{"id":4396,"date":"2025-09-09T10:17:42","date_gmt":"2025-09-09T09:17:42","guid":{"rendered":"https:\/\/www.afis.africa\/programme\/"},"modified":"2025-11-02T11:35:46","modified_gmt":"2025-11-02T10:35:46","slug":"programme","status":"publish","type":"page","link":"https:\/\/www.afis.africa\/fr\/sommet-annuel-2025\/programme\/","title":{"rendered":"Programme 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4396\" class=\"elementor elementor-4396 elementor-3689\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4584fdf e-flex e-con-boxed e-con e-child\" data-id=\"4584fdf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43f845c elementor-widget elementor-widget-html\" data-id=\"43f845c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n   <div class=\"sb-sessions\"\n     data-sb\n     data-show-people=\"1\"\n     data-show-heure=\"1\">\n        <div style=\"display:flex;justify-content:flex-end;margin:8px 0;\">\n      <button type=\"button\"\n              class=\"sb-btn\"\n              id=\"sb-download-pdf\"\n              data-event=\"5720\"\n              data-nonce=\"17f61cff86\">\n         <img decoding=\"async\" src=\"\/wp-content\/uploads\/Download.png\"><span class=\"valign2\"> Download PDF<\/span>\n      <\/button>\n    <\/div>\n\n      <div class=\"sb-toolbar\">\n        <!-- Programme -->\n        <div class=\"sb-switch\" data-sb-program>\n          <button type=\"button\" class=\"sb-btn is-active\" data-program=\"main\">Main Programme<\/button>\n                      <button type=\"button\" class=\"sb-btn\" data-program=\"side\">Side Events<\/button>\n                  <\/div>\n\n        <!-- Jours -->\n        <div class=\"sb-switch\" data-sb-days>\n                      <button type=\"button\" class=\"sb2-btn is-active\"\n                    data-day=\"2025-11-03\">\n              lun 03 Nov 2025            <\/button>\n                      <button type=\"button\" class=\"sb2-btn \"\n                    data-day=\"2025-11-04\">\n              mar 04 Nov 2025            <\/button>\n                  <\/div>\n\n        <!-- Filtres -->\n        <select class=\"sb-select\" data-sb-format>\n          <option value=\"\">S\u00e9lectionner un type<\/option>\n                      <option value=\"panel\">Panel<\/option>\n                      <option value=\"keynote\">Keynote<\/option>\n                      <option value=\"strategic-roundtable\">Table ronde strat\u00e9gique<\/option>\n                      <option value=\"conversation-with\">Conversation avec<\/option>\n                      <option value=\"debate\">D\u00e9bat<\/option>\n                  <\/select>\n\n        <select class=\"sb-select\" data-sb-track>\n          <option value=\"\">S\u00e9lectionner une th\u00e9matique<\/option>\n                      <option value=\"capital-markets\">March\u00e9s de capitaux &amp; Gestion d\u2019actifs<\/option>\n                      <option value=\"commercial-banking\">Panorama de la banque commerciale<\/option>\n                      <option value=\"digital-fintech\">Services financiers digitaux &amp; Fintech<\/option>\n                      <option value=\"insurance\">D\u00e9velopper l\u2019assurance<\/option>\n                      <option value=\"global-econ\">D\u00e9fis macro\u00e9conomiques et de stabilit\u00e9<\/option>\n                      <option value=\"impact-sustainability\">Impact &amp; Durabilit\u00e9<\/option>\n                  <\/select>\n      <\/div>\n\n      <div class=\"sb-list\" data-sb-list>\n        <div class=\"sb-day-title\" data-day-title=\"2025-11-03\"><\/div>          <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"keynote\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  09:00 \u2013 10:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">C\u00e9r\u00e9monie d\u2019ouverture<\/h3>\n\n           \n\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/CbYJXR6uTCah5gxd5VHE_IMG_20241028_155323_924-transformed.jpg\" alt=\"Anne-Marie DIAS BORGES\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Anne-Marie DIAS BORGES<\/div>\n                      <div class=\"sb-job\">Journaliste et Mod\u00e9ratrice<\/div>                                          <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTlqrlwfvRNKN7RAgrU7d_Nadia%20Fettah.jpg\" alt=\"Nadia FETTAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nadia FETTAH<\/div>\n                      <div class=\"sb-job\">Ministre de l&#039;Economie et des Finances<\/div>                      <div class=\"sb-company\">Royaume du Maroc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/iJfNZk49TQyhwSMzraBz_17959_1711031827_6ZCPPR-transformed.jpg\" alt=\"Makhtar DIOP\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Makhtar DIOP<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Soci\u00e9t\u00e9 Financi\u00e8re Internationale<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FddZFe1UiQUqn1KPARN9n_default-file-transformed.png\" alt=\"Amir BEN YAHMED\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Amir BEN YAHMED<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Jeune Afrique Media Group<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  10:00 \u2013 10:45                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel d\u2019ouverture | Lib\u00e9rons la puissance financi\u00e8re de l&#039;Afrique - Il est temps de mobiliser \u00e0 grande \u00e9chelle les capitaux nationaux<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>&laquo; La d&eacute;pendance ext&eacute;rieure n&rsquo;est pas une strat&eacute;gie de d&eacute;veloppement efficace &raquo;, avertit la Banque africaine de d&eacute;veloppement dans ses perspectives &eacute;conomiques 2025. Malgr&eacute; une hausse de 75 % des investissements directs &eacute;trangers l&rsquo;an dernier, le contexte mondial actuel assombrit les perspectives. Pour b&acirc;tir sa souverainet&eacute; financi&egrave;re, l&rsquo;Afrique doit se tourner vers les milliers de milliards de capitaux locaux encore sous-utilis&eacute;s, tout en cr&eacute;ant des instruments hybrides innovants et en int&eacute;grant les 1,55 milliard d&rsquo;Africains aux march&eacute;s de capitaux. Comment un continent encore fortement endett&eacute; peut-il renforcer sa capacit&eacute; financi&egrave;re et mieux financer son d&eacute;veloppement, notamment les MPME, les infrastructures &eacute;nerg&eacute;tiques vitales et l'innovation num&eacute;rique ?<\/p>\n<p><br><strong>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Capital institutionnel : comment convaincre fonds pension et fonds souverains &agrave; soutenir la croissance des &eacute;conomies locales ?<\/li>\n<li>Comment le secteur financier peut-il renforcer les champions priv&eacute;s dans les secteurs aujourd&rsquo;hui domin&eacute;s par des acteurs internationaux ?<\/li>\n<li>Dans quels domaines les plateformes num&eacute;riques et les technologies financi&egrave;res peuvent-elles avoir le plus grand impact pour canaliser l'&eacute;pargne nationale vers des investissements productifs ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2FxbN2dcnTF6VgFUWIYwBw_Manal%20Bernoussi_2.png\" alt=\"Manal BERNOUSSI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Manal BERNOUSSI<\/div>\n                      <div class=\"sb-job\">Founder &amp; Managing Director<\/div>                      <div class=\"sb-company\">Leaders on Purpose<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTlqrlwfvRNKN7RAgrU7d_Nadia%20Fettah.jpg\" alt=\"Nadia FETTAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nadia FETTAH<\/div>\n                      <div class=\"sb-job\">Ministre de l&#039;Economie et des Finances<\/div>                      <div class=\"sb-company\">Royaume du Maroc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/h5D0ea96Ruq955MU7l4F_Copy%20of%20Aig-4562-1%401728613987-transformed.jpg\" alt=\"Aigboje AIG-IMOUKHUEDE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aigboje AIG-IMOUKHUEDE<\/div>\n                      <div class=\"sb-job\">Chairman<\/div>                      <div class=\"sb-company\">Access Holdings and Coronation\u00a0Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FnFqLrFGTx661quWC7eVA_Jules%20Ngankam%20-%20Potrait%20Photo.jpg\" alt=\"Jules NGANKAM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jules NGANKAM<\/div>\n                      <div class=\"sb-job\">Group CEO<\/div>                      <div class=\"sb-company\">African Guarantee Fund<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/8FxUzaLYS0iapI0925vG_Awori-transformed.jpg\" alt=\"Jeremy AWORI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jeremy AWORI<\/div>\n                      <div class=\"sb-job\">CEO Groupe<\/div>                      <div class=\"sb-company\">Ecobank Transnational Inc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/MtYrRdXQZCVMvYhuE7Es_ethiopis-tafara-1_300x300-transformed.jpeg\" alt=\"Ethiopis TAFARA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ethiopis TAFARA<\/div>\n                      <div class=\"sb-job\">Vice-Pr\u00e9sident R\u00e9gional, Afrique<\/div>                      <div class=\"sb-company\">SFI<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"keynote\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  10:45 \u2013 11:05                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">\u00c9tat du march\u00e9 | Barom\u00e8tre du secteur financier africain 2025<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Deloitte et l'AFIS d&eacute;voilent les r&eacute;sultats du 5e Barom&egrave;tre de l'industrie financi&egrave;re africaine, une enqu&ecirc;te annuelle qui recueille les opinions des leaders du secteur bancaire, des assurances, des fintechs et des march&eacute;s de capitaux. Le rapport met en lumi&egrave;re la mani&egrave;re dont le secteur r&eacute;agit aux nombreux bouleversements que connait la finance mondiale.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/mzoWXq4rRNyQl1skVhXw_Photo-Fr%C3%A9d%C3%A9ric%20Maury-transformed.jpeg\" alt=\"Frederic MAURY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Frederic MAURY<\/div>\n                      <div class=\"sb-job\">Deputy CEO - Events<\/div>                      <div class=\"sb-company\">Jeune Afrique Media Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FRoYXoqrTZ69jf2veKGKU_Ziad%20BADDOU.jpg\" alt=\"Ziad BADDOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ziad BADDOU<\/div>\n                      <div class=\"sb-job\">Directeur<\/div>                      <div class=\"sb-company\">Deloitte Conseil Maroc<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  11:45 \u2013 12:45                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Financement du commerce : les banques africaines peuvent-elles tenir les r\u00eanes ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les banques panafricaines pourraient s&rsquo;imposer comme principales correspondantes bancaires pour le commerce intra-africain et les exportations vers le continent, aujourd&rsquo;hui domin&eacute;s par les acteurs internationaux. Mais elles sont p&eacute;nalis&eacute;es par l&rsquo;insuffisance de leurs r&eacute;serves de change et la faiblesse de leurs notations de cr&eacute;dit, ainsi qu&rsquo;une perception du risque d&eacute;favorable. Alors que les banques locales p&eacute;n&egrave;trent peu &agrave; peu les centres financiers mondiaux, sont-elles en mesure de jouer un r&ocirc;le plus important dans le financement du commerce sans d&eacute;pendre excessivement des IFD ? Quelles le&ccedil;ons peuvent-elles tirer de l'exp&eacute;rience des banques asiatiques dans le domaine ?<\/p>\n<p><strong>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Confiance et gouvernance : quels freins les banques africaines doivent-elles lever pour devenir des correspondants de r&eacute;f&eacute;rence pour les exportateurs mondiaux ?<\/li>\n<li>Finance int&eacute;gr&eacute;e et offres num&eacute;riques innovantes : quelles solutions pour faire des banques locales des acteurs de premier plan ?<\/li>\n<li>Comment surmonter les lacunes en mati&egrave;re de garanties des PME et de donn&eacute;es de cr&eacute;dit pour permettre aux banques africaines de dominer le financement du commerce transfrontalier ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/mvDmwN05R16LOJzDIH4c_Picture-transformed.jpg\" alt=\"Eden HARRIS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Eden HARRIS<\/div>\n                      <div class=\"sb-job\">Envoy\u00e9e sp\u00e9ciale pour Connecting Africa<\/div>                      <div class=\"sb-company\">Financial Times<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/qTkOdlNLSFucEKDOhAyO_Xavier%20(1)-transformed.jpeg\" alt=\"Xavier JOPART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Expert\">\n                          Expert                        <\/div>\n                      \n                      <div class=\"sb-name\">Xavier JOPART<\/div>\n                      <div class=\"sb-job\">Conseiller ex\u00e9cutif<\/div>                      <div class=\"sb-company\">McKinsey &amp; Company<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fwk0M1U3oQguzOVxXJ9Gg_default-file-transformed.png\" alt=\"Thierry HEBRAUD\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Thierry HEBRAUD<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Banque Commerciale de Maurice<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/wWuKazOjTuyb5SMJlsEa_Rabah-transformed.jpeg\" alt=\"Rabah RAHMANI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Rabah RAHMANI<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Zenith Bank France<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/RrkbsdjcQtKMdAPtvGvf_BUSS-transformed.jpeg\" alt=\"Cheryl BUSS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cheryl BUSS<\/div>\n                      <div class=\"sb-job\">Directrice g\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">Absa International<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/sJDVAY6rToiEgXNsrSh8_Haytham-608x270-transformed.png\" alt=\"Haytham EL MAAYERGI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Haytham EL MAAYERGI<\/div>\n                      <div class=\"sb-job\">EVP, Banque de Commerce Internationale<\/div>                      <div class=\"sb-company\">Afreximbank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  12:00 \u2013 13:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Entreprises en croissance: Financer les PME pour booster l\u2019emploi en Afrique<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les PME emploient 80 % de la main-d&rsquo;&oelig;uvre en Afrique, et neuf nouveaux emplois sur dix sur le continent sont cr&eacute;&eacute;s par des entreprises en croissance. Comment les acteurs du secteur financier africain peuvent-ils mieux contribuer &agrave; l&rsquo;agenda continental pour l&rsquo;emploi en renfor&ccedil;ant leur soutien aux petites et moyennes entreprises en expansion, en particulier celles dirig&eacute;es par des femmes et des jeunes entrepreneurs ? Quelles sources d&rsquo;inspiration pouvons-nous tirer les uns des autres ?<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Construire des parcours entrepreneuriaux &ndash; comment cr&eacute;er un &eacute;cosyst&egrave;me favorable aux PME, capable de soutenir une expansion durable du financement des petites et moyennes entreprises ?<\/li>\n<li>Le credit scoring &ndash; quelles perspectives l&rsquo;intelligence artificielle et les donn&eacute;es alternatives ouvrent-elles pour le financement des PME en Afrique ?<\/li>\n<li>Concevoir une politique et une r&eacute;glementation adapt&eacute;es &ndash; comment &eacute;laborer un cadre qui soutienne une diversit&eacute; d&rsquo;instruments de financement pour les PME, tout en garantissant la stabilit&eacute; financi&egrave;re et la protection des investisseurs ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fi8cKX47wTRmMR1caIbPK_default-file-transformed.png\" alt=\"Aur\u00e9lie M&#039;BIDA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aur\u00e9lie M&#039;BIDA<\/div>\n                      <div class=\"sb-job\">R\u00e9dactrice en Chef Business et \u00c9conomie<\/div>                      <div class=\"sb-company\">Jeune Afrique<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/pQeGyZ9QRj2oSLOnqqnU_suze%20bank7554-transformed.jpg\" alt=\"Akef EL MAGHRABY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Akef EL MAGHRABY<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Suez Canal Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/HkEXCiKIQiyUXyTG2xfr_moncef_belkhayat-transformed.jpeg\" alt=\"Moncef BELKHAYAT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Moncef BELKHAYAT<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sident<\/div>                      <div class=\"sb-company\">BLS Buildings &amp; Logistics Services et Dislog<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/wLWKF7xwQJWlgltL0glZ_Lynett%20De%20Beer-transformed.jpeg\" alt=\"Lynette de BEER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lynette de BEER<\/div>\n                      <div class=\"sb-job\">CEO Interim<\/div>                      <div class=\"sb-company\">National Credit Regulator<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/uIC3MoMUQtqfruDIixB9_B%20roper%20profile%20png-transformed.png\" alt=\"Bradwin ROPER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Bradwin ROPER<\/div>\n                      <div class=\"sb-job\">Directeur des Partenariats Paiements, de la Croissance et des Nouveaux March\u00e9s<\/div>                      <div class=\"sb-company\">JUMO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/uwOkX29RToCqid1qC3Gm_Photographie%20Directeur%20G%C3%A9n%C3%A9ral%20BAM-transformed.png\" alt=\"Abderrahim BOUAZZA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Abderrahim BOUAZZA<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Bank Al-Maghrib<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F7sxyj09NSMyHNjSVWmMn_default-file-transformed.png\" alt=\"Olivier BUYOYA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Olivier BUYOYA<\/div>\n                      <div class=\"sb-job\">Directeur R\u00e9gional Afrique de l&#039;Ouest<\/div>                      <div class=\"sb-company\">Soci\u00e9t\u00e9 Financi\u00e8re Internationale<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  12:00 \u2013 13:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Wave - Side Event - Conformit\u00e9 sans friction : acc\u00e9l\u00e9rer la croissance panafricaine gr\u00e2ce \u00e0 une r\u00e9gulation intelligente<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>La r&eacute;volution de la finance digitale en Afrique s&rsquo;acc&eacute;l&egrave;re. Pourtant, 57 % de la population d&rsquo;Afrique subsaharienne reste non bancaris&eacute;e, tandis que la fragmentation r&eacute;glementaire, les normes de conformit&eacute; in&eacute;gales et l&rsquo;absence d&rsquo;infrastructures eKYC co&ucirc;tent chaque ann&eacute;e des millions aux fintechs en efforts dupliqu&eacute;s. Pour lib&eacute;rer la croissance transfrontali&egrave;re et l&rsquo;inclusion financi&egrave;re &agrave; grande &eacute;chelle, il devient urgent d&rsquo;instaurer un cadre harmonis&eacute; pour l&rsquo;identit&eacute; num&eacute;rique, la supervision et l&rsquo;innovation.&nbsp;Avec plus de 137 millions de dollars de nouveaux financements, une base d&rsquo;utilisateurs en rapide expansion en Afrique de l&rsquo;Ouest et le lancement pilote de sa carte pr&eacute;pay&eacute;e Visa, Wave red&eacute;finit l&rsquo;acc&egrave;s &agrave; la finance digitale gr&acirc;ce &agrave; l&rsquo;accessibilit&eacute;, la simplicit&eacute; et l&rsquo;innovation. Cette session explorera comment une conformit&eacute; optimis&eacute;e, un eKYC interop&eacute;rable et une r&eacute;gulation coordonn&eacute;e peuvent alimenter le prochain chapitre de l&rsquo;inclusion et de l&rsquo;int&eacute;gration financi&egrave;res en Afrique.<\/p>\n<p>Points cl&eacute;s :<\/p>\n<ul>\n<li><strong>Du KYC en silos &agrave; l&rsquo;eKYC interop&eacute;rable : <\/strong>quelles &eacute;tapes concr&egrave;tes sont n&eacute;cessaires pour b&acirc;tir une infrastructure d&rsquo;identit&eacute; partag&eacute;e fonctionnelle &agrave; travers les march&eacute;s ?<\/li>\n<li><strong>Allier rapidit&eacute; et garanties : <\/strong>comment les r&eacute;gulateurs peuvent-ils rationaliser l&rsquo;octroi de licences et la conformit&eacute; sans compromettre la protection des consommateurs ?<\/li>\n<li><strong>Plan directeur pour l&rsquo;int&eacute;gration :<\/strong> quelles le&ccedil;ons tirer des cadres r&eacute;gionaux &mdash; tels que la zone UEMOA &mdash; et adapter &agrave; l&rsquo;&eacute;chelle continentale afin de permettre une finance digitale fluide ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FHkvGqwa1T1GZFxtAvll0_Arotura%20Oddiri%20photo.jpg\" alt=\"Aruoture ODDIRI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aruoture ODDIRI<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sentateur TV<\/div>                      <div class=\"sb-company\">Arise TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F4bxSFEb5Q9SRt3cPq3N6_Coura%20Sene.jpeg\" alt=\"Coura Carine SENE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Coura Carine SENE<\/div>\n                      <div class=\"sb-job\">Directrice R\u00e9gionale<\/div>                      <div class=\"sb-company\">Wave Mobile Money Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/1KJf5cPTryOGZi4dbBpg_zach-transformed.jpg\" alt=\"Zach BIJESSE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Zach BIJESSE<\/div>\n                      <div class=\"sb-job\">Co-Fondateur &amp; CEO<\/div>                      <div class=\"sb-company\">Archer<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/bQPMKNYVQCecGBN2sEhG_Riadh%20Naouar_IFC-transformed.jpg\" alt=\"Riadh NAOUAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Riadh NAOUAR<\/div>\n                      <div class=\"sb-job\"> Responsable des services de conseil, l\u2019Afrique du Nord, l\u2019Afrique de l\u2019Ouest et l\u2019Afrique Centrale <\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  12:00 \u2013 13:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Microfinance : Sortir des mod\u00e8les fond\u00e9s sur l\u2019endettement<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>Les institutions de microfinance (IMF) font face &agrave; un cadre r&eacute;glementaire fragment&eacute; en Afrique : certaines ont la possibilit&eacute; de mobiliser de l&rsquo;&eacute;pargne, d&rsquo;autres doivent se limiter &agrave; l&rsquo;octroi de cr&eacute;dit. Dans les march&eacute;s ax&eacute;s uniquement sur le cr&eacute;dit, elles doivent recourir &agrave; des financements alternatifs &mdash; pr&ecirc;ts, obligations ou titrisation &mdash; pour soutenir leur croissance, soulevant des questions de p&eacute;rennit&eacute;. M&ecirc;me lorsque l&rsquo;&eacute;pargne est autoris&eacute;e, de nombreuses IMF restent fortement d&eacute;pendantes de l&rsquo;endettement, avec des ratios &eacute;pargne\/cr&eacute;dit souvent inf&eacute;rieurs &agrave; 50 %. Cette table ronde r&eacute;unit IMF, institutions de financement du d&eacute;veloppement et r&eacute;gulateurs pour comprendre comment favoriser une approche plus &eacute;quilibr&eacute;e et p&eacute;renne.