui\u00e9tudes subsistent quant \u00e0 la fiabilit\u00e9 des […]<\/p>\n","protected":false},"author":6,"featured_media":25268,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[100,137],"tags":[],"class_list":["post-26189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-services-financiers-numeriques-fintech","category-webinaire"],"acf":[],"yoast_head":"\nNotation alternative du cr\u00e9dit en Afrique : un nouvel espoir pour l'inclusion financi\u00e8re ? - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/en\/alternative-credit-scoring-in-africa-a-new-hope-for-financial-inclusion\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notation alternative du cr\u00e9dit en Afrique : un nouvel espoir pour l'inclusion financi\u00e8re ? - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Inscrivez-vous Google agenda Les fintechs, les banques commerciales et les assureurs d\u00e9ploient de plus en plus l’IA et l’apprentissage automatique pour analyser les donn\u00e9es mobiles et web de la nouvelle g\u00e9n\u00e9ration afin d’\u00e9tendre le cr\u00e9dit aux particuliers et aux petites entreprises qui n’ont pas d’empreinte financi\u00e8re. 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