{"id":22682,"date":"2025-09-22T09:43:14","date_gmt":"2025-09-22T09:43:14","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/"},"modified":"2025-10-21T15:50:29","modified_gmt":"2025-10-21T15:50:29","slug":"turning-consumer-savings-into-productive-investments-via-capital-markets","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/","title":{"rendered":"Turning consumer savings into productive investments via capital markets"},"content":{"rendered":"<p><em><strong>Access via sign-up on the event app or by invitation only.<\/strong><\/em><\/p>\n<p>Channeling Africa&#8217;s savings into productive investments that drive economic growth remains a critical challenge. Success stories like M-Pesa in Kenya, and South Africa\u2019s Tax-Free Savings Accounts (TFSAs) have increased financial inclusion, and abroad Singapore\u2019s Central Provident Fund (CPF) and India\u2019s Systematic Investment Plans (SIPs) have channeled massive savings by providing citizens with accessible investment options. But many commercial banks are hindered by regulatory constraints. How can this challenge be addressed from both sides: providing a strong regulatory framework that protects investors\u2019 interests while encouraging innovation towards diversified, user-friendly and accessible investment platforms?\u00a0<\/p>\n<p><strong>Key points: \u00a0<\/strong><\/p>\n<ul>\n<li>Incentives and tax benefits: How can governments further encourage investments in capital markets?<\/li>\n<li>Financial literacy: How important are digital tools like robo-advisors to help consumers understand the benefits and risks of investing in capital markets?<\/li>\n<li>What is the role of regulation to strengthen customer protection and oversee market conduct?\u00a0\u00a0<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[133],"class_list":["post-22682","sb_session","type-sb_session","status-publish","hentry","evenement-salon-133"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Turning consumer savings into productive investments via capital markets - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Turning consumer savings into productive investments via capital markets - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Access via sign-up on the event app or by invitation only. Channeling Africa&#8217;s savings into productive investments that drive economic growth remains a critical challenge. Success stories like M-Pesa in Kenya, and South Africa\u2019s Tax-Free Savings Accounts (TFSAs) have increased financial inclusion, and abroad Singapore\u2019s Central Provident Fund (CPF) and India\u2019s Systematic Investment Plans (SIPs) [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/\" \/>\n<meta property=\"og:site_name\" content=\"The African Financial Summit Platform\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-21T15:50:29+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/turning-consumer-savings-into-productive-investments-via-capital-markets\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/turning-consumer-savings-into-productive-investments-via-capital-markets\\\/\",\"name\":\"Turning consumer savings into productive investments via capital markets - The African Financial Summit Platform\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\"},\"datePublished\":\"2025-09-22T09:43:14+00:00\",\"dateModified\":\"2025-10-21T15:50:29+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/turning-consumer-savings-into-productive-investments-via-capital-markets\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/turning-consumer-savings-into-productive-investments-via-capital-markets\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/turning-consumer-savings-into-productive-investments-via-capital-markets\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Turning consumer savings into productive investments via capital markets\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"name\":\"The African Financial Summit Platform\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\",\"name\":\"The African Financial Summit Platform\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"width\":529,\"height\":191,\"caption\":\"The African Financial Summit Platform\"},\"image\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Turning consumer savings into productive investments via capital markets - The African Financial Summit Platform","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/","og_locale":"en_US","og_type":"article","og_title":"Turning consumer savings into productive investments via capital markets - The African Financial Summit Platform","og_description":"Access via sign-up on the event app or by invitation only. Channeling Africa&#8217;s savings into productive investments that drive economic growth remains a critical challenge. Success stories like M-Pesa in Kenya, and South Africa\u2019s Tax-Free Savings Accounts (TFSAs) have increased financial inclusion, and abroad Singapore\u2019s Central Provident Fund (CPF) and India\u2019s Systematic Investment Plans (SIPs) [&hellip;]","og_url":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/","og_site_name":"The African Financial Summit Platform","article_modified_time":"2025-10-21T15:50:29+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/","url":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/","name":"Turning consumer savings into productive investments via capital markets - The African Financial Summit Platform","isPartOf":{"@id":"https:\/\/www.afis.africa\/fr\/#website"},"datePublished":"2025-09-22T09:43:14+00:00","dateModified":"2025-10-21T15:50:29+00:00","breadcrumb":{"@id":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.afis.africa\/en\/sb_session\/turning-consumer-savings-into-productive-investments-via-capital-markets\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.afis.africa\/en\/"},{"@type":"ListItem","position":2,"name":"Turning consumer savings into productive investments via capital markets"}]},{"@type":"WebSite","@id":"https:\/\/www.afis.africa\/fr\/#website","url":"https:\/\/www.afis.africa\/fr\/","name":"The African Financial Summit Platform","description":"","publisher":{"@id":"https:\/\/www.afis.africa\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.afis.africa\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.afis.africa\/fr\/#organization","name":"The African Financial Summit Platform","url":"https:\/\/www.afis.africa\/fr\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg","contentUrl":"https:\/\/www.afis.africa\/wp-content\/uploads\/2022\/10\/cropped-AFIS-1-1.jpg","width":529,"height":191,"caption":"The African Financial Summit Platform"},"image":{"@id":"https:\/\/www.afis.africa\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session\/22682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session"}],"about":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/types\/sb_session"}],"version-history":[{"count":1,"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session\/22682\/revisions"}],"predecessor-version":[{"id":22833,"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/sb_session\/22682\/revisions\/22833"}],"wp:attachment":[{"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/media?parent=22682"}],"wp:term":[{"taxonomy":"evenement-salon","embeddable":true,"href":"https:\/\/www.afis.africa\/en\/wp-json\/wp\/v2\/evenement-salon?post=22682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}