<\/p>\n<p><br><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Quels cadres de protection des consommateurs pour renforcer la confiance, mobiliser l&rsquo;&eacute;pargne et r&eacute;duire la d&eacute;pendance &agrave; la dette ?<\/li>\n<li>Comment d&eacute;velopper l&rsquo;&eacute;pargne &agrave; grande &eacute;chelle en digitalisant ?<\/li>\n<li>Dans quelle mesure les r&eacute;formes r&eacute;glementaires peuvent-elles ouvrir la voie &agrave; une &ldquo;&eacute;pargne en toute s&eacute;curit&eacute;&rdquo; ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/oRfCm7wRRoCi9WOTCinZ_Kalina-transformed.jpg\" alt=\"Kalina MILLER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Kalina MILLER<\/div>\n                      <div class=\"sb-job\">FIG Business Responsable du d\u00e9veloppement pour l\u2019Afrique australe<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/UhrzzLAcSuud77bU8Shb_FINafrica-transformed.png\" alt=\"B\u00e9ata HABYARIMANA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">B\u00e9ata HABYARIMANA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">FINAFRICA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/rFDILoUQZaxrMtu1f6Rl_Smaller%20MSZ%20Photo%202-transformed.jpg\" alt=\"Mona ZULFICAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mona ZULFICAR<\/div>\n                      <div class=\"sb-job\">Presidente &amp; Fondatrice<\/div>                      <div class=\"sb-company\">Al Tadamun Microfinance Foundation<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FydsjLMNMTJ2VCKNNPaiO_Philip%20Sigwart%20photo.jpg\" alt=\"Philip SIGWART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Philip SIGWART<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Baobab Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/CPVXYLb2QJOdxldRqjqT_Joel-transformed.jpeg\" alt=\"Joel AFFOYON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Joel AFFOYON<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Fonds National de la Microfinance, B\u00e9nin (FNM)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/BqSHUMPJTKm7TAnMtbDm_Enda-transformed.jpeg\" alt=\"Mohamed  ZMANDAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mohamed  ZMANDAR<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Enda Tamweel <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/WqHqAanTLGWeE6MOHHE8_dsc-81066502ff62c5c2e-transformed.jpg\" alt=\"Abdoulie Sireh  JALLOW\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Abdoulie Sireh  JALLOW<\/div>\n                      <div class=\"sb-job\">Vice-Gouverneur<\/div>                      <div class=\"sb-company\">Banque centrale de Gambie<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  12:00 \u2013 13:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Disrupters Club Roundtable | Comment reb\u00e2tir des \u00e9cosyst\u00e8mes d\u2019investissement durables pour les fintechs africaines ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Paystack, rachet&eacute;e par le g&eacute;ant mondial Stripe pour 200 M$, et Moniepoint, fond&eacute;e il y a dix ans et d&eacute;sormais valoris&eacute;e &agrave; 1 Md$, prouvent que l&rsquo;Afrique regorge de talents fintech de classe mondiale. Alors que le financement technologique continental a chut&eacute; de 33 % en glissement annuel en 2024 &ndash; notamment pour les tours d&rsquo;amor&ccedil;age &ndash; le capital patient, bien structur&eacute; et les dispositifs de soutien seront-ils au rendez-vous pour accompagner la prochaine g&eacute;n&eacute;ration de talents ? Une table ronde r&eacute;unissant startups, investisseurs et r&eacute;gulateurs explore comment cr&eacute;er un environnement propice &agrave; l&rsquo;&eacute;mergence et &agrave; la croissance des id&eacute;es fintech les plus audacieuses.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Comment VC locaux, institutions financi&egrave;res internationales et acteurs publics peuvent-ils unir leurs forces pour b&acirc;tir de vrais pipelines de capital ?<\/li>\n<li>Dans un contexte de ressources limit&eacute;es, comment les fondateurs fintech peuvent-ils d&eacute;montrer qu&rsquo;ils sont pr&ecirc;ts pour les investisseurs ?<\/li>\n<li>Au-del&agrave; du financement : quel r&ocirc;le pour le mentorat, l&rsquo;accompagnement et la conformit&eacute; r&eacute;glementaire afin de faire grandir les startups ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/2lmJRkv4TzyDU3WHB3Bm_IMG_0165-transformed.jpeg\" alt=\"Babacar SECK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Babacar SECK<\/div>\n                      <div class=\"sb-job\">Fondateur et Associ\u00e9 G\u00e9rant<\/div>                      <div class=\"sb-company\">Askya Investment Partners <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/jhRTT4spRumhBJZCFJtq_Lupiya-transformed.png\" alt=\"Evelyn KAINGU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Evelyn KAINGU<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Lupiya<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/OR3HOW9uQsmLfRGihXvr_Sophia-transformed.jpg\" alt=\"Sophia ALJ\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sophia ALJ<\/div>\n                      <div class=\"sb-job\">Co-Fondatrice &amp; COO<\/div>                      <div class=\"sb-company\">Chari<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/tXFnTOnkQEytgKdlps4h_kaivan-transformed.jpg\" alt=\"Kaivan SATTAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kaivan SATTAR<\/div>\n                      <div class=\"sb-job\">Fondateur &amp; CEO<\/div>                      <div class=\"sb-company\">Asaak<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/raegLKe0T2So8bd8CAPk_lina-transformed.jpg\" alt=\"Lina KACYEM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lina KACYEM<\/div>\n                      <div class=\"sb-job\">Directrice, Afrique Francophone<\/div>                      <div class=\"sb-company\">Launch Africa Ventures<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/thUG34cxS9KkGxYnnafd_david-adeleke-transformed.jpeg\" alt=\"David  ADELEKE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">David  ADELEKE<\/div>\n                      <div class=\"sb-job\">Co-fondateur &amp; CEO<\/div>                      <div class=\"sb-company\">Zeeh<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/T26smuRSN687lpsiGWng_thumbnail_Photo%20MH%202025%20Event%20ok-transformed.jpg\" alt=\"Magloire  HIOL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Magloire  HIOL<\/div>\n                      <div class=\"sb-job\">Directeur, Government Solutions pour l\u2019Afrique de l\u2019Ouest et du Centre<\/div>                      <div class=\"sb-company\">VISA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/sIrqRKgvSzeq4Iq0FtNc_Jesman-Chonzi-1014x1024-transformed.jpeg\" alt=\"Jesman CHONZI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jesman CHONZI<\/div>\n                      <div class=\"sb-job\">Directrice r\u00e9gionale secteur, FIG<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  13:15 \u2013 14:15                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Capital-investissement : Comment pr\u00e9parer les sorties de private equity via les march\u00e9s de capitaux ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>En 2024, moins de 10 % des sorties de fonds de private equity en Afrique sont pass&eacute;es par des IPO. Alors que les cessions industrielles et secondaires restent dominantes, cette faiblesse d&eacute;ficit p&egrave;se sur le d&eacute;veloppement des march&eacute;s boursiers. Un frein souvent n&eacute;glig&eacute; : Si les entreprises en portefeuille ne sont pas toujours pr&eacute;par&eacute;es &agrave; une cotation (gouvernance, reporting, transparence). Pourtant, certains investisseurs comme Mediterrania Capital Partners ont structur&eacute; des IPO r&eacute;ussies en int&eacute;grant tr&egrave;s t&ocirc;t une logique de &laquo; listing-readiness &raquo;. Cette table ronde r&eacute;unit investisseurs et r&eacute;gulateurs pour explorer les solutions concr&egrave;tes afin de faire des IPO une option r&eacute;aliste et scalable en Afrique.<\/p>\n<p><strong>Points cl&eacute;s : <\/strong><\/p>\n<ul>\n<li>Gouvernance, audit, transparence, engagement investisseur : Quels processus de pr&eacute;paration &agrave; la cotation les fonds doivent-ils int&eacute;grer d&egrave;s l&rsquo;investissement ?<\/li>\n<li>Comment les Bourses africaines peuvent-elles proposer des voies de sortie sur mesure : IPO progressives, segments mid-cap, r&eacute;gimes all&eacute;g&eacute;s de divulgation ?<\/li>\n<li>Quels outils collaboratifs (diagnostic pr&eacute;coce, dialogues GP-Bourse, partenariats march&eacute;s de capitaux) pour acc&eacute;l&eacute;rer l&rsquo;adoption des IPO ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZMz2seJCRfuRY11SAyNA_Damien%20Jacquart%202.JPG\" alt=\" Damien JACQUART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\"> Damien JACQUART<\/div>\n                      <div class=\"sb-job\">Leader Financial Advisory, Afrique francophone<\/div>                      <div class=\"sb-company\">Deloitte<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/BYIek6pGRB2N0WDoUTbI_Bio%20Photo%20JM%202025-transformed.jpg\" alt=\"James  MWORIA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">James  MWORIA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Centum Investment<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F6AgXWxjQ6RoGhU320YAy_CEO%20Autorit%C3%A9%20des%20march%C3%A9s%20financiers%20Ouganda.jpg\" alt=\"Josephine Okui OSSIYA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Josephine Okui OSSIYA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Autorit\u00e9 des March\u00e9s de Capitaux- Ouganda<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/G0tqZOp6TwGdxL2EeDil_Seddiqi-transformed.jpg\" alt=\"Nasser SEDDIQI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nasser SEDDIQI<\/div>\n                      <div class=\"sb-job\">Directeur du P\u00f4le M\u00e9tier - Gestion d\u2019actifs, \u00c9metteurs, March\u00e9s<\/div>                      <div class=\"sb-company\">AMMC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/t41U8PAWQDuFUMfZFPfO_50-transformed.jpg\" alt=\"Omar BEKKALI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Omar BEKKALI<\/div>\n                      <div class=\"sb-job\">Directeur<\/div>                      <div class=\"sb-company\">AfricInvest Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/N5uFeiHkRmCZJsoggKek_05-transformed.png\" alt=\"Vasco  JANU\u00c1RIO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Vasco  JANU\u00c1RIO<\/div>\n                      <div class=\"sb-job\">Directeur Executif<\/div>                      <div class=\"sb-company\">Comiss\u00e3o do Mercado de Capitais (CMC) - Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrAiyahMcREyNp59E5z0b_default-file-transformed.png\" alt=\"Dahlia KHALIFA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dahlia KHALIFA<\/div>\n                      <div class=\"sb-job\">Directrice r\u00e9gionale, Afrique centrale et Afrique de l&#039;Ouest anglophone  <\/div>                      <div class=\"sb-company\">Soci\u00e9t\u00e9 Financi\u00e8re Internationale<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  13:30 \u2013 14:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel des superviseurs | Assurance en Afrique : comment franchir le cap des 3% de p\u00e9n\u00e9tration ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Avec 2,4 % en vie et 1,1 % en non-vie, l&rsquo;assurance africaine reste bien en de&ccedil;&agrave; des standards mondiaux, et des millions restent sans protection face aux chocs climatiques, sanitaires et &eacute;conomiques. Dans l&rsquo;agriculture, moins de 3 % des petits exploitants sont couverts, tandis que les m&eacute;nages comptent encore sur les tontines comme filet de s&eacute;curit&eacute;. Alors que plus des deux tiers des PDG interrog&eacute;s par ContinentalRe affirment que les taux de p&eacute;n&eacute;tration ne sont pas leur priorit&eacute;, comment les superviseurs peuvent-ils digitaliser l&rsquo;acc&egrave;s et connecter les pratiques informelles aux march&eacute;s formels ? Quel plan coordonn&eacute; permettra enfin une assurance inclusive et r&eacute;siliente &agrave; grande &eacute;chelle ?<\/p>\n<p><strong>Points cl&eacute;s : &nbsp;<\/strong><\/p>\n<ul>\n<li>Comment la collaboration entre &Eacute;tats et superviseurs peut-elle transformer la couverture de l&rsquo;agriculture et du secteur informel en opportunit&eacute; rentable pour le secteur priv&eacute; ?<\/li>\n<li>Quels leviers r&eacute;glementaires (obligations, souscription digitale, subventions de primes) peuvent permettre de d&eacute;multiplier l&rsquo;assurance agricole et micro-assurance ?<\/li>\n<li>Confiance, ancrage local et supervision r&eacute;glementaire : le trio magique pour int&eacute;grer les structures informelles dans les syst&egrave;mes formels?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/bnHsy6lvTXG6RaW4phPe_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2016.55.45-transformed.png\" alt=\"Kenneth IGBOMOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Kenneth IGBOMOR<\/div>\n                      <div class=\"sb-job\">R\u00e9dacteur March\u00e9s, Afrique de l\u2019Ouest<\/div>                      <div class=\"sb-company\">CNBC Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/TpFb8ncRRlHp1epyD0eA_Picture%20HD%203%20-transformed.jpg\" alt=\"Mehdi TAZI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Expert\">\n                          Expert                        <\/div>\n                      \n                      <div class=\"sb-name\">Mehdi TAZI<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sident<\/div>                      <div class=\"sb-company\">Cover Edge<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/S2L1175QyydOrdo7XIIT_IMG_9084-transformed.JPG\" alt=\"Baghayo SAQWARE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Baghayo SAQWARE<\/div>\n                      <div class=\"sb-job\">Commissaire et Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Autorit\u00e9 de r\u00e9gulation des assurances de Tanzanie<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FfM0qHHOaSzWKPVG9AX15_Mundia.jpeg\" alt=\"Namakau MUNDIA NTINI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Namakau MUNDIA NTINI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Autorit\u00e9 des pensions et des assurances, R\u00e9publique de Zambie<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/kmENooDmQGadxBcEmMYL_Atlantic%20Re-transformed.JPG\" alt=\"Ouafae MRIOUAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ouafae MRIOUAH<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Atlantic Re<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/R9JtOoOS4mrwPZHLvk7w_WhatsApp%20Image%202025-10-31%20%C3%A0%2010.49.33_2def0a9f-transformed.jpg\" alt=\"Marie Vincent KATSHINGU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Marie Vincent KATSHINGU<\/div>\n                      <div class=\"sb-job\">Sous-Directrice et Responsable de la Micro-assurance et des Assurances Param\u00e9triques<\/div>                      <div class=\"sb-company\">Autorit\u00e9 de R\u00e9gulation et de Contr\u00f4le des Assurances (ARCA)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:15 \u2013 16:15                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Des milliards dormants : quelles solutions pour activer l\u2019\u00e9pargne institutionnelle africaine ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les grands investisseurs institutionnels africains (caisses de retraite et caisse des d&eacute;p&ocirc;ts) g&egrave;rent d&eacute;sormais 230 milliards de dollars. Mais moins de 10 % des fonds de pension sont investis sur les march&eacute;s de capitaux locaux hors Afrique du Sud et Nigeria &mdash; et &agrave; peine 1,5 % en infrastructure ou actifs alternatifs. &nbsp;En Ouganda, les actions cot&eacute;es repr&eacute;sentent moins de 1 % des allocations malgr&eacute; des actifs &eacute;quivalents &agrave; 12 % du PIB. La majorit&eacute; des fonds de pensions reste plac&eacute;e en titres d&rsquo;&Eacute;tat &agrave; court terme, frein&eacute;e par les plafonds r&eacute;glementaires, la faible liquidit&eacute; des march&eacute;s et les co&ucirc;ts de transaction. Alors que le Kenya et l&rsquo;Afrique du Sud testent des mod&egrave;les de fonds communs pour investir dans les infrastructures, la CDG au Maroc d&eacute;montre comment une caisse des d&eacute;p&ocirc;ts peut servir de catalyseur pour le financement local. Quelles r&eacute;formes structurelles permettront de d&eacute;bloquer le capital long partout en Afrique ?<\/p>\n<p><strong>Points cl&eacute;s : <\/strong><\/p>\n<ul>\n<li>Quels instruments peuvent catalyser l&rsquo;investissement institutionnel : obligations vertes, dette PME, infrastructures titris&eacute;es ?<\/li>\n<li>Comment des plateformes r&eacute;gionales mutualis&eacute;es et des rehaussements de cr&eacute;dit peuvent-ils lever les barri&egrave;res d&rsquo;&eacute;chelle et de liquidit&eacute; ?<\/li>\n<li>Quelles r&eacute;formes faire pour diversifier les allocations de long terme, sans compromettre rendement ni solvabilit&eacute; ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FmcxN272ShWoncF5Jickz_default-file-transformed.png\" alt=\"Ramah NYANG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ramah NYANG<\/div>\n                      <div class=\"sb-job\">Journaliste<\/div>                      <div class=\"sb-company\">CGTN\/Bloomberg<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2FeaZFazKTpyiBm23lLPnA_Charles%20De%20Boisriou.jpg\" alt=\"Charles DE BOISRIOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Expert\">\n                          Expert                        <\/div>\n                      \n                      <div class=\"sb-name\">Charles DE BOISRIOU<\/div>\n                      <div class=\"sb-job\">Associ\u00e9 et Membre du Board<\/div>                      <div class=\"sb-company\">Forvis Mazars<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/KqXdriA2RbetL86Ud0LR_1736506864438-transformed.jpg\" alt=\"Gilles TCHAMBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Gilles TCHAMBA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">l&#039;Archer<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/Wp2gSfuCSjOI2WCePrHn_Khalid%20Safir-transformed.jpeg\" alt=\"Khalid SAFIR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Khalid SAFIR<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">CDG Maroc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F6ayxODURe6m4Nmanmxct_Kouassi.jpg\" alt=\"Denis Charles KOUASSI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Denis Charles KOUASSI<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">CNPS<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/PE12rHXTSxuu1wz9LQ8A_Kevin-transformed.jpeg\" alt=\"Kevin NJIRAINI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kevin NJIRAINI<\/div>\n                      <div class=\"sb-job\">Directeur des pr\u00eats syndiqu\u00e9s et de la mobilisation<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event BAD | Lib\u00e9rer le capital domestique \u00e0 grande \u00e9chelle pour la transformation de l&#039;Afrique<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<br><\/strong><br>Le potentiel d'investissement de l'Afrique n'est plus &agrave; d&eacute;montrer &mdash; mais pour le d&eacute;bloquer, il est crucial que le capital domestique circule &agrave; grande &eacute;chelle dans les secteurs d'infrastructure et de production. Avec plus de 900 milliards de dollars US d&eacute;tenus par les investisseurs institutionnels et 2,5 trillions de dollars US en capital bancaire commercial, le continent dispose d&eacute;j&agrave; des ressources n&eacute;cessaires pour financer son propre d&eacute;veloppement. Cependant, la mobilisation de ces ressources reste entrav&eacute;e par des march&eacute;s fragment&eacute;s, des instruments de gestion des risques limit&eacute;s et la persistance de la perception du \"risque africain\".<\/p>\n<p>Alors que l'aide internationale diminue et que l'acc&egrave;s aux financements concessionnels se resserre, les march&eacute;s de la monnaie locale, les fonds de pension et les caisses d'assurance deviennent des moteurs cruciaux de r&eacute;silience. Le d&eacute;fi consiste d&eacute;sormais &agrave; transformer ces actifs en v&eacute;hicules d'investissement &agrave; long terme qui servent les priorit&eacute;s africaines, et non les cycles externes.<\/p>\n<p><strong>Points cl&eacute;s<\/strong><\/p>\n<ul>\n<li><strong>Mobilisation du Capital Domestique <\/strong>: Comment les investisseurs institutionnels africains, les banques commerciales et les fonds de pension peuvent-ils surmonter les obstacles &agrave; la mobilisation efficace des capitaux pour financer les infrastructures et les secteurs productifs ?<\/li>\n<li><strong>Innovations en Mati&egrave;re de Gestion des Risques <\/strong>: Quels instruments innovants de gestion des risques et de garantie peuvent &ecirc;tre d&eacute;velopp&eacute;s pour aider &agrave; accro&icirc;tre le financement domestique pour des projets durables &agrave; travers l'Afrique ?<\/li>\n<li><strong>Souverainet&eacute; Financi&egrave;re <\/strong>: Comment les march&eacute;s financiers africains peuvent-ils &eacute;voluer pour r&eacute;duire la d&eacute;pendance aux investissements &eacute;trangers, et quel r&ocirc;le les institutions financi&egrave;res locales doivent-elles jouer dans la construction d'un &eacute;cosyst&egrave;me &eacute;conomique autonome ?