{"id":22691,"date":"2025-09-22T09:43:15","date_gmt":"2025-09-22T09:43:15","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/"},"modified":"2025-10-21T15:50:30","modified_gmt":"2025-10-21T15:50:30","slug":"disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/","title":{"rendered":"Disrupters Club |  Eliminating bottlenecks in the $40bn embedded finance space"},"content":{"rendered":"<p><em><strong>Access via sign-up on the event app or by invitation only.<\/strong><\/em><\/p>\n<p>Africa and the Middle East\u2019s industry to embed payments, credit, savings, investing and insurance products on non-financial platforms is set to almost triple in value by 2029 to around $40 billion. South African retailer Woolworths saw profits in its financial services segment double in FY 2024, through a joint venture with Absa offering in-store credit, credit cards, personal loans and short-term insurance. Embedded finance could bring essential services to the underbanked, but the segment remains constrained by fragmented regulatory frameworks, inconsistent digital infrastructure, lengthy licensing procedures and challenges integrating with legacy systems. In a closed-doors roundtable, traditional financial players, fintechs and regulators discuss developing a regulatory environment to capitalise on a booming sector that could revolutionise financial inclusion.\u00a0<\/p>\n<p><strong>Key points:\u00a0<\/strong><\/p>\n<ul>\n<li>From telco to e-commerce platforms: Overcoming tech hurdles to embed exciting financial products in digital consumer channels \u00a0<\/li>\n<li>Streamlining approvals and oversight for embedded finance: Balancing consumer protection with efficient licensing processes and a purpose-built regulatory framework<\/li>\n<li>Winning consumer trust: Developing a strategy for widespread adoption\u00a0<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[133],"class_list":["post-22691","sb_session","type-sb_session","status-publish","hentry","evenement-salon-133"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Access via sign-up on the event app or by invitation only. Africa and the Middle East\u2019s industry to embed payments, credit, savings, investing and insurance products on non-financial platforms is set to almost triple in value by 2029 to around $40 billion. South African retailer Woolworths saw profits in its financial services segment double in [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/\" \/>\n<meta property=\"og:site_name\" content=\"The African Financial Summit Platform\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-21T15:50:30+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\\\/\",\"name\":\"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space - The African Financial Summit Platform\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\"},\"datePublished\":\"2025-09-22T09:43:15+00:00\",\"dateModified\":\"2025-10-21T15:50:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"name\":\"The African Financial Summit Platform\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\",\"name\":\"The African Financial Summit Platform\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"width\":529,\"height\":191,\"caption\":\"The African Financial Summit Platform\"},\"image\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space - The African Financial Summit Platform","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/","og_locale":"en_US","og_type":"article","og_title":"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space - The African Financial Summit Platform","og_description":"Access via sign-up on the event app or by invitation only. Africa and the Middle East\u2019s industry to embed payments, credit, savings, investing and insurance products on non-financial platforms is set to almost triple in value by 2029 to around $40 billion. South African retailer Woolworths saw profits in its financial services segment double in [&hellip;]","og_url":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/","og_site_name":"The African Financial Summit Platform","article_modified_time":"2025-10-21T15:50:30+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/","url":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/","name":"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space - The African Financial Summit Platform","isPartOf":{"@id":"https:\/\/www.afis.africa\/fr\/#website"},"datePublished":"2025-09-22T09:43:15+00:00","dateModified":"2025-10-21T15:50:30+00:00","breadcrumb":{"@id":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.afis.africa\/en\/sb_session\/disrupters-club-eliminating-bottlenecks-in-the-40bn-embedded-finance-space\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.afis.africa\/en\/"},{"@type":"ListItem","position":2,"name":"Disrupters Club | Eliminating bottlenecks in the $40bn embedded finance space"}]},{"@type":"WebSite","@id":"https:\/\/www.afis.africa\/fr\/#website","url":"https:\/\/www.afis.africa\/fr\/","name":"The African Financial Summit Platform","description":"","publisher":{"@id":"https:\/\/www.afis.africa\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.afis.africa\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.afis.africa\/fr\/#organization","name":"The African Financial Summit Platform","url":"https:\/\/www.afis.africa\/fr\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg","contentUrl":"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg","width":529,"height":191,"caption":"The African Financial Summit Platform"},"image":{"@id":"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session\/22691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session"}],"about":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/types\/sb_session"}],"version-history":[{"count":1,"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session\/22691\/revisions"}],"predecessor-version":[{"id":22842,"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session\/22691\/revisions\/22842"}],"wp:attachment":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/media?parent=22691"}],"wp:term":[{"taxonomy":"evenement-salon","embeddable":true,"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/evenement-salon?post=22691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}