<\/li>\n<li><strong>Exploiter les Opportunit&eacute;s <\/strong>: Quels secteurs et r&eacute;gions inexploit&eacute;s offrent le plus grand potentiel d'investissement, et quelles politiques ou innovations sont n&eacute;cessaires pour lib&eacute;rer ce potentiel &agrave; grande &eacute;chelle ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2Fr9WpLWD7SO6ltMMJvPGf_Nicholas%20Norbrook.jpeg\" alt=\"Nicholas NORBROOK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Nicholas NORBROOK<\/div>\n                      <div class=\"sb-job\">R\u00e9dacteur en chef<\/div>                      <div class=\"sb-company\">The Africa Report<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FOc7e5XTzT2iWfFPSje8S_Mustafa%20Rawji.jpg\" alt=\"Mustafa RAWJI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mustafa RAWJI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Rawbank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/F3coPAq4StCgxYyQUNo6_1-Dr-corneille-Karekezi-portrait-transformed.jpg\" alt=\"Dr. Corneille KAREKEZI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Corneille KAREKEZI<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral du Groupe<\/div>                      <div class=\"sb-company\">Africa Re<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/HIoxeXqbQ8KATHpj5wrU_1746873432736-transformed.jpg\" alt=\"Patty K-MARTIN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Patty K-MARTIN<\/div>\n                      <div class=\"sb-job\">Directrice G\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">NamibRe<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FydsjLMNMTJ2VCKNNPaiO_Philip%20Sigwart%20photo.jpg\" alt=\"Philip SIGWART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Philip SIGWART<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Baobab Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrrcC0VcsTnyeyseLCJnz_Bouabid.jpg\" alt=\"Amine BOUABID\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Amine BOUABID<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Bank of Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FEv9VCxsxQYuRGxiji8e0_Michael%20Jongeneel.jpg\" alt=\"Michael  JONGENEEL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Michael  JONGENEEL<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">FMO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/DZ8P7lF8QHuA6MKp0ZC5_Solomon-Quaynor-transformed.jpg\" alt=\"Solomon QUAYNOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Solomon QUAYNOR<\/div>\n                      <div class=\"sb-job\">VP, Secteur Priv\u00e9, Infrastructures et Industrialisation<\/div>                      <div class=\"sb-company\">Banque Africaine de D\u00e9veloppement (BAD)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"workshop\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Women In Finance Workshop | Combler les angles morts de la gouvernance : parit\u00e9 salariale, progression et r\u00e9tention<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>Plus de 35 gouverneurs de banques centrales sont des hommes, contre seulement trois femmes (8 %), et des centaines de DG de banques et assurances africaines restent masculins, avec tr&egrave;s peu de femmes. Malgr&eacute; une prise de conscience croissante, les in&eacute;galit&eacute;s persistent, notamment en mati&egrave;re d&rsquo;&eacute;quit&eacute; salariale, de progression et de repr&eacute;sentation au conseil. Seuls 23 % des conseils comptent plus de 25 % de femmes (Barom&egrave;tre AFIS\u2011Deloitte), et 2025 marque le plus faible taux de dirigeantes en cinq ans. Depuis 2012, la Banque centrale du Nigeria impose aux banques commerciales un minimum de 40 % de femmes en direction, produisant plusieurs DG f&eacute;minines, rare ailleurs en Afrique. Un atelier r&eacute;unit les dirigeants pour repenser la gouvernance et proposer des r&eacute;formes.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/LNFIPiRTemxpyaCZ2kzC_souad-transformed.png\" alt=\"Souad EL HAMDI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Souad EL HAMDI<\/div>\n                      <div class=\"sb-job\">Associ\u00e9e <\/div>                      <div class=\"sb-company\">Forvis Mazars<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/1AFHOfJMQ36hcjXJn6iP_Samira-transformed.jpg\" alt=\"Samira KHAMLICHI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Samira KHAMLICHI<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sidente<\/div>                      <div class=\"sb-company\">Club des Femmes Administrateurs CFA Maroc<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Risques climatiques : comment \u00e9tendre les pools r\u00e9gionaux ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>Face &agrave; des co&ucirc;ts de r&eacute;assurance &eacute;lev&eacute;s et &agrave; l&rsquo;augmentation du nombre d&rsquo;inondations et s&eacute;cheresses, des pools de risques r&eacute;gionaux plus robustes deviennent indispensables pour soutenir les assureurs. L&rsquo;African Risk Capacity de l&rsquo;Union africaine, l&rsquo;Africa Nature Risk Pool soutenu par le COMESA, et le Fonds de solidarit&eacute; du Maroc de 275 millions de dollars visent ainsi &agrave; renforcer la r&eacute;silience du secteur et &agrave; &eacute;tendre la couverture. Mais alors qu&rsquo;Old Mutual pr&eacute;voit une hausse de 10 % des primes en 2024 li&eacute;e aux &eacute;v&eacute;nements climatiques, des capitaux suppl&eacute;mentaires seront sans doute n&eacute;cessaires pour maintenir l&rsquo;accessibilit&eacute; de l&rsquo;assurance. Cette table ronde explore comment une coop&eacute;ration r&eacute;gionale entre assureurs, r&eacute;assureurs, gouvernements et bailleurs pourrait consolider ou cr&eacute;er de nouveaux pools r&eacute;gionaux.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Petites exploitations agricoles, dommages aux biens des entreprises : quels segments de risques n&eacute;cessitent en urgence de nouveaux pools ou l&rsquo;extension de ceux existants ?<\/li>\n<li>Pr&eacute;l&egrave;vements sur les primes, financement du d&eacute;veloppement : d&rsquo;o&ugrave; viendra le capital pour alimenter ces pools de risques ?<\/li>\n<li>African Risk Capacity, UA, blocs r&eacute;gionaux, BRICS : quelles plateformes pour b&acirc;tir les futurs pools r&eacute;gionaux ou panafricains ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/cdn.filestackcontent.com\/xzzA72WjStyPq1kHZYBY\" alt=\"Sara LEMNIEI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Sara LEMNIEI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">SLK Capital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/l0IEfw2StqOXfeswkrKg_BCheshire-transformed.jpg\" alt=\"Barbara CHESIRE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Barbara CHESIRE<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">AB Entheos<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1OXTH5LhRoKyIdUnG1cl_mamadou%20deme.jpg\" alt=\"Mamadou DEME\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mamadou DEME<\/div>\n                      <div class=\"sb-job\">Directeur des Assurances<\/div>                      <div class=\"sb-company\">Minist\u00e8re des Finances et du Budget<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/p4coJXKDQKac2r7GEsXv_1662803382839-transformed.jpg\" alt=\"Moubarak MOUKAILA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Moubarak MOUKAILA<\/div>\n                      <div class=\"sb-job\">Directeur du Financement du D\u00e9veloppement Durable<\/div>                      <div class=\"sb-company\">BOAD<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/BqjyDjKSlKFl8NoCtK5Z_thumbnail_Photo%20RYANE%20AMINE-transformed.jpg\" alt=\"Amine RYANE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Amine RYANE<\/div>\n                      <div class=\"sb-job\">Directeur, D\u00e9veloppement international et Partenariats<\/div>                      <div class=\"sb-company\">Atlantic Re - Maroc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/oRfCm7wRRoCi9WOTCinZ_Kalina-transformed.jpg\" alt=\"Kalina MILLER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kalina MILLER<\/div>\n                      <div class=\"sb-job\">FIG Business Responsable du d\u00e9veloppement pour l\u2019Afrique australe<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:45 \u2013 16:45                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Disrupters Club Panel | Financement des PME\u2013TPE : quels partenariats construire entre banques, fintech et IMF ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les partenariats entre banques, fintechs et IMF sont essentiels pour offrir des services digitaux aux 44 millions de PME&ndash;TPE d&rsquo;Afrique, mais leur r&eacute;ussite d&eacute;pend de leur structuration. Certains &eacute;chouent &agrave; cause de conflits de concurrence, tandis que d&rsquo;autres, comme M\u2011Shwari (Safaricom\u2011NCBA), r&eacute;ussissent brillamment. Des accords clairs sur la r&eacute;partition des profits et des donn&eacute;es, la gestion des responsabilit&eacute;s en cas de fraude et une int&eacute;gration API fluide sont cruciaux. De la notation cr&eacute;dit par IA aux paiements instantan&eacute;s cr&eacute;ant l&rsquo;historique transactionnel, comment structurer ces partenariats pour combler le trou de 330\u202fmilliards\u202f$ de financement des PME africaines\u202f?<\/p>\n<p><strong>Points cl&eacute;s : <\/strong><\/p>\n<ul>\n<li>Quels sont les facteurs d&eacute;terminants d&rsquo;un partenariat gagnant banque&ndash;fintech&ndash;IMF\u202f?<\/li>\n<li>La mont&eacute;e en puissance des fintechs et des op&eacute;rateurs t&eacute;l&eacute;coms, ainsi que l&rsquo;expansion des capacit&eacute;s fintech des banques, menacent-elles l&rsquo;avenir de ces partenariats\u202f?<\/li>\n<li>Comment les nouvelles fronti&egrave;res de l&rsquo;IA en scoring de cr&eacute;dit, d&eacute;tection de fraudes et analyse des transactions peuvent-elles soutenir les PME &agrave; grande &eacute;chelle\u202f?&nbsp;<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FHkvGqwa1T1GZFxtAvll0_Arotura%20Oddiri%20photo.jpg\" alt=\"Aruoture ODDIRI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aruoture ODDIRI<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sentateur TV<\/div>                      <div class=\"sb-company\">Arise TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F2vnPKcBTR52XDjpY61uH_default-file-transformed.png\" alt=\"Mayowa KUYORO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Expert\">\n                          Expert                        <\/div>\n                      \n                      <div class=\"sb-name\">Mayowa KUYORO<\/div>\n                      <div class=\"sb-job\">Associ\u00e9e et responsable de la Fintech et des paiements pour l&#039;Europe de l&#039;Est, le Moyen-Orient et l&#039;Afrique<\/div>                      <div class=\"sb-company\">McKinsey &amp; Company<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/HKKkDpPJRlKIKfYmgMCx_Rajat%20(3)-transformed.jpg\" alt=\"Rajat DAYAL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Rajat DAYAL<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Yabx Technologies<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F4bxSFEb5Q9SRt3cPq3N6_Coura%20Sene.jpeg\" alt=\"Coura Carine SENE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Coura Carine SENE<\/div>\n                      <div class=\"sb-job\">Directrice R\u00e9gionale<\/div>                      <div class=\"sb-company\">Wave Mobile Money Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/OmrmZtgHSg2VTKjz6Raq_cashplus-transformed.jpeg\" alt=\"Nabil AMAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nabil AMAR<\/div>\n                      <div class=\"sb-job\">Chairman<\/div>                      <div class=\"sb-company\">Cash Plus<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/2DvraWAR3qkcjGmAaf1g_Abdeslam%20Alaoui%20Smaili%20-%20HPS-transformed.jpg\" alt=\"Abdeslam ALAOUI SMAILI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Abdeslam ALAOUI SMAILI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">HPS<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"conversation-with\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  16:15 \u2013 16:35                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Conversation With | Comment l&#039;Afrique peut-elle \u00eatre davantage qu&#039;un spectateur dans l&#039;architecture financi\u00e8re mondiale ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Transformer l'architecture financi&egrave;re internationale pour donner &agrave; l'Afrique une chance &eacute;quitable : l'appel est clair, mais le chemin pour y parvenir demeure complexe. Confront&eacute;s &agrave; une dette africaine galopante et &agrave; un syst&egrave;me mondial o&ugrave; le continent ne capture que 4,5 % des Droits de Tirage Sp&eacute;ciaux (DTS) du FMI, les leaders africains plaident pour des r&eacute;formes et d&eacute;fendent une position unie pour refondre le syst&egrave;me de Bretton Woods et g&eacute;rer la dette. Au c&oelig;ur de cet effort, Serge Eku&eacute;, Pr&eacute;sident de la BOAD, d&eacute;fend une proposition audacieuse : transformer les DTS en un instrument d'investissement pour les banques de d&eacute;veloppement r&eacute;gionales. Lors de cette session, il pr&eacute;sentera des pistes concr&egrave;tes de r&eacute;forme.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fi8cKX47wTRmMR1caIbPK_default-file-transformed.png\" alt=\"Aur\u00e9lie M&#039;BIDA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aur\u00e9lie M&#039;BIDA<\/div>\n                      <div class=\"sb-job\">R\u00e9dactrice en Chef Business et \u00c9conomie<\/div>                      <div class=\"sb-company\">Jeune Afrique<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FJJah3tVhR0CjTh6es9aS_serge.png\" alt=\"Serge EKUE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Serge EKUE<\/div>\n                      <div class=\"sb-job\">President<\/div>                      <div class=\"sb-company\">West African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"conversation-with\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  16:45 \u2013 17:15                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Conversation with | Ces n\u00e9obanques qui bousculent l\u2019ordre \u00e9tabli<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les banques 100\u202f% digitales connaissent un essor rapide. Des licornes comme MNT-Halan, TymeBank ou Moniepoint sont d&eacute;sormais rejointes par des acteurs historiques (OM Bank d&rsquo;Old Mutual, Fingo d&rsquo;Ecobank) et des g&eacute;ants mondiaux en qu&ecirc;te de croissance (comme Revolut en Afrique du Nord). Sans d&eacute;tr&ocirc;ner les grandes banques, ces n&eacute;obanques prosp&egrave;rent dans les segments peu servis, concurren&ccedil;ant les &eacute;tablissements de second rang et les institutions de microfinance gr&acirc;ce &agrave; des portefeuilles num&eacute;riques faciles d&rsquo;utilisation et des syst&egrave;mes de scoring alternatifs. Mais alors que beaucoup d'entre elles sont encore d&eacute;ficitaires, leurs mod&egrave;les sont-ils durables ? Deux leaders du secteur d&eacute;voilent leur strat&eacute;gie de croissance.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fh1Fl2FiTRXqh6cYC72Qy_Julien%20WAGNER.jpeg.png\" alt=\"Julien WAGNER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Julien WAGNER<\/div>\n                      <div class=\"sb-job\">Responsable Diversification Media<\/div>                      <div class=\"sb-company\">Jeune Afrique Media Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZVL9V31wQnyjsHWCv6Jh_Mounir.jpg\" alt=\"Mounir NAKHLA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mounir NAKHLA<\/div>\n                      <div class=\"sb-job\">CEO &amp; Fondateur<\/div>                      <div class=\"sb-company\">MNT-Halan<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F3ok3O52SlGzDm5QQtkHx_Jean-Louis%20Menann%20Kouam%C3%A9_VF.jpg\" alt=\"Jean-Louis  MENANN-KOUAME\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jean-Louis  MENANN-KOUAME<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Orange Bank Africa<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  17:00 \u2013 18:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Bourses africaines\u202f: l&#039;\u00e9mergence de champions familiaux cot\u00e9s est\u2011il la cl\u00e9 du d\u00e9collage\u202f?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les entreprises familiales (FOBs) constituent 70 % du secteur priv&eacute; africain mais leur d&eacute;veloppement est fortement frein&eacute; par un acc&egrave;s difficile aux financements &agrave; long terme. Des IPO comme celles de Boxer (471 M $ lev&eacute;s) , la r&eacute;cente introduction en bourse de Shri Krishana Overseas Ltd sur le Nairobi Securities Exchange, et de WeBuyCars (441 M $) d&eacute;montrent le potentiel des march&eacute;s de capitaux pour les entreprises familiales. Tout comme l'introduction &agrave; Casablanca de TGCC, Akdital ou Vicenne. Pour autant, la crainte de perte de contr&ocirc;le, l&rsquo;incertitude sur la valorisation et le manque d&rsquo;accompagnement des familles dirigeantes freinent toujours les introductions dans de nombreuses r&eacute;gions, comme en Afrique de l&rsquo;Ouest francophone. Comment les bourses peuvent-elles devenir de v&eacute;ritables partenaires en proposant des structures de cotation idoines, des outils de gouvernance adapt&eacute;s aux r&eacute;alit&eacute;s africaines et des cotations transfrontali&egrave;res via l&rsquo;AELP ?<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Comment permettre aux entreprises familiales africaines d&rsquo;acc&eacute;der aux march&eacute;s publics tout en conservant leur contr&ocirc;le strat&eacute;gique et leur pouvoir de d&eacute;cision sur le long terme\u202f?<\/li>\n<li>De quelle mani&egrave;re la cotation peut-elle devenir un levier de succession interg&eacute;n&eacute;rationnelle, de gouvernance et de professionnalisation des entreprises familiales\u202f?<\/li>\n<li>Quels dispositifs et innovations les bourses africaines doivent-elles mettre en place pour soutenir l&rsquo;expansion r&eacute;gionale des FOBs et attirer un capital patient de long terme\u202f?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ijCjVTREuK8P5C7EvYOw_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2017.07.00-transformed.png\" alt=\"Fatima OURIAGHLI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Fatima OURIAGHLI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Finances News Hebdo &amp; Bourse News<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FE6jMgmBrSm60DAG534R0_Felix%20amenounve.jpg\" alt=\"Felix AMENOUNVE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Felix AMENOUNVE<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">BRVM<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ocSRoVQQv22tbBGgqRfV_1727698556358-transformed.jpg\" alt=\"Hana TEHELKU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Hana TEHELKU<\/div>\n                      <div class=\"sb-job\">Directrice G\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">Autorit\u00e9 \u00c9thiopienne des March\u00e9s de Capitaux<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/XNoysAvKQWujgL8YDiln_image-transformed.png\" alt=\"Sidy DIAKHOUMPA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sidy DIAKHOUMPA<\/div>\n                      <div class=\"sb-job\">Associ\u00e9 \u2013 Responsable du conseil Services financiers<\/div>                      <div class=\"sb-company\">Forvis Mazars<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  17:30 \u2013 19:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event Backbase | Next-gen banking : quand modernisation et intelligence convergent<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>&Agrave; travers l'Afrique, la transformation num&eacute;rique est devenue une priorit&eacute; majeure, redessinant la mani&egrave;re dont les banques servent leurs clients, se positionnent sur le march&eacute; et se d&eacute;veloppent. Pourtant, les progr&egrave;s sont souvent frein&eacute;s par des infrastructures vieillissantes, des syst&egrave;mes fragment&eacute;s et des environnements r&eacute;glementaires complexes. Le d&eacute;fi aujourd'hui ne consiste plus seulement &agrave; adopter de nouvelles technologies, mais &agrave; orchestrer une transformation qui g&eacute;n&egrave;re agilit&eacute;, confiance et valeur durable.<\/p>\n<p>La prochaine &egrave;re de la banque africaine sera fa&ccedil;onn&eacute;e par deux forces : la modernisation et l'intelligence. Cette session r&eacute;unit des dirigeants bancaires de tout le continent pour partager leur vision d'une modernisation &agrave; fort impact, en construisant des plateformes modulaires qui garantissent agilit&eacute;, r&eacute;silience et exp&eacute;riences client hyperpersonnalis&eacute;es. La discussion mettra en lumi&egrave;re comment l'usage de la data, l'automatisation et l'intelligence artificielle aident les banques &agrave; cr&eacute;er des &eacute;cosyst&egrave;mes fluides et centr&eacute;s sur le client, tout en lib&eacute;rant de nouvelles sources de valeur dans les segments retail, PME et entreprises, et en posant les bases d'une croissance tourn&eacute;e vers l'avenir.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Des projets num&eacute;riques &agrave; la strat&eacute;gie digitale : comment les banques africaines alignent-elles transformation et croissance &agrave; long terme ?<\/li>\n<li>Des mises &agrave; niveau du c&oelig;ur de syst&egrave;me aux plateformes composables : quelle approche de modernisation les banques africaines adoptent-elles pour gagner en agilit&eacute; et en efficacit&eacute; ?<\/li>\n<li>L'exp&eacute;rience hyperpersonnalis&eacute;e comme nouveau facteur de diff&eacute;renciation : comment la transformation technologique peut-elle renforcer la fid&eacute;lit&eacute; et l'engagement client ?<\/li>\n<li>Modernisation et IA se renforcent mutuellement : par o&ugrave; commencer et comment passer &agrave; l'&eacute;chelle sur la voie de la banque de nouvelle g&eacute;n&eacute;ration ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/1hC3RRbaQneH8MvQayey_Ondira-transformed.jpeg\" alt=\"Ondiro OGANGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ondiro OGANGA<\/div>\n                      <div class=\"sb-job\">Correspondante Afrique<\/div>                      <div class=\"sb-company\">Bloomberg<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/0jSikgz4QphcxI6H6f5h_NDEYE%20AW-transformed.jpeg\" alt=\"Ndeye AW\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ndeye AW<\/div>\n                      <div class=\"sb-job\">Direcrtice g\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">BICIS<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/mwWXLJwQxCDjA8CBiFMz_Aymen%20Daoud-transformed.jpg\" alt=\"Aymen DAOUD\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aymen DAOUD<\/div>\n                      <div class=\"sb-job\">Vice\u2011pr\u00e9sident r\u00e9gional, Afrique<\/div>                      <div class=\"sb-company\">Backbase<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/pQeGyZ9QRj2oSLOnqqnU_suze%20bank7554-transformed.jpg\" alt=\"Akef EL MAGHRABY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Akef EL MAGHRABY<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Suez Canal Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  17:45 \u2013 18:45                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Pression fiscale : comment les institutions financi\u00e8res peuvent-elles g\u00e9rer leur exposition \u00e0 la dette souveraine ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Banques, assurances et gestionnaires d&rsquo;actifs africains redoutent que les &Eacute;tats ne les obligent &agrave; investir massivement dans la dette souveraine - au d&eacute;triment du financement du secteur priv&eacute; - alors que les gouvernements sont en grande difficult&eacute; : en 2024, le service de la dette a accapar&eacute; jusqu&rsquo;&agrave; 50 % de leurs recettes publiques. Consid&eacute;r&eacute;s jusqu&rsquo;ici comme des valeurs s&ucirc;res, les titres publics pourraient, dans ce contexte, enfermer ces acteurs dans ce que les universitaires appellent une &laquo; &eacute;treinte mortelle &raquo; avec l&rsquo;&Eacute;tat, les rendant vuln&eacute;rables aux crises de change et aux restructurations de dette (comme r&eacute;cemment au Ghana). Comment le secteur financier peut-il att&eacute;nuer ces risques ? Quelles mesures et quels outils sont n&eacute;cessaires pour favoriser la diversification, du financement souverain vers les investissements priv&eacute;s ?<\/p>\n<p><strong>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Jusqu&rsquo;o&ugrave; les gouvernements peuvent-ils solliciter les banques commerciales sans mettre en p&eacute;ril l&rsquo;&eacute;quilibre du syst&egrave;me financier ?<\/li>\n<li>Dans quelle mesure les acteurs financiers doivent-ils se diversifier de la dette souveraine face aux perspectives d&rsquo;endettement public en 2026 ?<\/li>\n<li>Couverture des risques, assurance-cr&eacute;dit, diversification : quelle strat&eacute;gie de gestion des risques les banques peuvent-elles &eacute;laborer pour se prot&eacute;ger efficacement ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FN3qGwJdnT3CujluE0uoA_John%20Everington.png\" alt=\"John EVERINGTON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">John EVERINGTON<\/div>\n                      <div class=\"sb-job\"> R\u00e9dacteur en chef pour le Moyen-Orient et l&#039;Afrique<\/div>                      <div class=\"sb-company\">The Banker<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2FqKZpAUB6SweRh9TQlhPj_DSC_7767.JPG\" alt=\"Dr Patrick NJOROGE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr Patrick NJOROGE<\/div>\n                      <div class=\"sb-job\">Chair<\/div>                      <div class=\"sb-company\">AFIS Supervisory Council<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FzFyhEG7dQEO2E7JfR4eP_DG%20CBI%20Mali.jpg\" alt=\"Aissata Kon\u00e9 SIDIBE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aissata Kon\u00e9 SIDIBE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Coris Bank International Mali<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/EOf7ZeGTSW2Ac02UzPTB_Tarik-transformed.jpg\" alt=\"Tarik BCHIR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Tarik BCHIR<\/div>\n                      <div class=\"sb-job\">Directeur du Tr\u00e9sor<\/div>                      <div class=\"sb-company\">Royaume du Maroc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/06MZJm1zQIGATBBr7qN3_424_1732697691_7P2YAZ-transformed.png\" alt=\"Youssef ROUISSI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Youssef ROUISSI<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral D\u00e9l\u00e9gu\u00e9 en charge P\u00f4le Corporate &amp; Investment Banking, Membre du Comit\u00e9 Ex\u00e9cutif<\/div>                      <div class=\"sb-company\">Attijariwafa Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  18:00 \u2013 19:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event CDG Capital - Bourse de Casablanca: Confiance, innovation, souverainet\u00e9 : le Maroc \u00e0 la crois\u00e9e des finances africaines<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/strong><br><br>Le Maroc s&rsquo;affirme aujourd&rsquo;hui comme un p&ocirc;le financier r&eacute;gional majeur, en d&eacute;veloppant des solutions adapt&eacute;es aux r&eacute;alit&eacute;s africaines et capables d&rsquo;inspirer l&rsquo;ensemble du continent. Gr&acirc;ce &agrave; des infrastructures de march&eacute; con&ccedil;ues pour prot&eacute;ger les investisseurs et renforcer la confiance, et &agrave; la mise en place de m&eacute;canismes de financement innovants port&eacute;s par des acteurs publics et priv&eacute;s, le pays trace une voie originale vers une souverainet&eacute; financi&egrave;re africaine. Face &agrave; un monde financier et commercial toujours plus transactionnel, o&ugrave; solidit&eacute; mon&eacute;taire, disponibilit&eacute; de capitaux et practices innovantes doivent devenir les piliers d&rsquo;un d&eacute;veloppement r&eacute;gional et continental, quels sont les &eacute;l&eacute;ments cruciaux &agrave; retenir pour comprendre comment l&rsquo;exp&eacute;rience marocaine peut devenir un mod&egrave;le pour la zone et contribuer &agrave; canaliser l&rsquo;&eacute;pargne africaine vers projets capables de cr&eacute;er une croissance durable ?<\/p>\n<p>Points cl&eacute;s :<\/p>\n<p>Comment le Maroc peut-il consolider son r&ocirc;le de hub africain et partager son savoir-faire comme mod&egrave;le pour les autres pays de la r&eacute;gion ?<br>Quelles sont les infrastructures financi&egrave;res les plus n&eacute;cessaires pour garantir la protection des investisseurs et renforcer leur confiance dans les march&eacute;s marocains et africains ?<br>Quels m&eacute;canismes de financement innovants, sur la base de l&rsquo;exp&eacute;rience marocaine, peuvent inspirer des solutions adapt&eacute;es aux besoins des &eacute;conomies africaines ?<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZMz2seJCRfuRY11SAyNA_Damien%20Jacquart%202.JPG\" alt=\" Damien JACQUART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\"> Damien JACQUART<\/div>\n                      <div class=\"sb-job\">Leader Financial Advisory, Afrique francophone<\/div>                      <div class=\"sb-company\">Deloitte<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/h14ZxlFyTSmybbf2czfa_3b72704b-8378-4d94-8d26-ae4b889a22c0-transformed.jpg\" alt=\"Adel ELAROUSSI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Adel ELAROUSSI<\/div>\n                      <div class=\"sb-job\">Directeur du P\u00f4le Services aux Investisseurs<\/div>                      <div class=\"sb-company\">CDG Capital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/oL1Jnw8ITkeI1NVl1kS4_7ae5b195-e896-40b7-9a82-14f215d13eef-transformed.jpg\" alt=\"Badr BENYOUSSEF\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Badr BENYOUSSEF<\/div>\n                      <div class=\"sb-job\">Directeur de d\u00e9veloppement<\/div>                      <div class=\"sb-company\">Bourse de Casablanca<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/aJfzwuxnRPClyd4T2VJG_thumbnail_photo%20SG%20GUISSE%20CDCD-transformed.jpg\" alt=\"Lamine GUISSE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lamine GUISSE<\/div>\n                      <div class=\"sb-job\">Secr\u00e9taire G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Caisse des D\u00e9p\u00f4ts et Consignations (CDC)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/GfXeoWVRISebtESa1rYE_WhatsApp%20Image%202025-11-03%20at%2010.00.46-transformed.jpeg\" alt=\"Rachid OUTARIATTE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Rachid OUTARIATTE<\/div>\n                      <div class=\"sb-job\">DGA<\/div>                      <div class=\"sb-company\">CDG Capital<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  18:30 \u2013 19:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Cr\u00e9ances douteuses : le d\u00e9veloppement des march\u00e9s secondaires, une bouff\u00e9e d&#039;oxyg\u00e8ne pour les banques ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les march&eacute;s secondaires de cr&eacute;ances douteuses (NPL) peuvent apporter un souffle d&rsquo;air frais aux banques africaines confront&eacute;es &agrave; des ratios pr&eacute;occupants &mdash; pr&egrave;s de 16\u202f% au Kenya et dans la CEMAC, et autour de 9\u202f% dans l&rsquo;UEMOA. En c&eacute;dant ces actifs en souffrance &agrave; des investisseurs priv&eacute;s, comme cela a &eacute;t&eacute; fait en Europe apr&egrave;s la crise de 2008, les banques pourraient r&eacute;duire leur exposition. Mais pour attirer ces acheteurs, la mise en place de cadres r&eacute;glementaires appropri&eacute;s, la r&eacute;duction des &eacute;carts de valorisation et l&rsquo;am&eacute;lioration de la transparence des donn&eacute;es sont imp&eacute;ratifs. Cette table ronde r&eacute;unira r&eacute;gulateurs, investisseurs sp&eacute;cialis&eacute;s et banques commerciales pour d&eacute;finir les conditions d&rsquo;un march&eacute; NPL africain dynamique.&nbsp;<br><br><strong>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Quels m&eacute;canismes d&rsquo;ex&eacute;cution des cr&eacute;ances et qualit&eacute; de donn&eacute;es de cr&eacute;dit sont n&eacute;cessaires pour attirer des investisseurs sur les march&eacute;s secondaires de cr&eacute;ances douteuses ?<\/li>\n<li>Comment cr&eacute;er des v&eacute;hicules d&rsquo;investissement facilitant la vente et le traitement des cr&eacute;ances douteuses ?<\/li>\n<li>Quelles sont les bonnes pratiques de r&eacute;solution des cr&eacute;ances douteuses, notamment en dehors des proc&eacute;dures judiciaires ?&nbsp;<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F2JXmxYzkSxabMgXSwIa4_default-file-transformed.png\" alt=\"Julians AMBOKO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Julians AMBOKO<\/div>\n                      <div class=\"sb-job\">R\u00e9dacteur en chef \u00e9conomie<\/div>                      <div class=\"sb-company\">Nation Media Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/2SVlORwoRySFFUJFLwwC_Rowan%20profile%20photo-transformed.png\" alt=\"Rowan GORDON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Rowan GORDON<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Nimble Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2F4ZqSZ9wVRz6hIZeJ1hLJ_Head%20shot.jpg\" alt=\"Hadiza AMBURSA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Hadiza AMBURSA<\/div>\n                      <div class=\"sb-job\">Directrice ex\u00e9cutive, Banque commerciale<\/div>                      <div class=\"sb-company\">Access Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/njt89aUERTyCwA9P2y8q_Photo%20DG-transformed.png\" alt=\"El-Hassana KABA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">El-Hassana KABA<\/div>\n                      <div class=\"sb-job\">Founder - CEO<\/div>                      <div class=\"sb-company\">MANSA BANK<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/q6Jui8kzQsi5IcvKVBXK_Claudia%20IFC_medium%20res-transformed.JPG\" alt=\"Cl\u00e1udia CONCEI\u00c7\u00c3O\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cl\u00e1udia CONCEI\u00c7\u00c3O<\/div>\n                      <div class=\"sb-job\">Directrice,  Zone Sud de l&#039;Afrique<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/jDxEVNNOQGM2UIBm99qs_zenith-management-team-felix-egbon-transformed.jpg\" alt=\"Felix EGBON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Felix EGBON<\/div>\n                      <div class=\"sb-job\">Directeur des risques<\/div>                      <div class=\"sb-company\">Zenith Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n        <div class=\"sb-day-title\" data-day-title=\"2025-11-04\"><\/div>          <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"afis-governance\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  09:00 \u2013 11:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">R\u00e9union du Conseil de Surveillance d&#039;AFIS<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Compos&eacute; d&rsquo;une trentaine de membres, dont des gouverneurs de banques centrales, des r&eacute;gulateurs et des dirigeants des principales institutions financi&egrave;res africaines, le Supervisory Council d&eacute;finit la vision globale de l&rsquo;AFIS. En tant qu&rsquo;organe consultatif et strat&eacute;gique, il veille &agrave; ce que les priorit&eacute;s du Sommet restent en phase avec l&rsquo;&eacute;volution du paysage financier et soutiennent la mission plus large de promotion d&rsquo;une croissance &eacute;conomique durable et inclusive &agrave; travers l&rsquo;Afrique.<\/p><\/div>\n            \n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  09:00 \u2013 10:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">BOAD Side Event  - Transitions transformatrices : Nouvelles voies de financement pour l\u2019\u00e9nergie et l\u2019agriculture en Afrique<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/strong><br><br>L&rsquo;avenir de l&rsquo;Afrique repose sur deux transitions profond&eacute;ment interconnect&eacute;es : le passage &agrave; une &eacute;nergie bas-carbone, abordable et accessible, et le d&eacute;veloppement d&rsquo;une agriculture productive et r&eacute;siliente. Pourtant, le financement de ces priorit&eacute;s par les canaux traditionnels s&rsquo;est trop souvent r&eacute;v&eacute;l&eacute; insuffisant &mdash; trop lent, frileux et souvent d&eacute;connect&eacute; des r&eacute;alit&eacute;s locales.<\/p>\n<p>Face &agrave; l&rsquo;urgence, les institutions financi&egrave;res africaines impliqu&eacute;es dans ces deux secteurs cl&eacute;s doivent adopter une approche nouvelle : fusionner les sources de capital, redistribuer les risques, et repenser les m&eacute;canismes de tarification. Les structures de financement patient et mixte ont d&eacute;montr&eacute; leur efficacit&eacute; dans la mobilisation de capitaux priv&eacute;s. Parall&egrave;lement, un alignement institutionnel et une compr&eacute;hension fine des sp&eacute;cificit&eacute;s financi&egrave;res africaines sont depuis longtemps reconnus comme des conditions essentielles &agrave; la r&eacute;ussite de ces projets.<\/p>\n<p>Mais quelles seront les conditions concr&egrave;tes pour qu&rsquo;une telle architecture financi&egrave;re s&rsquo;impose durablement &agrave; l&rsquo;&eacute;chelle du continent ?<\/p>\n<p><strong>Points cl&eacute;s :<br><\/strong><br><strong>&bull; Profils de risque sectoriels :<\/strong> Comment des outils comme la couverture du risque de change ou les garanties de performance peuvent-ils r&eacute;pondre aux longs d&eacute;lais des projets &eacute;nerg&eacute;tiques et &agrave; la saisonnalit&eacute; des flux de tr&eacute;sorerie agricoles ?<br><strong>&bull; Agriculture climato-intelligente : <\/strong>Comment le financement mixte peut-il renforcer des cha&icirc;nes de valeur agricoles r&eacute;silientes &mdash; de l&rsquo;irrigation solaire au stockage frigorifique &mdash; tout en garantissant un cr&eacute;dit abordable pour les petits exploitants ?<br><strong>&bull; Tarification diff&eacute;renci&eacute;e : <\/strong>Quels mod&egrave;les tarifaires permettraient de concilier accessibilit&eacute; pour les utilisateurs et rentabilit&eacute; pour les investisseurs dans les march&eacute;s de l&rsquo;&eacute;nergie et de l&rsquo;agriculture ?<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/a2dVoXi9Sw2KYI7XLvFC_Profile%20AFIS-transformed.jpg\" alt=\"Claude OWONA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Claude OWONA<\/div>\n                      <div class=\"sb-job\">Responsable R\u00e9gionale des Institutions Financi\u00e8res, Afrique de l&#039;Ouest<\/div>                      <div class=\"sb-company\">SFI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/z48HTlMjRNW76q4bHpx9_oumar-tembely-transformed.jpeg\" alt=\"Oumar TEMBELY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Oumar TEMBELY<\/div>\n                      <div class=\"sb-job\">Directeur du d\u00e9partement Energie et Ressources Naturelles<\/div>                      <div class=\"sb-company\">BOAD<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/YFb4gZgxSveaBoDhsXTz_1700569922952-transformed.jpg\" alt=\"Toussaint BADOLO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Toussaint BADOLO<\/div>\n                      <div class=\"sb-job\">Directeur du d\u00e9partement Agriculture et Agro-Industrie<\/div>                      <div class=\"sb-company\">BOAD<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/p4coJXKDQKac2r7GEsXv_1662803382839-transformed.jpg\" alt=\"Moubarak MOUKAILA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Moubarak MOUKAILA<\/div>\n                      <div class=\"sb-job\">Directeur du Financement du D\u00e9veloppement Durable<\/div>                      <div class=\"sb-company\">BOAD<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/NY7rweQsRUSOViKk0Ixn_IMG_2009-transformed.jpeg\" alt=\"Sokhna DIOP\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sokhna DIOP<\/div>\n                      <div class=\"sb-job\">Dir\u00e9ctrice G\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">NSIA Banque S\u00e9n\u00e9gal<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/lnxN3rskS7eaIFFeRMWt_1747191228399-transformed.jpg\" alt=\"Laurence FEZA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Laurence FEZA<\/div>\n                      <div class=\"sb-job\">R\u00e9sponsable DFIs<\/div>                      <div class=\"sb-company\">Rawbank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  09:30 \u2013 10:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">ALLIANCE FOR ENTREPRENEURSHIP IN AFRICA - SIDE EVENT  | Financer les cha\u00eenes de valeur des PME africaines : relier entreprises, march\u00e9s et capitaux<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Les PME sont le moteur de l&rsquo;&eacute;conomie africaine, g&eacute;n&eacute;rant emplois, commerce et innovation. Pourtant, leur acc&egrave;s limit&eacute; aux cha&icirc;nes de valeur formelles et au financement freine leur croissance.&nbsp;Renforcer les liens entre entreprises, investisseurs et march&eacute;s est donc essentiel pour lib&eacute;rer le potentiel productif du continent.&nbsp;&Agrave; travers l&rsquo;Alliance pour l&rsquo;Entrepreneuriat en Afrique, les acteurs du secteur unissent leurs forces pour combler ces &eacute;carts &mdash; en mobilisant capital, donn&eacute;es et partenariats.&nbsp;Cette session pr&eacute;sentera les avanc&eacute;es de l&rsquo;Alliance et explorera comment la finance mixte, les solutions de cha&icirc;ne d&rsquo;approvisionnement et l&rsquo;innovation num&eacute;rique peuvent transformer le financement des PME et acc&eacute;l&eacute;rer une croissance inclusive.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li><strong>Des solutions fond&eacute;es sur la demande<\/strong> : que r&eacute;v&egrave;lent les derni&egrave;res donn&eacute;es sur les besoins financiers et non financiers des PME au sein des cha&icirc;nes de valeur africaines &mdash; et comment orienter des interventions cibl&eacute;es pour mieux faire correspondre l&rsquo;offre et la demande ?<\/li>\n<li><strong>Combler le d&eacute;ficit de financement<\/strong> : comment la finance mixte et des solutions innovantes de liquidit&eacute; peuvent-elles aider les PME &agrave; acc&eacute;der au capital circulant et &agrave; s&rsquo;int&eacute;grer aux cha&icirc;nes de valeur r&eacute;gionales et mondiales ?<\/li>\n<li><strong>Plateforme et partenariats de l&rsquo;Alliance :<\/strong> Comment l&rsquo;Alliance et ses partenaires peuvent-ils catalyser les financements et renforcer l&rsquo;impact des PME dans les cha&icirc;nes de valeur ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/2lmJRkv4TzyDU3WHB3Bm_IMG_0165-transformed.jpeg\" alt=\"Babacar SECK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Babacar SECK<\/div>\n                      <div class=\"sb-job\">Fondateur et Associ\u00e9 G\u00e9rant<\/div>                      <div class=\"sb-company\">Askya Investment Partners <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/bQPMKNYVQCecGBN2sEhG_Riadh%20Naouar_IFC-transformed.jpg\" alt=\"Riadh NAOUAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Riadh NAOUAR<\/div>\n                      <div class=\"sb-job\"> Responsable des services de conseil, l\u2019Afrique du Nord, l\u2019Afrique de l\u2019Ouest et l\u2019Afrique Centrale <\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/R3tLhfRTxeD62RqO4bE7_Angelica-transformed.jpg\" alt=\"Angelica ORTIZ DE HAAS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Angelica ORTIZ DE HAAS<\/div>\n                      <div class=\"sb-job\">Responsable des institutions financi\u00e8res, Afrique<\/div>                      <div class=\"sb-company\">FMO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/mNk2MFFORFi8pExyVaS9_IBRAHIM-MALLOUM-transformed.png\" alt=\"Moustapha IBRAHIM MALLOUM \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Moustapha IBRAHIM MALLOUM <\/div>\n                      <div class=\"sb-job\">Directeur R\u00e9gional Adjoint, Afrique de l&#039;Ouest<\/div>                      <div class=\"sb-company\">Proparco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ZkBW81b3QgiWlKsZqnUr_Madame-Khady-Evelyne-Denise-NDIAYE-transformed.png\" alt=\"Khady Evelyne Denise NDIAYE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Khady Evelyne Denise NDIAYE<\/div>\n                      <div class=\"sb-job\">Directrice du Secteur Priv\u00e9<\/div>                      <div class=\"sb-company\">Commission de l&#039;UEMOA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/t41U8PAWQDuFUMfZFPfO_50-transformed.jpg\" alt=\"Omar BEKKALI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Omar BEKKALI<\/div>\n                      <div class=\"sb-job\">Directeur<\/div>                      <div class=\"sb-company\">AfricInvest Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/zQ8sFNgSRX68Bs0dqr0h_a1264bbe-1783-4440-a250-736f64573a8e-transformed.jpeg\" alt=\"Gokhan KONT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Gokhan KONT<\/div>\n                      <div class=\"sb-job\">FIG Directeur r\u00e9gional, Afrique du Nord, Afrique centrale et Afrique de l\u2019Ouest anglophone<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/02U7ZA3IT0OwUCXCxFU8_tarek-transformed.jpg\" alt=\"Tarek  ASSAAD\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Tarek  ASSAAD<\/div>\n                      <div class=\"sb-job\">Managing Partner<\/div>                      <div class=\"sb-company\">Algebra Ventures<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/0IQN3WdmSpe5ZJGyD63h_thumbnail_PHOTO%20PROFIL%20(002)-transformed.jpg\" alt=\"Achraf  TARSIM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Achraf  TARSIM<\/div>\n                      <div class=\"sb-job\">Country Manager<\/div>                      <div class=\"sb-company\">African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/MtYrRdXQZCVMvYhuE7Es_ethiopis-tafara-1_300x300-transformed.jpeg\" alt=\"Ethiopis TAFARA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Ethiopis TAFARA<\/div>\n                      <div class=\"sb-job\">Vice-Pr\u00e9sident R\u00e9gional, Afrique<\/div>                      <div class=\"sb-company\">SFI<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"masterclass\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  10:00 \u2013 11:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">MASTERCLASS | Forger les champions africains de la fintech : quand la donn\u00e9e devient la nouvelle devise<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>La prochaine r&eacute;volution fintech africaine ne viendra pas du code, mais de la donn&eacute;e. Des acteurs comme Tala red&eacute;finissent l&rsquo;acc&egrave;s au financement en utilisant les donn&eacute;es alternatives pour &eacute;valuer le risque, accorder du cr&eacute;dit et toucher des millions d&rsquo;exclus du syst&egrave;me financier.&nbsp;Cette masterclass montrera comment une approche data-first transforme la banque digitale &mdash; du scoring &agrave; l&rsquo;investissement. Les participants d&eacute;couvriront comment banques, fintechs et institutions peuvent unir leurs forces pour &eacute;largir l&rsquo;inclusion, ma&icirc;triser le risque et d&eacute;velopper un v&eacute;ritable march&eacute; fintech africain.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li><strong>D&eacute;coder le potentiel fintech africain<\/strong> : Dynamiques r&eacute;gionales, croissance du march&eacute; et nouvelles opportunit&eacute;s.<\/li>\n<li><strong>Transformer la donn&eacute;e en avantage <\/strong>: Int&eacute;grer les donn&eacute;es alternatives pour mieux pr&ecirc;ter et fid&eacute;liser.<\/li>\n<li><strong>Relier inclusion et investissement <\/strong>: Attirer capitaux et investisseurs institutionnels vers la fintech africaine.<\/li>\n<li><strong>S&rsquo;inspirer du mod&egrave;le Tala<\/strong> : Le&ccedil;ons concr&egrave;tes d&rsquo;un pionnier de la finance digitale fond&eacute;e sur la donn&eacute;e.<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/drbQ4LX2Q56UAHiD4MtA_ettie-transformed.jpg\" alt=\"Ettie PHILITAS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ettie PHILITAS<\/div>\n                      <div class=\"sb-job\">Directeur Groupe des March\u00e9s de Capitaux<\/div>                      <div class=\"sb-company\">TALA<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  11:00 \u2013 12:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Racines num\u00e9riques, croissance financi\u00e8re : tirer parti de la technologie pour transformer le financement agricole en Afrique<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>La technologie offre la possibilit&eacute; de transformer les fondements de l'agriculture en Afrique. &laquo; Du soutien agricole par drones aux plateformes technologiques de financement de la cha&icirc;ne d&rsquo;approvisionnement, les mod&egrave;les commerciaux innovants promettent d'am&eacute;liorer consid&eacute;rablement la productivit&eacute;, la comp&eacute;titivit&eacute; et la r&eacute;silience climatique de la production alimentaire africaine. Comment le secteur financier peut-il jouer un r&ocirc;le catalyseur dans ce processus ? L'agriculture repr&eacute;sentant au moins 20 % du PIB africain et 60 % des emplois, il n'y a pas de temps &agrave; perdre.<br><br><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Quelles innovations les institutions financi&egrave;res mettent-elles en &oelig;uvre pour adapter les produits financiers &agrave; l&rsquo;agriculture ?<\/li>\n<li>Comment structurer les partenariats entre institutions financi&egrave;res, AgTech et assureurs pour &eacute;largir l&rsquo;acc&egrave;s aux intrants et aux services pour les petits exploitants agricoles&nbsp;<\/li>\n<li>Comment les instruments financ&eacute;s ou non financ&eacute;s des partenaires de d&eacute;veloppement peuvent-ils catalyser le cr&eacute;dit priv&eacute; &agrave; l&rsquo;agriculture en Afrique ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FoInQsKUgRju9iun3VjNI_default-file-transformed.png\" alt=\"Aliou MAIGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aliou MAIGA<\/div>\n                      <div class=\"sb-job\">Directeur R\u00e9gional de l&#039;Industrie pour l&#039;Afrique, Institutions Financi\u00e8res<\/div>                      <div class=\"sb-company\">Soci\u00e9t\u00e9 Financi\u00e8re Internationale<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/Qru0e5i2RYOhWhu4T1po_Ewan%20Wheeler-transformed.png\" alt=\"Ewan WHEELER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ewan WHEELER<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">ACRE Africa <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/g0QFJq70Tbud0DAKswlG_Addou-transformed.jpeg\" alt=\"Younes ADDOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Younes ADDOU<\/div>\n                      <div class=\"sb-job\">Vice-pr\u00e9sident Agribusiness et Solutions de durabilit\u00e9<\/div>                      <div class=\"sb-company\">Innovx<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/lnxN3rskS7eaIFFeRMWt_1747191228399-transformed.jpg\" alt=\"Laurence FEZA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Laurence FEZA<\/div>\n                      <div class=\"sb-job\">R\u00e9sponsable DFIs<\/div>                      <div class=\"sb-company\">Rawbank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ZvkZVflsS5GUqzSGkAoF_Abraham-transformed.jpeg\" alt=\"Abraham NDAMBUKI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Abraham NDAMBUKI<\/div>\n                      <div class=\"sb-job\">Responsable du d\u00e9veloppement commercial Afrique<\/div>                      <div class=\"sb-company\">ThriveAgric<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  11:00 \u2013 12:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Climat et march\u00e9s obligataires : comment construire l\u2019arsenal africain de la finance durable ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>En 2024, l&rsquo;Afrique a repr&eacute;sent&eacute; moins de 1 % des &eacute;missions mondiales d&rsquo;obligations vertes, sociales et durables (GSS), avec un volume en recul &agrave; 1,35 milliard USD. Si le Maroc a &eacute;mis sept green bonds et le Gabon un debt-for-nature swap innovant, la majorit&eacute; des op&eacute;rations restent ponctuelles, peu reproductibles, et d&eacute;connect&eacute;es des strat&eacute;gies de financement du d&eacute;veloppement. Les GSS restent marginales, et peinent &agrave; mobiliser l&rsquo;&eacute;pargne institutionnelle domestique, frein&eacute;es par l&rsquo;absence de taxonomie r&eacute;gionale, la volatilit&eacute; du change et un manque d&rsquo;incitations. Comment structurer une offre &agrave; grande &eacute;chelle, adapt&eacute;e aux priorit&eacute;s nationales et aux besoins r&eacute;els du continent ?<br><strong><br>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Zones c&ocirc;ti&egrave;res, ports, adaptation, social, comment structurer des instruments adapt&eacute;s aux risques climatiques sp&eacute;cifiques (au-del&agrave; des seuls green bonds) ?<\/li>\n<li>Quel r&ocirc;le pour la finance islamique &ndash; notamment via les green sukuk &ndash; dans le financement d&rsquo;infrastructures climato-compatibles ?<\/li>\n<li>Quels m&eacute;canismes d&rsquo;incitation (garanties, incitations fiscales, standardisation) et quelle strat&eacute;gie pipeline pour d&eacute;passer les projets pilotes ?&nbsp;<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/mvDmwN05R16LOJzDIH4c_Picture-transformed.jpg\" alt=\"Eden HARRIS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Eden HARRIS<\/div>\n                      <div class=\"sb-job\">Envoy\u00e9e sp\u00e9ciale pour Connecting Africa<\/div>                      <div class=\"sb-company\">Financial Times<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FCehkP9dMSQmaC0hWOuTe_Souad.jpg\" alt=\"Souad EL OUAZZANI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Expert\">\n                          Expert                        <\/div>\n                      \n                      <div class=\"sb-name\">Souad EL OUAZZANI<\/div>\n                      <div class=\"sb-job\">Associ\u00e9e<\/div>                      <div class=\"sb-company\">Forvis Mazars<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/W61b8hZSRn2a84cIF3qA_Dr.%20George%20Agyekum%20Nana%20DONKOR-transformed.jpg\" alt=\"Dr. George Agyekum DONKOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. George Agyekum DONKOR<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sident<\/div>                      <div class=\"sb-company\">Banque d&#039;Investissement et de D\u00e9veloppement de la CEDEAO (BIDC)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/YJKqdZNRaeNVl6H7IT6w_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2017.12.02-transformed.png\" alt=\"Djalal KHIMDJEE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Djalal KHIMDJEE<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral D\u00e9l\u00e9gu\u00e9<\/div>                      <div class=\"sb-company\">Proparco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/9sW7WITlTq6tikgp3W6F_16202_1713452429_D2PEGX-transformed.png\" alt=\"Mehdi TAZI RIFFI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mehdi TAZI RIFFI<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Tanger Med<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/V3CyrA94Seedx6ZaBLjJ_thumbnail_Laila%20Nordine%20IFC-transformed.jpg\" alt=\"Laila NORDINE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Laila NORDINE<\/div>\n                      <div class=\"sb-job\">Directrice principale, Finance durable, Groupe des institutions financi\u00e8res<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/8OaliyVpT9a0bBN5xzSN_Karim-transformed.jpeg\" alt=\"Karim EZZEDDINE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Karim EZZEDDINE<\/div>\n                      <div class=\"sb-job\">VP<\/div>                      <div class=\"sb-company\">SkyKapital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/lA9tihd5RBWCzBO4A1Wx_Ahmed-transformed.jpeg\" alt=\"Ahmed ABOUBACRINE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ahmed ABOUBACRINE<\/div>\n                      <div class=\"sb-job\">Directeur du p\u00f4le r\u00e9gional de Rabat<\/div>                      <div class=\"sb-company\">Islamic Development Bank Group<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  11:00 \u2013 12:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Le passeport r\u00e9glementaire est-il la solution pour faciliter la conformit\u00e9 transfrontali\u00e8re et stimuler l\u2019innovation ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><em><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/strong><\/em><\/p>\n<p>L&rsquo;innovation financi&egrave;re en Afrique est frein&eacute;e par la fragmentation du continent, qui abrite 54 juridictions aux r&eacute;gimes de conformit&eacute; h&eacute;t&eacute;rog&egrave;nes. Obtenir une licence fintech peut co&ucirc;ter jusqu&rsquo;&agrave; 2\u202fmillions\u202f$ par pays, et les divergences en mati&egrave;re de KYC, de lutte contre le blanchiment d&rsquo;argent et de protection des donn&eacute;es entravent les services num&eacute;riques transfrontaliers. Le passeport r&eacute;glementaire, qui d&eacute;livre une seule licence valable sur plusieurs march&eacute;s, pourrait &eacute;liminer ces obstacles et r&eacute;duire les co&ucirc;ts. Alors qu&rsquo;un projet pilote entre le Ghana et le Rwanda donne d&eacute;j&agrave; des r&eacute;sultats prometteurs, les pays hors des blocs UEMOA ou CEMAC pourront-ils s&rsquo;en inspirer ? Comment ce passeport peut-il contribuer &agrave; une supervision plus intelligente et coordonn&eacute;e\u202f? &nbsp;<br><strong><br>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Accord Ghana&ndash;Rwanda : comment a-t-il vu le jour et quelles sont les attentes ?<\/li>\n<li>Fintechs, t&eacute;l&eacute;coms et acteurs de la banque digitale : qu&rsquo;attendent-ils d&rsquo;un passeport r&eacute;glementaire pleinement op&eacute;rationnel ?&nbsp;<\/li>\n<li>Quelles plateformes peuvent promouvoir le passeport, et comment les r&eacute;gulateurs peuvent-ils prot&eacute;ger leurs fintechs locales ?&nbsp;<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/wNIoYNtQZ6Doe9cyBtzS_Ine%CC%80s%20(1)-transformed.jpeg\" alt=\"In\u00e8s KARA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">In\u00e8s KARA<\/div>\n                      <div class=\"sb-job\">Associ\u00e9e partenaire<\/div>                      <div class=\"sb-company\">McKinsey &amp; Company<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZT010yxNQXap2xCzssea_Erwan%20Gelebart.jpg\" alt=\"Erwan GELEBART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Erwan GELEBART<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">AXIAN Open Innovation &amp; Fintech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/tUTn9sG9RszVa9YAgCZT_ORB%20-%20Photo-transformed.jpg\" alt=\"Oumar BARRY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Oumar BARRY<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Cauridor<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/FfLDGfwTa2ydRo8SBSbk_25350_1695300518_755JZS-1050x1400.jpg-transformed.jpg\" alt=\"Valence KIMENYI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Valence KIMENYI<\/div>\n                      <div class=\"sb-job\">Directeur ex\u00e9cutif, Direction du d\u00e9veloppement et de la conduite du secteur financier<\/div>                      <div class=\"sb-company\">National Bank of Rwanda<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/a9nLN9JSO5G2mdRm2A3w_IC%20profile%20pic24-transformed.png\" alt=\"Imane CHARIOUI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Imane CHARIOUI<\/div>\n                      <div class=\"sb-job\">Directrice Afrique Francophone<\/div>                      <div class=\"sb-company\">ZEPZ (Worldremit &amp; Sendwave)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/yNoupLy0RoaJ72TXp5l0_image%20(18)-transformed.jfif\" alt=\"Driss AQUACHAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Driss AQUACHAR<\/div>\n                      <div class=\"sb-job\">Directeur des Relations Gouvernementales, Afrique du Nord-Ouest et Francophone<\/div>                      <div class=\"sb-company\">Mastercard<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/Bpz56MdSAKmdetsTVWS0_Owureku-Asare-headshot-transformed.jpg\" alt=\"Elhanan Owureku ASARE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Elhanan Owureku ASARE<\/div>\n                      <div class=\"sb-job\">Responsable Fintech &amp; Innovation<\/div>                      <div class=\"sb-company\">Banque du Ghana<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"conversation-with\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  11:30 \u2013 12:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Conversation With | Les r\u00e8glementations des assurances sont-elles pr\u00eates adapt\u00e9es \u00e0 un futur domin\u00e9 par l&#039;IA et l&#039;assurtech ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>L&rsquo;IA, la digitalisation et l&rsquo;essor de l&rsquo;assurtech font &eacute;merger de nouveaux d&eacute;fis pour la protection des consommateurs dans le domaine des assurances : confidentialit&eacute; des donn&eacute;es, biais algorithmiques et subsistance d&rsquo;une faible litt&eacute;ratie num&eacute;rique qui expose les consommateurs &agrave; des contrats opaques propos&eacute;s via des applications mobiles. Les assurtech et les produits group&eacute;s int&eacute;gr&eacute;s aux applications de paiement mobile se d&eacute;ploient &agrave; grande &eacute;chelle, compliquant la surveillance et la r&eacute;gulation transfrontali&egrave;re. Alors que l'AfCFTA favorise l'harmonisation prudentielle et que la CIMA aligne d&eacute;j&agrave; les r&egrave;gles sur 14 march&eacute;s,\u202fcomment les r&eacute;gulateurs peuvent-ils parvenir &agrave; un alignement panafricain total des normes d&rsquo;assurance digitale ?<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/1hC3RRbaQneH8MvQayey_Ondira-transformed.jpeg\" alt=\"Ondiro OGANGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ondiro OGANGA<\/div>\n                      <div class=\"sb-job\">Correspondante Afrique<\/div>                      <div class=\"sb-company\">Bloomberg<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/tuBMxUMUTUqTVOboZkVc_Engolo-transformed.png\" alt=\"Blaise Abel EZO&#039;O ENGOLO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Blaise Abel EZO&#039;O ENGOLO<\/div>\n                      <div class=\"sb-job\">Secr\u00e9taire G\u00e9n\u00e9ral <\/div>                      <div class=\"sb-company\">Conf\u00e9rence Interafricaine des March\u00e9s d&#039;Assurance (CIMA)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  11:30 \u2013 12:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">PAPSS Session de Networking : \u00ab Lib\u00e9rer la souverainet\u00e9 financi\u00e8re de l&#039;Afrique : des fonds bloqu\u00e9s aux investissements transfrontaliers \u00bb<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/strong><br><br>Participez &agrave; ce Side Event organis&eacute; par PAPSS lors de l'AFIS 2025 pour d&eacute;couvrir comment le march&eacute; mon&eacute;taire africain PAPSS (PACM) r&eacute;volutionne les paiements et les investissements transfrontaliers en Afrique.<\/p>\n<p>Avec plus de 2 milliards de dollars de revenus a&eacute;riens et d'innombrables autres fonds d'entreprises bloqu&eacute;s &agrave; travers l'Afrique en raison des difficult&eacute;s li&eacute;es &agrave; la conversion et au rapatriement des devises, le PACM offre une solution r&eacute;volutionnaire : permettre aux grandes entreprises d'&eacute;changer de mani&egrave;re transparente les devises africaines, sans avoir recours aux devises fortes.<\/p>\n<p>D&eacute;couvrez par vous-m&ecirc;me comment le PACM permet aux compagnies a&eacute;riennes, aux fabricants, aux assureurs, aux op&eacute;rateurs t&eacute;l&eacute;coms et &agrave; d'autres entreprises multinationales africaines de lib&eacute;rer des fonds bloqu&eacute;s, d'&eacute;tendre leurs activit&eacute;s et d'investir. D&eacute;couvrez la plateforme du PACM, ax&eacute;e sur le march&eacute; et bas&eacute;e sur un carnet d'ordres, qui garantit la transparence, la conformit&eacute; et l'efficacit&eacute; des op&eacute;rations de change pour les participants v&eacute;rifi&eacute;s.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/nDCDgXbCTcih4940FVie_PAPSS-transformed.jpg\" alt=\"John Bosco SEBABI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">John Bosco SEBABI<\/div>\n                      <div class=\"sb-job\">CEO Adjoint<\/div>                      <div class=\"sb-company\">PAPSS<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  12:00 \u2013 13:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Exposition aux chocs technologiques, climatiques et alimentaires : l\u2019industrie africaine de l\u2019assurance peut-elle r\u00e9sister aux chocs de demain ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Cyberattaques visant les caisses de l&rsquo;&Eacute;tat. Au Maroc, une fuite de donn&eacute;es de la CNSS a r&eacute;v&eacute;l&eacute; de nombreuses informations priv&eacute;s. Un peu partout, des &eacute;pisodes El Ni&ntilde;o ont eu de graves impacts sur la s&eacute;curit&eacute; alimentaire : face &agrave; ces risques croissants, le secteur de l&rsquo;assurance africain doit imp&eacute;rativement se renforcer. L&rsquo;industrie de l&rsquo;assurance africaine est-elle en mesure d&rsquo;assumer de telles pertes ? Comment gouvernements et march&eacute;s de capitaux peuvent-ils contribuer &agrave; renforcer la capacit&eacute; de souscription des assureurs ?<\/p>\n<p><strong>Points cl&eacute;s : <\/strong><\/p>\n<ul>\n<li>Subventions aux primes, clients de r&eacute;f&eacute;rence, renforcement de la r&eacute;assurance et des mod&egrave;les nationaux de risque : comment gouvernements et r&eacute;gulateurs peuvent-ils am&eacute;liorer la r&eacute;silience du syst&egrave;me\u202f?<\/li>\n<li>En d&eacute;veloppant la titrisation d&rsquo;assurance ou les obligations catastrophes, quel r&ocirc;le les march&eacute;s financiers peuvent-ils jouer, et cela peut-il s&rsquo;&eacute;tendre aux cyber-risques ?<\/li>\n<li>Partenariats technologiques et nouvelles collaborations : comment garantir que l&rsquo;assurance param&eacute;trique, reposant sur des donn&eacute;es satellites et capteurs, corresponde r&eacute;ellement aux pertes sur le terrain\u202f?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/bnHsy6lvTXG6RaW4phPe_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2016.55.45-transformed.png\" alt=\"Kenneth IGBOMOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Kenneth IGBOMOR<\/div>\n                      <div class=\"sb-job\">R\u00e9dacteur March\u00e9s, Afrique de l\u2019Ouest<\/div>                      <div class=\"sb-company\">CNBC Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FiDudxbJ8RJCVna0OxjHg_Sana%20Attig.jpg\" alt=\"Sana ATTIG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Expert\">\n                          Expert                        <\/div>\n                      \n                      <div class=\"sb-name\">Sana ATTIG<\/div>\n                      <div class=\"sb-job\">Directrice de l&#039;assurance, Afrique francophone<\/div>                      <div class=\"sb-company\">Deloitte<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2Fxr9ONJKQimiiya0Bgt2f_Gildas%20NZOUBA.jpg\" alt=\"Gildas N&#039;ZOUBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Gildas N&#039;ZOUBA<\/div>\n                      <div class=\"sb-job\">Directeur Zone C\u00f4te d\u2019Ivoire &amp; Directeur G\u00e9n\u00e9ral des soci\u00e9t\u00e9s SUNU Assurances C\u00f4te d\u2019Ivoire<\/div>                      <div class=\"sb-company\">Groupe SUNU<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/aiWtXwjHQtWieDrRrU9N_Bachir-transformed.jpg\" alt=\"Bachir BADDOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Bachir BADDOU<\/div>\n                      <div class=\"sb-job\">Vice Pr\u00e9sident<\/div>                      <div class=\"sb-company\">F\u00e9d\u00e9ration Marocaine d&#039;Assurance (FMA)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/rXCOl8yLRVanB70aROc8_Linet-transformed.jpg\" alt=\"Linet ODERA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Linet ODERA<\/div>\n                      <div class=\"sb-job\">Directrice en charge du Secteur Public et des Solutions Inclusives<\/div>                      <div class=\"sb-company\">ZEP-RE (PTA Reinsurance Company)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  12:30 \u2013 14:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Ressources naturelles : comment renforcer l\u2019autonomie africaine dans le p\u00e9trole, le gaz et les mines ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>L&rsquo;Afrique poss&egrave;de d&rsquo;immenses r&eacute;serves de p&eacute;trole, de gaz et de minerais, mais les entreprises locales sont trop souvent cantonn&eacute;es &agrave; des r&ocirc;les secondaires tels que la sous-traitance. En cause, le manque de financements notamment, qui les emp&ecirc;che de g&eacute;rer des projets de plus grande envergure. Pour qu&rsquo;elles prennent enfin leur place dans l&rsquo;exploration et la production, le soutien strat&eacute;gique des institutions financi&egrave;res africaines est essentiel. Des pays comme le Nigeria, le Maroc ou l&rsquo;Afrique du Sud montrent la voie avec des r&eacute;formes audacieuses et des mod&egrave;les de financement novateurs. Mais comment les autres pays peuvent-ils rattraper leur retard ? Cette table ronde r&eacute;unira financiers et industriels africains pour explorer comment transformer les ressources naturelles du continent en atouts &eacute;conomiques durables.<\/p>\n<p><strong>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>R&eacute;glementation, risques de change et dollarisation : comment lever les freins &agrave; l&rsquo;investissement des institutions financi&egrave;res africaines dans les acteurs &eacute;nerg&eacute;tiques locaux ?<\/li>\n<li>De quelle mani&egrave;re le secteur financier africain peut-il mieux r&eacute;pondre aux besoins sp&eacute;cifiques des entreprises extractives locales ?<\/li>\n<li>Quelles politiques de contenu local mettre en place pour orienter davantage de financements vers les entreprises africaines ?&nbsp;<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FzfgJHdeuTRrycZwLKGgC_Mustapha%20Mourahib.png\" alt=\"Mustapha MOURAHIB\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Mustapha MOURAHIB<\/div>\n                      <div class=\"sb-job\">Associ\u00e9 g\u00e9rant, Casablanca, et co-responsable du groupe Afrique<\/div>                      <div class=\"sb-company\">Clifford Chance <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/x7iOcFPkTQyODWOoVedH_FNB15879-transformed.jpg\" alt=\"Bydon LONGWE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Bydon LONGWE<\/div>\n                      <div class=\"sb-job\">Broader Africa CEO<\/div>                      <div class=\"sb-company\">FirstRand Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/RrxXFsDKSti66EZhWD6Y_27981_1713255958_79SZTU-transformed.jpg\" alt=\"Diaretou Madina DIENG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Diaretou Madina DIENG<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sidente Afrique Francophone et \u00eeles<\/div>                      <div class=\"sb-company\">Schneider Electrics<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/fQX2mA1RXK7ioPVuqxg5_Fotografia%20Oscar%20Santos-transformed.jpg\" alt=\"\u00d3scar Humberto \u00c9VORA SANTOS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">\u00d3scar Humberto \u00c9VORA SANTOS<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">Banco de Cabo Verde<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/9hWMm3OQbOvpfHBzIKgw_Paul-Harry-transformed.jpg\" alt=\"Paul-Harry AITHNARD\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Paul-Harry AITHNARD<\/div>\n                      <div class=\"sb-job\">Directeur R\u00e9gional Ex\u00e9cutif, UEMOA<\/div>                      <div class=\"sb-company\">Ecobank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/06MZJm1zQIGATBBr7qN3_424_1732697691_7P2YAZ-transformed.png\" alt=\"Youssef ROUISSI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Youssef ROUISSI<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral D\u00e9l\u00e9gu\u00e9 en charge P\u00f4le Corporate &amp; Investment Banking, Membre du Comit\u00e9 Ex\u00e9cutif<\/div>                      <div class=\"sb-company\">Attijariwafa Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/CgoYCBsDT5K2AjSk90qA_Amina-transformed.jpg\" alt=\"Amina BENKHADRA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Amina BENKHADRA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Office National des Hydrocarbures et des Mines (ONHYM)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  13:00 \u2013 14:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side-event I Proparco : Acc\u00e9l\u00e9rer la mobilisation des ressources domestiques gr\u00e2ce aux garanties : enseignements des mod\u00e8les EURIZ et MENA<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Alors que l&rsquo;acc&egrave;s au financement demeure l&rsquo;un des principaux obstacles &agrave; la croissance des PME en Afrique et dans la r&eacute;gion MENA, les m&eacute;canismes de garantie sont de plus en plus reconnus comme des instruments efficaces pour lib&eacute;rer le capital local et favoriser un d&eacute;veloppement &eacute;conomique inclusif. Une illustration de ce potentiel est le programme EURIZ, soutenu par l&rsquo;Union europ&eacute;enne et mis en &oelig;uvre par Proparco, qui affiche d&eacute;j&agrave; des r&eacute;sultats concrets : plus de 173 millions d&rsquo;euros de garanties ont permis &agrave; quelques 2 400 PME d&rsquo;acc&eacute;der &agrave; des financements essentiels. Fort de ce succ&egrave;s, le m&eacute;canisme de garantie MENA, dot&eacute; de 360 millions d&rsquo;euros, d&eacute;ploie aujourd&rsquo;hui cette approche &agrave; grande &eacute;chelle en Afrique du Nord et au Moyen-Orient.<\/p>\n<p>Cette session explorera comment les mod&egrave;les de garantie intelligents peuvent &ecirc;tre &eacute;tendus et p&eacute;rennis&eacute;s pour favoriser l&rsquo;inclusion financi&egrave;re et renforcer durablement la mobilisation des ressources domestiques &agrave; travers le continent.<\/p>\n<p>&nbsp;<\/p>\n<p>Points cl&eacute;s :<\/p>\n<ul>\n<li>Combiner capitaux des bailleurs, outils de r&eacute;duction des risques et assistance technique : quels sont les facteurs cl&eacute;s de succ&egrave;s et les enseignements des mod&egrave;les EURIZ et MENA ?<\/li>\n<li>Des r&eacute;sultats aux impacts : comment mesurer efficacement les r&eacute;sultats des m&eacute;canismes de garantie pour garantir un impact durable ?<\/li>\n<li>Structurer le passage &agrave; l&rsquo;&eacute;chelle : quels cadres r&eacute;glementaires pour int&eacute;grer durablement les m&eacute;canismes de garantie dans les strat&eacute;gies de mobilisation des ressources domestiques ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/1hC3RRbaQneH8MvQayey_Ondira-transformed.jpeg\" alt=\"Ondiro OGANGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ondiro OGANGA<\/div>\n                      <div class=\"sb-job\">Correspondante Afrique<\/div>                      <div class=\"sb-company\">Bloomberg<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/YJKqdZNRaeNVl6H7IT6w_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2017.12.02-transformed.png\" alt=\"Djalal KHIMDJEE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Djalal KHIMDJEE<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral D\u00e9l\u00e9gu\u00e9<\/div>                      <div class=\"sb-company\">Proparco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/e1xeiwczT46NXUHydLqV_Yann%20JACQUEMIN-transformed.jpg\" alt=\"Yann JACQUEMIN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Yann JACQUEMIN<\/div>\n                      <div class=\"sb-job\">Responsable Garanties pour le d\u00e9veloppement<\/div>                      <div class=\"sb-company\">Proparco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/UhrzzLAcSuud77bU8Shb_FINafrica-transformed.png\" alt=\"B\u00e9ata HABYARIMANA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">B\u00e9ata HABYARIMANA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">FINAFRICA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/cdn.filestackcontent.com\/RPtTPxkPQmKkau26OFOF\" alt=\"Josephine ANAN-ANKOMAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Josephine ANAN-ANKOMAH<\/div>\n                      <div class=\"sb-job\">Directrice ex\u00e9cutive r\u00e9gionale Afrique centrale, de l\u2019Est et Australe (CESA) &amp; directrice g\u00e9n\u00e9rale Ecobank Kenya<\/div>                      <div class=\"sb-company\">Ecobank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/NUtBWJsjRMWpWQyjrlkO_1740307414252-transformed.jpeg\" alt=\"Fulvio CAPURSO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Fulvio CAPURSO<\/div>\n                      <div class=\"sb-job\">Head of Unit, European Commission, DG MENA<\/div>                      <div class=\"sb-company\">EUROPEAN UNION<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  13:00 \u2013 14:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Gestion des r\u00e9serves de change par les banques africaines : levier de souverainet\u00e9 ou risque majeur ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Alors que la qu&ecirc;te de souverainet&eacute; financi&egrave;re s&rsquo;intensifie, certains &Eacute;tats africains envisagent de confier leurs r&eacute;serves de change &agrave; des banques commerciales panafricaines (plut&ocirc;t qu&rsquo;&agrave; des institutions internationales) et de responsabiliser les banques locales dans la couverture du risque de change. Ces mesures visent &agrave; r&eacute;duire la d&eacute;pendance aux infrastructures financi&egrave;res offshore et &agrave; rapatrier des r&eacute;serves jusqu&rsquo;ici investies majoritairement en obligations am&eacute;ricaines, europ&eacute;ennes ou chez des banques &eacute;trang&egrave;res. Mais les banques nationales respectent-elles suffisamment les normes de solvabilit&eacute;, de compensation et de gouvernance requis pour garantir la s&eacute;curisation de ces actifs souverains ? Le rapatriement des r&eacute;serves est-il une opportunit&eacute; strat&eacute;gique ou pari risqu&eacute; ?<\/p>\n<p><strong>Points cl&eacute;s :&nbsp;<\/strong><\/p>\n<ul>\n<li>Quels cadres r&eacute;glementaires mettre en place pour permettre aux banques africaines de premier rang de d&eacute;tenir et g&eacute;rer les r&eacute;serves de change nationales ?<\/li>\n<li>Quelles strat&eacute;gies sp&eacute;cifiques les banques peuvent\u2011elles adopter pour g&eacute;rer et allouer ces r&eacute;serves dans un cadre r&eacute;glementaire conjuguant conformit&eacute; et gestion des risques ma&icirc;tris&eacute;e ?<\/li>\n<li>Accords r&eacute;gionaux de swap, mutualisation des r&eacute;serves, PAPSS : comment les banques centrales peuvent\u2011elles att&eacute;nuer l&rsquo;exposition des banques commerciales aux risques de change ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FN3qGwJdnT3CujluE0uoA_John%20Everington.png\" alt=\"John EVERINGTON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">John EVERINGTON<\/div>\n                      <div class=\"sb-job\"> R\u00e9dacteur en chef pour le Moyen-Orient et l&#039;Afrique<\/div>                      <div class=\"sb-company\">The Banker<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FxFIjQasbQaqkaDGGcDxY_GOUV%20BC%20Madagascar.jpg\" alt=\"Aivo ANDRIANARIVELO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aivo ANDRIANARIVELO<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">Banque Centrale de Madagascar<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/QG40q5DSR3iF06LcAVJc_FLyer%20SEUL%20%26%20EQUIPE%20-%20JP%20GODEME-transformed.JPG\" alt=\"Jean Pierre GODEME\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jean Pierre GODEME<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Madupay<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/qtapXGMgS765zLKsZlmP_Jean_Claude_Kassi_Brou_Portrait_Instititionnel%20(1)-transformed.jpg\" alt=\"Jean-Claude Kassi BROU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jean-Claude Kassi BROU<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">BCEAO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FOc7e5XTzT2iWfFPSje8S_Mustafa%20Rawji.jpg\" alt=\"Mustafa RAWJI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mustafa RAWJI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Rawbank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/g4Wjt6n1SxC232hp1Vjg_Ini-Ebong-Executive-Director-Treasury-International-Banking-transformed.jpg\" alt=\"Ini EBONG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ini EBONG<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral Adjoint<\/div>                      <div class=\"sb-company\">First Bank of Nigeria<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNVBMxDu7QvuoAyw0iUGO_Dep%20Gouv%20Tanzania.jpg\" alt=\"Yamungu KAYANDABILA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Yamungu KAYANDABILA<\/div>\n                      <div class=\"sb-job\">Gouverneur Adjoint<\/div>                      <div class=\"sb-company\">Banque Centrale de Tanzanie<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  13:00 \u2013 14:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Le financement de la cha\u00eene d&#039;approvisionnement, une planche de salut pour les PME ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>Le financement des cha&icirc;nes d&rsquo;approvisionnement (FCA), en plein essor en Afrique, pourrait fournir un fonds de roulement crucial au d&eacute;veloppement des PME. Dans des pays comme l&rsquo;&Eacute;gypte, le Kenya, le Maroc ou le Nig&eacute;ria, son potentiel de march&eacute; est estim&eacute; &agrave; plus de 8 % du PIB. Malgr&eacute; l&rsquo;int&eacute;r&ecirc;t croissant des acteurs publics et priv&eacute;s pour le FCA en Afrique, son d&eacute;veloppement reste frein&eacute; par un manque de sensibilisation, une digitalisation encore limit&eacute;e et un cadre r&eacute;glementaire peu adapt&eacute;. Les volumes restent largement inf&eacute;rieurs &agrave; ceux observ&eacute;s dans d&rsquo;autres r&eacute;gions. Cette table ronde r&eacute;unissant les acteurs du FCA d&eacute;bat des leviers &agrave; activer pour acc&eacute;l&eacute;rer son d&eacute;veloppement.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>&Eacute;tat des lieux, opportunit&eacute;s et obstacles li&eacute;s au FCA en Afrique : comment faire pencher la balance en faveur de l'expansion ?<\/li>\n<li>Comment les acteurs des secteurs public et priv&eacute; peuvent-ils faire progresser le FCA, et quelles sont les possibilit&eacute;s de collaboration pour stimuler la croissance ?<\/li>\n<li>Quelles le&ccedil;ons tirer des march&eacute;s comme le Mexique, l&rsquo;Inde ou la Turquie, et des cl&eacute;s de leur r&eacute;ussite ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/bQPMKNYVQCecGBN2sEhG_Riadh%20Naouar_IFC-transformed.jpg\" alt=\"Riadh NAOUAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Riadh NAOUAR<\/div>\n                      <div class=\"sb-job\"> Responsable des services de conseil, l\u2019Afrique du Nord, l\u2019Afrique de l\u2019Ouest et l\u2019Afrique Centrale <\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/B1BYsCXRSG5oZITAtC4Q_Ferdy1-transformed.jpg\" alt=\"Ferdinand ZAUMU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ferdinand ZAUMU<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral, Solutions de Financement du Commerce et du Fonds de Roulement, Responsable Moyen-Orient et Afrique<\/div>                      <div class=\"sb-company\">Citi<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/eGg6mMoPTNCyZ2VnDYCN_Sandy%20Kemper-transformed.png\" alt=\"Alexander KEMPER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Alexander KEMPER<\/div>\n                      <div class=\"sb-job\">Fondateur et CEO <\/div>                      <div class=\"sb-company\">C2FO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/gTpLAiaQO21qoAb8m4FJ_Akin-transformed.jpeg\" alt=\"Olukayode AKINBINU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Olukayode AKINBINU<\/div>\n                      <div class=\"sb-job\">Directeur Groupe \u2013 Filiales Internationales et Expansion des March\u00e9s<\/div>                      <div class=\"sb-company\">Zenith Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/bgAUjpN8SK2CLgifuwMb_Houda-transformed.jpeg\" alt=\"Houda EL KOHEN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Houda EL KOHEN<\/div>\n                      <div class=\"sb-job\">Directrice G\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">Attijari Factoring<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/B8gDTMQTl2ILboQbXeu4_Vista%20Bank%20France-transformed.png\" alt=\"Attiogb\u00e9 Komlan VOSSAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Attiogb\u00e9 Komlan VOSSAH<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral Adjoint<\/div>                      <div class=\"sb-company\">Vista Bank France<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/Fq3NZrpTCWkFfGY5ntL1_Nabil-transformed.jpeg\" alt=\"Nabil BADR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Nabil BADR<\/div>\n                      <div class=\"sb-job\">Directeur Adjoint Direction de la Supervision Bancaire<\/div>                      <div class=\"sb-company\">Bank Al-Maghrib<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/lEJY1ov8So2tnHqT9ywE_Nachid%20Zakaria-transformed.JPG\" alt=\" Zakaria NACHID\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\"> Zakaria NACHID<\/div>\n                      <div class=\"sb-job\">Chef, Division de l\u2019Accompagnement \u00e0 la Relance \u00c9conomique<\/div>                      <div class=\"sb-company\">Minist\u00e8re de l\u2019\u00c9conomie et des Finances, Maroc<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  13:00 \u2013 14:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Dette en monnaie locale : lever les freins \u00e0 la souverainet\u00e9 mon\u00e9taire africaine<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><em><strong>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/strong><\/em><\/p>\n<p>Les march&eacute;s de dette en monnaie locale sont essentiels &agrave; la r&eacute;silience mon&eacute;taire et budg&eacute;taire de l&rsquo;Afrique. Pourtant, hors Afrique du Sud et Nigeria, moins de 15\u202f% des &eacute;missions souveraines (2015&ndash;2023) sont libell&eacute;es en monnaie locale, contre 89\u202f% en Asie pour les obligations d&rsquo;entreprise. La faiblesse de la base d&rsquo;investisseurs domestiques, la fragmentation r&eacute;glementaire et la volatilit&eacute; freinent le d&eacute;veloppement de ces march&eacute;s. Mais avec des rendements sup&eacute;rieurs &agrave; 10\u202f%, une demande croissante de diversification et un dollar plus faible, le momentum est l&agrave;. Quelles innovations &mdash; digitales, r&eacute;glementaires, structurelles &mdash; permettront enfin un v&eacute;ritable essor panafricain ?<\/p>\n<p><strong>Points cl&eacute;s : &nbsp;<\/strong><\/p>\n<ul>\n<li>Comment d&eacute;velopper les march&eacute;s de dette locaux afin que les &Eacute;tats et les entreprises priv&eacute;es puissent tous deux acc&eacute;der au capital ?<\/li>\n<li>Quels outils de structuration (rehaussement de cr&eacute;dit, &eacute;mission digitale) pour &eacute;largir la base d&rsquo;investisseurs ?<\/li>\n<li>Quels cadres r&eacute;gionaux pour faciliter les &eacute;missions transfrontali&egrave;res et mutualiser le risque ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F0FEFiG2bRF6mMzVKCpA8_default-file-transformed.png\" alt=\"Olivier NOEL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Olivier NOEL<\/div>\n                      <div class=\"sb-job\">Secr\u00e9taire G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">AFIS<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/IHHCb2azRFqVMkotjHjD_Chinua%20Azubike%20Headshot-transformed.jpg\" alt=\"Chinua AZUBIKE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Chinua AZUBIKE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">InfraCredit<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/JWHhrvyDRjasH5YXMa57_Aristide-transformed.jpeg\" alt=\"Aristide OUATTARA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aristide OUATTARA<\/div>\n                      <div class=\"sb-job\">Vice-pr\u00e9sident Strat\u00e9gie &amp; Op\u00e9rations<\/div>                      <div class=\"sb-company\">Lilium Group - Vista Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/oVaHeJlGSySY8JzDwCQe_Rony%20Lam-transformed.jpeg\" alt=\"Rony LAM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Rony LAM<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">MCB Capital Markets<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/RX3CJpOUQqCpgu9lpKlX_David-Damiba-transformed.jpg\" alt=\"David DAMIBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">David DAMIBA<\/div>\n                      <div class=\"sb-job\">Associ\u00e9 G\u00e9rant et Co-CEO<\/div>                      <div class=\"sb-company\">Kasada Capital Management<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/zQ8sFNgSRX68Bs0dqr0h_a1264bbe-1783-4440-a250-736f64573a8e-transformed.jpeg\" alt=\"Gokhan KONT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Gokhan KONT<\/div>\n                      <div class=\"sb-job\">FIG Directeur r\u00e9gional, Afrique du Nord, Afrique centrale et Afrique de l\u2019Ouest anglophone<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/qC3tQpMOSgCWSLJZYTEQ_1746192018095-transformed.jpg\" alt=\"Dacin BIKA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dacin BIKA<\/div>\n                      <div class=\"sb-job\">Directeur Financier et Comptable<\/div>                      <div class=\"sb-company\">L&#039;Archer<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FzSQQGlvaQvG3lNnf4i1e_Philip%20Chitalu.jpeg\" alt=\"Philip K. CHITALU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Philip K. CHITALU<\/div>\n                      <div class=\"sb-job\">Chief Executive Officer<\/div>                      <div class=\"sb-company\">Securities and Exchange Commission - Zambia<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:00 \u2013 16:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Des ports secs aux eaux profondes: comment mieux financer les corridors int\u00e9rieurs et l\u2019acc\u00e8s au commerce pour les pays enclav\u00e9s ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Avec 16 pays enclav&eacute;s, l&rsquo;Afrique doit imp&eacute;rativement investir dans les corridors commerciaux reliant l&rsquo;int&eacute;rieur du continent aux ports maritimes. Ces infrastructures sont co&ucirc;teuses &ndash; le corridor de Lobito, par exemple, n&eacute;cessite jusqu&rsquo;&agrave; 2,3 milliards de dollars &ndash; et l&rsquo;int&eacute;gration des routes commerciales intra-africaines aux march&eacute;s mondiaux reste complexe. Pourtant, des mod&egrave;les innovants de financement mixte &eacute;mergent, comme le projet de 157 millions d&rsquo;euros de la BAD pour moderniser les liaisons routi&egrave;res entre le Burkina Faso et la C&ocirc;te d&rsquo;Ivoire. Les ports marocains de Tanger Med et Nador West Med deviennent aussi des portes d&rsquo;entr&eacute;e strat&eacute;giques vers les corridors int&eacute;rieurs. Comment les gouvernements, bailleurs de fonds et investisseurs peuvent-ils financer ces axes tout en d&eacute;finissant cadres r&eacute;glementaires, accords transfrontaliers et mod&egrave;les de gouvernance&nbsp;<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Obligations souveraines, financement mixte, SPV : comment financer ces corridors ?<\/li>\n<li>Quelles liaisons routi&egrave;res ou ferroviaires ont un besoin urgent de financement pour leur construction ou leur r&eacute;habilitation ?<\/li>\n<li>Comment la coop&eacute;ration r&eacute;gionale et l'harmonisation des politiques peuvent-elles acc&eacute;l&eacute;rer le d&eacute;veloppement des corridors commerciaux int&eacute;rieurs ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/dMfe1tmRc2fMJtF4U6UG_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2017.10.52-transformed.png\" alt=\"Abdelmalek  ALAOUI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Abdelmalek  ALAOUI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Guepard Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/LSzlw9ulSRGtGwuFfUoB_R5_21011-transformed.jpg\" alt=\"Yasmina ASRARGUIS \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Yasmina ASRARGUIS <\/div>\n                      <div class=\"sb-job\">D\u00e9partement d&#039;\u00e9tudes sur le Proche-Orient | Chercheur invit\u00e9<\/div>                      <div class=\"sb-company\">Princeton University <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/wy8tn4MKSJyEWX6XkPB7_oa_photo-transformed.png\" alt=\"Obaid AMRANE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Obaid AMRANE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Ithmar Capital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FCED7zZTHTFanEuX6mRLH_default-file-transformed.png\" alt=\"Erika ACHUM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Erika ACHUM<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Falcon Aerospace (VivaJets)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/DZ8P7lF8QHuA6MKp0ZC5_Solomon-Quaynor-transformed.jpg\" alt=\"Solomon QUAYNOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Solomon QUAYNOR<\/div>\n                      <div class=\"sb-job\">VP, Secteur Priv\u00e9, Infrastructures et Industrialisation<\/div>                      <div class=\"sb-company\">Banque Africaine de D\u00e9veloppement (BAD)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/VcwS8bjdReWvbipCoi9z_S%C3%A9rgio%20Pimenta%20-%20January%202024-transformed.jpg\" alt=\"S\u00e9rgio PIMENTA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">S\u00e9rgio PIMENTA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Africa50 Infrastructure Acceleration Fund<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"masterclass\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:00 \u2013 16:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">MASTERCLASS CYBASTION | Cyber-assurance et s\u00e9curit\u00e9 digitale en Afrique<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>&Agrave; mesure que la transformation num&eacute;rique s&rsquo;acc&eacute;l&egrave;re sur le continent africain, les entreprises du secteur priv&eacute; &ndash;&nbsp;en particulier les institutions financi&egrave;res &ndash; sont confront&eacute;es &agrave; une hausse significative des cybermenaces, avec des&nbsp;cons&eacute;quences &eacute;conomiques et op&eacute;rationnelles majeures.&nbsp;Selon le rapport d&rsquo;Interpol sur les risques num&eacute;riques en Afrique, les incidents cybern&eacute;tiques ont entra&icirc;n&eacute; des pertes&nbsp;financi&egrave;res estim&eacute;es &agrave; plus de 3 milliards de dollars entre 2019 et 2025. Les secteurs de la finance, de la sant&eacute;, de l&rsquo;&eacute;nergie<br>et des administrations publiques figurent parmi les plus durement touch&eacute;s.&nbsp;Malgr&eacute; les efforts croissants des pouvoirs publics pour renforcer la cybers&eacute;curit&eacute;, l&rsquo;Afrique demeure vuln&eacute;rable face &agrave; cette menace.&nbsp;Les escroqueries en ligne, les compromissions de courriels professionnels (BEC) et les ran&ccedil;ongiciels sont identifi&eacute;s comme les risques<br>cyber les plus co&ucirc;teux.&nbsp;Dans ce contexte, l&rsquo;assurance cyber, en tant que solution de transfert et de mutualisation du risque, peut jouer un r&ocirc;le essentiel pour&nbsp;att&eacute;nuer les impacts financiers des cyberattaques sur les entreprises. Le d&eacute;veloppement de ce secteur n&eacute;cessitera l&rsquo;implication active&nbsp;des assureurs, r&eacute;assureurs, assurtechs et r&eacute;gulateurs.<br>Cette Masterclass propose un tour d&rsquo;horizon complet pour comprendre et g&eacute;rer le risque cyber dans un environnement num&eacute;rique&nbsp;africain en pleine mutation. Les participants y d&eacute;couvriront pourquoi l&rsquo;adoption de polices d&rsquo;assurance cyber devient un imp&eacute;ratif<br>strat&eacute;gique pour les organisations africaines. Ils exploreront &eacute;galement comment les solutions de transfert de risque, telles que&nbsp;l&rsquo;assurance cyber, combin&eacute;es &agrave; des pratiques exemplaires en mati&egrave;re de pr&eacute;vention et de surveillance continue, peuvent renforcer<br>significativement la r&eacute;silience num&eacute;rique et la confiance, notamment dans le secteur financier.&nbsp;L&rsquo;objectif de cette Master Class est d&rsquo;offrir aux d&eacute;cideurs des leviers concrets pour prot&eacute;ger durablement leurs organisations, tout en&nbsp;accompagnant la croissance num&eacute;rique du continent.<\/p>\n<p><strong>Points cl&eacute;s&nbsp;<\/strong><\/p>\n<ul>\n<li>Identifier les enjeux sp&eacute;cifiques li&eacute;s &agrave; la r&eacute;silience&nbsp;num&eacute;rique en Afrique, notamment les types de&nbsp;menaces digitales auxquelles les organisations sont&nbsp;confront&eacute;es et leurs impacts financiers<\/li>\n<li>Comprendre le r&ocirc;le de l&rsquo;assurance cyber et des&nbsp;garanties associ&eacute;es dans la mitigation des risques&nbsp;num&eacute;riques, en apportant &agrave; la fois une protection&nbsp;proactive et une indemnisation financi&egrave;re aux assur&eacute;s ;<\/li>\n<li>Appr&eacute;hender les perspectives du secteur de l&rsquo;assurance&nbsp;cyber, ainsi que le r&ocirc;le cl&eacute; que doivent jouer l&rsquo;ensemble&nbsp;des parties prenantes &mdash; assureurs, r&eacute;assureurs,&nbsp;assurtechs et r&eacute;gulateurs &mdash; pour en soutenir le&nbsp;d&eacute;veloppement sur le continent africain.<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/s6m0tXT4Rs6FJjHir7IX_1589434973787-transformed.jpg\" alt=\"Andre BIYONG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Andre BIYONG<\/div>\n                      <div class=\"sb-job\">COO<\/div>                      <div class=\"sb-company\">Cybastion<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/jbqWcLSUSmCZJvyydp6X_Armand%20Tchokokam%20profile%20photo-transformed.png\" alt=\"Armand  TCHOKOKAM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Armand  TCHOKOKAM<\/div>\n                      <div class=\"sb-job\"> Vice-Pr\u00e9sident Ex\u00e9cutif &amp; CFO<\/div>                      <div class=\"sb-company\">Cybastion<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Blockchain, IA et cyber-r\u00e9silience : faire progresser l&#039;e-KYC, la d\u00e9tection de la fraude et l&#039;innovation num\u00e9rique<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>En Afrique du Sud, le d&eacute;tournement de 175 millions de rands de subventions sociales via des comptes bancaires frauduleusement ouverts &agrave; partir de donn&eacute;es vol&eacute;es a mis en lumi&egrave;re les graves failles des syst&egrave;mes d&rsquo;identit&eacute; num&eacute;rique sur le continent. &Agrave; mesure que les deepfakes, usurpations d&rsquo;identit&eacute;s, et identit&eacute;s synth&eacute;tiques se perfectionnent, la fraude devient une menace pour les fintechs, op&eacute;rateurs de mobile money et banques traditionnelles. Les gouvernements r&eacute;agissent &ndash; d&eacute;ploiement d&rsquo;un syst&egrave;me e-KYC open source par la Zambie, d&rsquo;une plateforme r&eacute;gionale d&rsquo;identit&eacute; biom&eacute;trique par l&rsquo;UEMOA, &eacute;largissement de l&rsquo;acc&egrave;s aux services financiers via le syst&egrave;me d&rsquo;identit&eacute; num&eacute;rique (NIN) au Nigeria &ndash; mais ces initiatives doivent &ecirc;tre renforc&eacute;es par une v&eacute;ritable coordination r&eacute;gionale. Cette table ronde examinera comment b&acirc;tir des syst&egrave;mes d&rsquo;identit&eacute; num&eacute;rique s&ucirc;rs, interop&eacute;rables et durables.<\/p>\n<p><strong>Points cl&eacute;s<\/strong><\/p>\n<ul>\n<li>Du pilote &agrave; la plateforme : faire &eacute;voluer l&rsquo;e-KYC vers une infrastructure de confiance transfrontali&egrave;re<\/li>\n<li>Renforcer la cyber-r&eacute;silience : comment les institutions financi&egrave;res peuvent-elles utiliser l&rsquo;IA et la blockchain ?<\/li>\n<li>Sortir de la fragmentation : construire des standards communs de r&eacute;gulation pour une interop&eacute;rabilit&eacute; &agrave; l&rsquo;&eacute;chelle du continent ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/IC9NToJYSQSk1fTo4R9D_1706860349309-transformed.jpg\" alt=\"Mossaab EL YOUSSEFI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Mossaab EL YOUSSEFI<\/div>\n                      <div class=\"sb-job\">Directeur - Responsable Conseil Technologie<\/div>                      <div class=\"sb-company\">Deloitte<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/VCCQIIbhS6aMO6Z7cNyZ_Roch%20Guinko-transformed.png\" alt=\"Roch GUINKO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Roch GUINKO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">SUNU DigiTech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FnhZdO7XcQ6wvNWt5HPLv_Fintan%20Byrne%20-%20CR2.jpg\" alt=\"Fintan BYRNE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Fintan BYRNE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">CR2<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/XoCueyNpRMuArep87OMF_WhatsApp%20Image%202025-10-02%20at%2018.59.22_83282af2-transformed.jpg\" alt=\"John DANFULANI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">John DANFULANI<\/div>\n                      <div class=\"sb-job\">Secr\u00e9taire ex\u00e9cutif<\/div>                      <div class=\"sb-company\">KADRIMA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/Ogc6H0GdSbedbRzv6U7v_1734824750091-transformed.jpg\" alt=\"Mohammed HADRAMI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mohammed HADRAMI<\/div>\n                      <div class=\"sb-job\">R\u00e9sponsable D\u00e9veloppement Business<\/div>                      <div class=\"sb-company\">DATAPROTECT<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/pm6CqwVkScuojmvfNcmc_wM4g5GJQaONIDLNqVWu7_WhatsApp%20Image%202025-04-15%20at%207.10.56%20AM-transformed-transformed.png\" alt=\"S.E. Mark-Alexandre DOUMBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">S.E. Mark-Alexandre DOUMBA<\/div>\n                      <div class=\"sb-job\">Ministre de l\u2019\u00c9conomie num\u00e9rique, de la Digitalisation et de l\u2019Innovation<\/div>                      <div class=\"sb-company\">R\u00e9publique Gabonaise<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 16:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | AfCFTA, PAPSS &amp; AELP : comment les initiatives panafricaines peuvent-elles mieux r\u00e9pondre aux attentes des institutions financi\u00e8res ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>La Zlecaf, PAPSS et l'AELP promettent une meilleure connectivit&eacute; financi&egrave;re. Toutefois, le Barom&egrave;tre Deloitte\u2011AFIS r&eacute;v&egrave;le que la majorit&eacute; des acteurs anticipent un impact &laquo;\u202flimit&eacute;\u202f&raquo; de ces initiatives phares d&rsquo;int&eacute;gration africaine, en raison notamment de la fragmentation r&eacute;glementaire, des disparit&eacute;s en mati&egrave;re d&rsquo;infrastructures num&eacute;riques ou de la r&eacute;ticence &agrave; utiliser des monnaies locales volatiles sans couverture. &Agrave; l&rsquo;aube du lancement d&rsquo;un &lsquo;African Currency Marketplace&rsquo;, de la carte PAPSS et de la mise en oeuvre de l&rsquo;AELP dans les places boursi&egrave;res, quelle coordination r&eacute;glementaire pourrait catalyser une adoption massive de ces plateformes par les institutions financi&egrave;res africaines\u202f?&nbsp;<\/p>\n<p><strong>Points cl&eacute;s :<\/strong>&nbsp;<\/p>\n<ul>\n<li>Quelles actions suppl&eacute;mentaires l&rsquo;AfCFTA peut-elle entreprendre pour harmoniser les cadres r&eacute;glementaires et encourager les banques ainsi que les acteurs des march&eacute;s de capitaux &agrave; exploiter pleinement l&rsquo;AELP et le PAPSS pour le trading transfrontalier\u202f?<\/li>\n<li>D&eacute;pendance au dollar : quel est le volume r&eacute;el des transactions &eacute;chang&eacute;es via PAPSS et AELP, et les institutions financi&egrave;res sont-elles vraiment pr&ecirc;tes &agrave; utiliser les monnaies locales\u202f?<\/li>\n<li>Comment l&rsquo;AfCFTA, le PAPSS et l&rsquo;AELP peuvent-ils collaborer pour d&eacute;velopper des outils efficaces de gestion de la volatilit&eacute; des changes et instaurer la confiance dans les r&egrave;glements en monnaies locales\u202f?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ss8BYOFR7KhEOB2QDLuQ_thumbnail_Patrick%20Cooke_Headshot-transformed.jpg\" alt=\"Patrick COOKE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Patrick COOKE<\/div>\n                      <div class=\"sb-job\">Responsable du Moyen-Orient et de l&#039;Afrique<\/div>                      <div class=\"sb-company\">Euromoney<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/uFksXOerTLxjJeQw3cng_WhatsApp%20Image%202024-11-22%20%C3%A0%2021.14.07_ec1cecae-transformed.jpg\" alt=\"Lina  TONUI \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lina  TONUI <\/div>\n                      <div class=\"sb-job\">Directrice de projet<\/div>                      <div class=\"sb-company\">African Exchanges Linkage Project (AELP)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/EOy4mmsUQpWwhW6NkjtN_Portrait%20Brahim%20Benjelloun%20Touimi%20(002)-transformed.jpg\" alt=\"Brahim BENJELLOUN TOUIMI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Brahim BENJELLOUN TOUIMI<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sident du Conseil d&#039;Administration<\/div>                      <div class=\"sb-company\">Bourse de Casablanca<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/o25JvfbBSMWHnwMmDpiP_Bassem-transformed.jpeg\" alt=\"Bassem GHARSALLI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Bassem GHARSALLI<\/div>\n                      <div class=\"sb-job\">Vice-pr\u00e9sident et directeur national, Afrique du Nord<\/div>                      <div class=\"sb-company\">Mastercard<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/nDCDgXbCTcih4940FVie_PAPSS-transformed.jpg\" alt=\"John Bosco SEBABI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">John Bosco SEBABI<\/div>\n                      <div class=\"sb-job\">CEO Adjoint<\/div>                      <div class=\"sb-company\">PAPSS<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | De la promesse \u00e0 l\u2019impact : quand l\u2019IA change vraiment le m\u00e9tier d\u2019assureur...<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Participation en s&rsquo;inscrivant via l&rsquo;appli ou sur invitation. Traduction anglais-fran&ccedil;ais disponible.<\/em><\/strong><\/p>\n<p>L&rsquo;intelligence artificielle transforme en profondeur le secteur de l&rsquo;assurance : distribution, tarification, gestion des sinistres et m&ecirc;me investissements. Si pr&egrave;s de 70 % des assureurs am&eacute;ricains ont d&eacute;j&agrave; commenc&eacute; &agrave; int&eacute;grer l&rsquo;IA, son adoption reste encore limit&eacute;e en Afrique. Des pionniers africains comme Old Mutual et Britam ouvrent la voie, en exp&eacute;rimentant des chatbots capables de proposer des recommandations personnalis&eacute;es, ou en soutenant des Insurtechs qui am&eacute;liorent la souscription, la mod&eacute;lisation des risques et la lutte contre la fraude. Cette table ronde r&eacute;unira assureurs, r&eacute;assureurs et acteurs technologiques pour distinguer les domaines o&ugrave; l&rsquo;IA apporte un r&eacute;el avantage comp&eacute;titif &mdash; et ceux qui rel&egrave;vent encore davantage du discours que de la pratique.<\/p>\n<p><strong>Points cl&eacute;s :<\/strong><\/p>\n<ul>\n<li>Am&eacute;liorer l&rsquo;exp&eacute;rience client gr&acirc;ce &agrave; l&rsquo;IA : quelles solutions fonctionnent vraiment, et quelles implications r&eacute;glementaires en d&eacute;coulent ?<\/li>\n<li>Optimiser l&rsquo;efficacit&eacute; interne : quels gains concrets dans la refonte du mod&egrave;le op&eacute;rationnel, la mod&eacute;lisation des risques et la gestion des investissements ?<\/li>\n<li>D&eacute;velopper les comp&eacute;tences en IA : externaliser, miser sur l&rsquo;Insurtech ou investir dans la formation et le recrutement ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/kfNCEozFSMauTudrC4Sv_mohamedalijebira3-transformed.jpg\" alt=\"Mohamed Ali  JEBIRA \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Mohamed Ali  JEBIRA <\/div>\n                      <div class=\"sb-job\">Associ\u00e9 Advisory<\/div>                      <div class=\"sb-company\">Deloitte <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/GYj852JGQUC6Gjqod03b_Henry%20Mascot-transformed.jpg\" alt=\"Henry MASCOT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Henry MASCOT<\/div>\n                      <div class=\"sb-job\">Fondateur &amp; CEO<\/div>                      <div class=\"sb-company\">Curacel<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/xisc9eCZS7WvjhNEJqUL_Photo%20pro%20-transformed.jpg\" alt=\"Najwa EL IRAKI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Najwa EL IRAKI<\/div>\n                      <div class=\"sb-job\">Directrice G\u00e9n\u00e9rale<\/div>                      <div class=\"sb-company\">Lloyd\u2019s Casablanca<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ijG12y2zSoyvc9Ur3AVH_Photo%203%20PDT-transformed.JPG\" alt=\"Mamadou KONE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mamadou KONE<\/div>\n                      <div class=\"sb-job\">Pr\u00e9sident<\/div>                      <div class=\"sb-company\">ASA-CI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/vSiWPqvyQeCvP3s5ux9G_Image%20(6)-transformed.jpeg\" alt=\"Bernard OHEMENG-BAAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Bernard OHEMENG-BAAH<\/div>\n                      <div class=\"sb-job\">Commissaire adjoint<\/div>                      <div class=\"sb-company\"> National Insurance Commission Ghana<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/seifhh7IRuiThMhxCyaF_Photo%20pro%20Nassim%20Benjelloun%2023%2010%202025-transformed.jpg\" alt=\"Nassim BENJELLOUN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nassim BENJELLOUN<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral Adjoint<\/div>                      <div class=\"sb-company\">AXA Assurance Maroc<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/4Tr7P0RMRTOW5loQ4zER_Coronation%20Insurance-transformed.jpg\" alt=\"Olamide OLAJOLO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Olamide OLAJOLO<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">Coronation Insurance<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"masterclass\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  15:30 \u2013 16:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Masterclass Banque Islamique de D\u00e9veloppement | Lib\u00e9rer la puissance des Sukuk<\/h3>\n\n           \n\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"data:image\/svg+xml,%3Csvg xmlns=%27http:\/\/www.w3.org\/2000\/svg%27 width=%2744%27 height=%2744%27%3E%3Crect width=%2744%27 height=%2744%27 fill=%27%23e6e9ec%27\/%3E%3C\/svg%3E\" alt=\"\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Zakaria THIYFA<\/div>\n                      <div class=\"sb-job\">Senior Capital Market Specialist, Treasury<\/div>                      <div class=\"sb-company\">Islamic Development Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  16:30 \u2013 17:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">BRVM-Bourse de Casablanca Roundtable | Innovation et inclusion : comment les synergies technologiques transforment-elles l\u2019acc\u00e8s aux march\u00e9s boursiers en Afrique ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Port&eacute;s par une nouvelle vague d&rsquo;innovation, les march&eacute;s boursiers africains se modernisent &agrave; grande vitesse. L&rsquo;intelligence artificielle, la data et la digitalisation offrent aujourd&rsquo;hui des leviers puissants pour faciliter l&rsquo;acc&egrave;s aux march&eacute;s, r&eacute;duire les co&ucirc;ts d&rsquo;entr&eacute;e, renforcer la transparence et stimuler la liquidit&eacute;. L&rsquo;enjeu est d&eacute;sormais de transformer ce potentiel technologique en moteur d&rsquo;inclusion et de dynamisation durable du march&eacute;.<br>Cette session r&eacute;unira dirigeants de bourses, r&eacute;gulateurs et experts technologiques pour explorer comment la technologie peut transformer l&rsquo;acc&egrave;s aux march&eacute;s boursiers africains et acc&eacute;l&eacute;rer leur int&eacute;gration r&eacute;gionale.<\/p>\n<p>Points cl&eacute;s :\u202f&nbsp;<\/p>\n<ul>\n<li><strong>Technologie et transparence <\/strong>: comment l&rsquo;intelligence artificielle et la digitalisation peuvent-elles renforcer la supervision, la confiance et la liquidit&eacute; sur les march&eacute;s africains ?<\/li>\n<li><strong>Mobilisation de l&rsquo;&eacute;pargne<\/strong> : quelles innovations et incitations pour canaliser davantage l&rsquo;&eacute;pargne locale vers les march&eacute;s boursiers et financer la croissance &agrave; long terme ?<\/li>\n<li><strong>R&eacute;gulation et int&eacute;gration <\/strong>: comment adapter les cadres r&eacute;glementaires pour accompagner la modernisation technologique, tout en favorisant l&rsquo;interconnexion et l&rsquo;acc&egrave;s r&eacute;gional aux march&eacute;s ?&nbsp;<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/ijCjVTREuK8P5C7EvYOw_Capture%20d%E2%80%99e%CC%81cran%202025-09-04%20a%CC%80%2017.07.00-transformed.png\" alt=\"Fatima OURIAGHLI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Fatima OURIAGHLI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Finances News Hebdo &amp; Bourse News<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FE6jMgmBrSm60DAG534R0_Felix%20amenounve.jpg\" alt=\"Felix AMENOUNVE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Felix AMENOUNVE<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">BRVM<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/pJvzb7kQLaSnjGiG9e2w_591_1761039396_6482Y8-transformed.jpg\" alt=\"Mohammed SAAD\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mohammed SAAD<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral Adjoint<\/div>                      <div class=\"sb-company\">Bourse de Casablanca<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/uTWGKW3eSWuabvPaG0p3_1517826182460-transformed.jpg\" alt=\"Mededanhoun Theodore GANFLE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mededanhoun Theodore GANFLE<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">SGI-AGI S.A.<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/gj2PgqrWSPaGKRqBqc0H_Franck-Olivier-DIAGOU-transformed.jpg\" alt=\"Franck DIAGOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Franck DIAGOU<\/div>\n                      <div class=\"sb-job\">Directeur G\u00e9n\u00e9ral<\/div>                      <div class=\"sb-company\">NSIA Asset Management<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/XfvTeULXSLmdm4parGHi_31157_1731084296_2Z2NN7-transformed.jpg\" alt=\"Majd GUEBBAS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Majd GUEBBAS<\/div>\n                      <div class=\"sb-job\">Vice Pr\u00e9sident<\/div>                      <div class=\"sb-company\">Association Professionnelle des Soci\u00e9t\u00e9s de Bourse (APSB)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  16:30 \u2013 17:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Women In Finance \u2013 Panel | L\u2019effacement de l\u2019aide : quel avenir pour le financement des PME et fintechs dirig\u00e9es par des femmes ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>La baisse annonc&eacute;e de 31 milliards de dollars de l&rsquo;aide mondiale cette ann&eacute;e menace les syst&egrave;mes de cr&eacute;dit et de soutien aux PME et fintech dirig&eacute;es par des femmes. Environ 2 % du financement des startups africaines (~10 M$) a &eacute;t&eacute; attribu&eacute; &agrave; des fondatrices au premier trimestre, dans un contexte de d&eacute;ficit de financement estim&eacute; &agrave; 49 milliards de dollars pour les entreprises d&eacute;tenues par des femmes. Malgr&eacute; ce manque de financement, certaines r&eacute;ussissent : en 2025, Naked (Afrique du Sud) a lev&eacute; 38 M$, et Pula (Kenya) 10 M$ pour assurer les petits exploitants agricoles. Face &agrave; l&rsquo;incertitude g&eacute;opolitique mondiale, comment les institutions financi&egrave;res africaines peuvent-elles combler ce vide ?<\/p>\n<p><strong>Points cl&eacute;s\u202f:<\/strong><\/p>\n<ul>\n<li>Comment les banques et assureurs africains peuvent-ils concevoir des instruments durables pour financer les PME et fintech f&eacute;minines\u202f?<\/li>\n<li>Quel r&ocirc;le l&rsquo;innovation fintech et insurtech (mobile money, scoring alternatif) peut-elle jouer pour &eacute;largir l&rsquo;acc&egrave;s au financement\u202f?<\/li>\n<li>Quel soutien attendre des IFI et de l&rsquo;aide souveraine pour d&eacute;velopper l&rsquo;entrepreneuriat f&eacute;minin\u202f?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/PyEEavnvQoum2jI5Z98Y_Alice%20See-transformed.jpeg\" alt=\"Alice SEE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Alice SEE<\/div>\n                      <div class=\"sb-job\">R\u00e9dactrice en Chef <\/div>                      <div class=\"sb-company\">Alice See Consulting<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/n7fPja3kRwWtqcXfHAn0_Daniel-transformed.png\" alt=\"Daniel NNOMO NTI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Daniel NNOMO NTI<\/div>\n                      <div class=\"sb-job\">Directeur du portefeuille \u2013 D\u00e9veloppement commercial<\/div>                      <div class=\"sb-company\">African Guarantee Fund<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/gyQ4B2sRYrGoAioHELqQ_Elizabeth-transformed.jpg\" alt=\"Elizabeth Kibirige NAMUGENYI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Elizabeth Kibirige NAMUGENYI<\/div>\n                      <div class=\"sb-job\">Directrice des Partenariats et du Financement Combin\u00e9<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/cdn.filestackcontent.com\/RPtTPxkPQmKkau26OFOF\" alt=\"Josephine ANAN-ANKOMAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Josephine ANAN-ANKOMAH<\/div>\n                      <div class=\"sb-job\">Directrice ex\u00e9cutive r\u00e9gionale Afrique centrale, de l\u2019Est et Australe (CESA) &amp; directrice g\u00e9n\u00e9rale Ecobank Kenya<\/div>                      <div class=\"sb-company\">Ecobank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  17:50 \u2013 18:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel des Gouverneurs de Banques centrales | Nouvelle architecture mondiale : o\u00f9 l\u2019Afrique peut-elle se tourner pour obtenir les financements dont elle a besoin ?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>&ldquo;Le monde, tel que nous le connaissons a chang&eacute; pour l&rsquo;aide, le commerce et le d&eacute;veloppement&rdquo; a d&eacute;clar&eacute; r&eacute;cemment la Directrice G&eacute;n&eacute;rale de l&rsquo;OMC. Cette ann&eacute;e, l&rsquo;Afrique subsaharienne fait face &agrave; une baisse de 16 &agrave; 28 % de l&rsquo;aide publique au d&eacute;veloppement, une pression accrue des droits de douane, et une crise aigu&euml; de liquidit&eacute; et de devises pour les banques commerciales. Alors que le service de la dette ext&eacute;rieure a atteint un record de 89 milliards de dollars l&rsquo;an pass&eacute;, o&ugrave; trouver les financements n&eacute;cessaires, notamment pour les PME, la transition verte, les infrastructures num&eacute;riques et les projets de sant&eacute; ? Les gouverneurs des principales &eacute;conomies africaines d&eacute;battent des leviers de r&eacute;silience interne.<\/p>\n<p><strong>Points cl&eacute;s:&nbsp;<\/strong><\/p>\n<ul>\n<li>Comment les banques centrales peuvent-elles stimuler la mobilisation des ressources nationales ?<\/li>\n<li>Comment garantir un acc&egrave;s fiable aux devises fortes pour les PME ?<\/li>\n<li>Nouvelle g&eacute;opolitique financi&egrave;re : quelles opportunit&eacute;s pour les capitaux du Moyen-Orient et d&rsquo;Asie par rapport aux sources occidentales ?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FmcxN272ShWoncF5Jickz_default-file-transformed.png\" alt=\"Ramah NYANG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ramah NYANG<\/div>\n                      <div class=\"sb-job\">Journaliste<\/div>                      <div class=\"sb-company\">CGTN\/Bloomberg<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/qtapXGMgS765zLKsZlmP_Jean_Claude_Kassi_Brou_Portrait_Instititionnel%20(1)-transformed.jpg\" alt=\"Jean-Claude Kassi BROU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jean-Claude Kassi BROU<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">BCEAO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FQ4MeHA3BTxmgbmuvCCg4_Deputy%20Gouv%20Uganda.jpg\" alt=\"Michael ATINGI-EGO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Michael ATINGI-EGO<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">Banque Centrale d&#039;Ouganda<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/4VyWpB0MQOO8S86ZyuoW_Photo_officielle_Gouv_Andre_Wameso-transformed.jpg\" alt=\"Andr\u00e9 WAMESO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Andr\u00e9 WAMESO<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">Banque Centrale du Congo<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/O3lOJgzQ4SYhDuzXtqXn_Dias%20governor-transformed.png\" alt=\"Manuel Antonio Tiago DIAS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Manuel Antonio Tiago DIAS<\/div>\n                      <div class=\"sb-job\">Gouverneur<\/div>                      <div class=\"sb-company\">Banco Nacional de Angola<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2025-11-04\"\n                   data-format=\"keynote\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\n                  18:50 \u2013 19:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">C\u00e9r\u00e9monie de cl\u00f4ture<\/h3>\n\n           \n\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FoInQsKUgRju9iun3VjNI_default-file-transformed.png\" alt=\"Aliou MAIGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aliou MAIGA<\/div>\n                      <div class=\"sb-job\">Directeur R\u00e9gional de l&#039;Industrie pour l&#039;Afrique, Institutions Financi\u00e8res<\/div>                      <div class=\"sb-company\">Soci\u00e9t\u00e9 Financi\u00e8re Internationale<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/CbYJXR6uTCah5gxd5VHE_IMG_20241028_155323_924-transformed.jpg\" alt=\"Anne-Marie DIAS BORGES\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Anne-Marie DIAS BORGES<\/div>\n                      <div class=\"sb-job\">Journaliste et Mod\u00e9ratrice<\/div>                                          <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n              <\/div>\n    <\/div>\n\n    <script>\n    (function(){\n      const root       = document.querySelector('[data-sb]');\n      if (!root) return;\n\tconst showPeople = root.querySelector('[data-sb-people]');\n      const cards      = Array.from(root.querySelectorAll('[data-card]'));\n      const titles     = Array.from(root.querySelectorAll('[data-day-title]'));\n      const selFmt     = root.querySelector('[data-sb-format]');\n      const selTrack   = root.querySelector('[data-sb-track]');\n      const daysWrap   = root.querySelector('[data-sb-days]');\n      const progWrap   = root.querySelector('[data-sb-program]');\n\n      const hasSideBtn = !!progWrap.querySelector('[data-program=\"side\"]');\n\n      let activeDay = daysWrap.querySelector('.sb2-btn')?.getAttribute('data-day') || '';\n      let program   = 'main';\n\n      daysWrap.addEventListener('click', (e)=>{\n        const btn = e.target.closest('.sb2-btn'); if (!btn) return;\n        activeDay = btn.getAttribute('data-day') || '';\n        daysWrap.querySelectorAll('.sb2-btn').forEach(b=>b.classList.remove('is-active'));\n        btn.classList.add('is-active');\n        applyFilters();\n      });\n\n      progWrap.addEventListener('click', (e)=>{\n        const btn = e.target.closest('.sb-btn'); if (!btn) return;\n        program = btn.getAttribute('data-program'); \/\/ main|side\n        progWrap.querySelectorAll('.sb-btn').forEach(b=>b.classList.remove('is-active'));\n        btn.classList.add('is-active');\n        applyFilters();\n      });\n\n      selFmt?.addEventListener('change', applyFilters);\n      selTrack?.addEventListener('change', applyFilters);\n\n      function applyFilters(){\n        const fmt = selFmt?.value || '';\n        const trk = selTrack?.value || '';\n        let visibleDays = new Set();\n\n        cards.forEach(card=>{\n          const cDay  = card.getAttribute('data-day') || '';\n          const cFmt  = (card.getAttribute('data-format') || '').toLowerCase();\n          const cTrk  = (card.getAttribute('data-track')  || '').toLowerCase();\n          const isSide= card.getAttribute('data-is-side') === '1';\n\n          const matchDay  = (cDay === activeDay);\n          const matchFmt  = (!fmt || cFmt === fmt.toLowerCase());\n          const matchProg = !hasSideBtn ? true : ((program === 'side') ? isSide : !isSide);\n          const matchTrk  = (!trk || cTrk === trk.toLowerCase());\n\n          const show = matchDay && matchFmt && matchProg && matchTrk;\n          card.classList.toggle('sb-hidden', !show);\n          if (show) visibleDays.add(cDay);\n        });\n\n        titles.forEach(t=>{\n          const d = t.getAttribute('data-day-title') || '';\n          t.classList.toggle('sb-hidden', !(d === activeDay && visibleDays.has(d)));\n        });\n      } \n\n      \/\/ Bouton PDF\n     const btnPdf = document.getElementById('sb-download-pdf');\nif (btnPdf) {\n  btnPdf.addEventListener('click', ()=>{\n    const event  = btnPdf.getAttribute('data-event');\n    const nonce  = btnPdf.getAttribute('data-nonce');\n\n    \/\/ flags venant du wrapper\n    const showPeopleFlag = (root.dataset.showPeople === '1');\n    const showHeureFlag  = (root.dataset.showHeure === '1') || (root.dataset.showHours === '1'); \/\/ compat\n\n    const dayBtnActive = root.querySelector('[data-sb-days] .sb2-btn.is-active')\n                       || root.querySelector('[data-sb-days] .sb2-btn');\n    const daySel    = dayBtnActive ? dayBtnActive.getAttribute('data-day') : '';\n    const programBtn= root.querySelector('[data-sb-program] .sb-btn.is-active');\n    const programSel= programBtn ? programBtn.getAttribute('data-program') : 'main';\n    const fmtSelect = root.querySelector('[data-sb-format]');\n    const format    = fmtSelect ? (fmtSelect.value || '') : '';\n    const trkSelect = root.querySelector('[data-sb-track]');\n    const track     = trkSelect ? (trkSelect.value || '') : '';\n\n    if (!daySel) { alert('Veuillez s\u00e9lectionner un jour.'); return; }\n\n    const url = new URL('https:\/\/www.afis.africa\/wp-admin\/admin-ajax.php');\n    url.searchParams.set('action',  'sb_sessions_pdf');\n    url.searchParams.set('nonce',   nonce);\n    url.searchParams.set('event',   event);\n    url.searchParams.set('day',     daySel);\n    url.searchParams.set('program', programSel);\n    url.searchParams.set('format',  format);\n    url.searchParams.set('track',   track);\n    url.searchParams.set('people',  showPeopleFlag ? '1' : '0');\n\n    \/\/ IMPORTANT : transmettre \"heure\" -> ahours (et compat \u00e9ventuelle)\n    const ahours = showHeureFlag ? '1' : '0';\n    url.searchParams.set('ahours', ahours);   \/\/ nom pr\u00e9f\u00e9r\u00e9 c\u00f4t\u00e9 serveur\n    url.searchParams.set('a_hour', ahours);   \/\/ compat si besoin\n    \/\/ url.searchParams.set('heure',  ahours); \/\/ seulement si ton serveur le lit\n\n    window.open(url.toString(), '_blank');\n  });\n}\n\n      applyFilters();\n    })();\n    <\/script>\n    \t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07d9bdc e-grid e-con-boxed e-con e-parent\" data-id=\"07d9bdc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e9ea5e elementor-widget elementor-widget-spacer\" data-id=\"8e9ea5e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12a5c7dc e-flex e-con-boxed e-con e-parent\" data-id=\"12a5c7dc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15193129 ribbon-report elementor-widget elementor-widget-button\" data-id=\"15193129\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.afis.africa\/fr\/sommet-annuel-2025\/theme-2025\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Consultez notre th\u00e8me<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7378bdea ribbon-report elementor-widget elementor-widget-button\" data-id=\"7378bdea\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.afis.africa\/fr\/sommet-annuel-2025\/intervenants-2025\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00c9COUVREZ NOS INTERVENANTS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93477ae e-flex e-con-boxed e-con e-parent\" data-id=\"93477ae\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6a358 ribbon-report elementor-widget elementor-widget-button\" data-id=\"cf6a358\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.swapcard.apps.android.afis\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-android\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M420.55,301.93a24,24,0,1,1,24-24,24,24,0,0,1-24,24m-265.1,0a24,24,0,1,1,24-24,24,24,0,0,1-24,24m273.7-144.48,47.94-83a10,10,0,1,0-17.27-10h0l-48.54,84.07a301.25,301.25,0,0,0-246.56,0L116.18,64.45a10,10,0,1,0-17.27,10h0l47.94,83C64.53,202.22,8.24,285.55,0,384H576c-8.24-98.45-64.54-181.78-146.85-226.55\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">t\u00e9l\u00e9chargez l'app<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cae51db ribbon-report elementor-widget elementor-widget-button\" data-id=\"cae51db\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/apps.apple.com\/us\/app\/afis-summit\/id6468563257?uo=4\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-app-store-ios\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zM127 384.5c-5.5 9.6-17.8 12.8-27.3 7.3-9.6-5.5-12.8-17.8-7.3-27.3l14.3-24.7c16.1-4.9 29.3-1.1 39.6 11.4L127 384.5zm138.9-53.9H84c-11 0-20-9-20-20s9-20 20-20h51l65.4-113.2-20.5-35.4c-5.5-9.6-2.2-21.8 7.3-27.3 9.6-5.5 21.8-2.2 27.3 7.3l8.9 15.4 8.9-15.4c5.5-9.6 17.8-12.8 27.3-7.3 9.6 5.5 12.8 17.8 7.3 27.3l-85.8 148.6h62.1c20.2 0 31.5 23.7 22.7 40zm98.1 0h-29l19.6 33.9c5.5 9.6 2.2 21.8-7.3 27.3-9.6 5.5-21.8 2.2-27.3-7.3-32.9-56.9-57.5-99.7-74-128.1-16.7-29-4.8-58 7.1-67.8 13.1 22.7 32.7 56.7 58.9 102h52c11 0 20 9 20 20 0 11.1-9 20-20 20z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">t\u00e9l\u00e9chargez l'app<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Consultez notre th\u00e8me D\u00c9COUVREZ NOS INTERVENANTS t\u00e9l\u00e9chargez l&#8217;app t\u00e9l\u00e9chargez l&#8217;app<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":16772,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4396","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Programme 2025 - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Programme 2025 - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Consultez notre th\u00e8me D\u00c9COUVREZ NOS INTERVENANTS t\u00e9l\u00e9chargez l&#8217;app t\u00e9l\u00e9chargez l&#8217;app\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/\" \/>\n<meta property=\"og:site_name\" content=\"The African Financial Summit Platform\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-02T10:35:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/\",\"url\":\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/\",\"name\":\"Programme 2025 - The African Financial Summit Platform\",\"isPartOf\":{\"@id\":\"https:\/\/www.afis.africa\/fr\/#website\"},\"datePublished\":\"2025-09-09T09:17:42+00:00\",\"dateModified\":\"2025-11-02T10:35:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.afis.africa\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"2025 Annual Summit\",\"item\":\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Programme 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.afis.africa\/fr\/#website\",\"url\":\"https:\/\/www.afis.africa\/fr\/\",\"name\":\"The African Financial Summit Platform\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.afis.africa\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.afis.africa\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.afis.africa\/fr\/#organization\",\"name\":\"The African Financial Summit Platform\",\"url\":\"https:\/\/www.afis.africa\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg\",\"contentUrl\":\"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg\",\"width\":529,\"height\":191,\"caption\":\"The African Financial Summit Platform\"},\"image\":{\"@id\":\"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Programme 2025 - The African Financial Summit Platform","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/","og_locale":"fr_FR","og_type":"article","og_title":"Programme 2025 - The African Financial Summit Platform","og_description":"Consultez notre th\u00e8me D\u00c9COUVREZ NOS INTERVENANTS t\u00e9l\u00e9chargez l&#8217;app t\u00e9l\u00e9chargez l&#8217;app","og_url":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/","og_site_name":"The African Financial Summit Platform","article_modified_time":"2025-11-02T10:35:46+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/","url":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/","name":"Programme 2025 - The African Financial Summit Platform","isPartOf":{"@id":"https:\/\/www.afis.africa\/fr\/#website"},"datePublished":"2025-09-09T09:17:42+00:00","dateModified":"2025-11-02T10:35:46+00:00","breadcrumb":{"@id":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-programme\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.afis.africa\/fr\/"},{"@type":"ListItem","position":2,"name":"2025 Annual Summit","item":"https:\/\/www.afis.africa\/en\/2025-annual-summit\/"},{"@type":"ListItem","position":3,"name":"Programme 2025"}]},{"@type":"WebSite","@id":"https:\/\/www.afis.africa\/fr\/#website","url":"https:\/\/www.afis.africa\/fr\/","name":"The African Financial Summit Platform","description":"","publisher":{"@id":"https:\/\/www.afis.africa\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.afis.africa\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.afis.africa\/fr\/#organization","name":"The African Financial Summit Platform","url":"https:\/\/www.afis.africa\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg","contentUrl":"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg","width":529,"height":191,"caption":"The African Financial Summit Platform"},"image":{"@id":"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/pages\/4396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/comments?post=4396"}],"version-history":[{"count":10,"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/pages\/4396\/revisions"}],"predecessor-version":[{"id":348351,"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/pages\/4396\/revisions\/348351"}],"up":[{"embeddable":true,"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/pages\/16772"}],"wp:attachment":[{"href":"https:\/\/www.afis.africa\/fr\/wp-json\/wp\/v2\/media?parent=4396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}