{"id":22628,"date":"2025-09-22T09:43:11","date_gmt":"2025-09-22T09:43:11","guid":{"rendered":"https:\/\/www.afis.africa\/sb_session\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\/"},"modified":"2025-10-21T15:50:26","modified_gmt":"2025-10-21T15:50:26","slug":"conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending","status":"publish","type":"sb_session","link":"https:\/\/www.afis.africa\/en\/sb_session\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\/","title":{"rendered":"Conversation With | Small business, big impact: What is the optimal government approach to MSME lending?"},"content":{"rendered":"<p>Governments could play a crucial role in helping MSMEs access affordable formal credit, but some past efforts have fallen short of expectations. Defaults on Kenya&#8217;s &#8216;Hustler Fund&#8217;, an initiative to provide citizens with access to credit at lower rates than commercial banks, now exceed 50%. Kenya&#8217;s National Treasury, under Cabinet Secretary Dr John MBADI, plans to shift the focus from direct lending to MSMEs to expanding credit guarantees and is creating a credit guarantee policy framework. Will this fresh approach be enough to convince risk-averse commercial banks to increase SME lending?<\/p>\n","protected":false},"featured_media":0,"template":"","evenement-salon":[133],"class_list":["post-22628","sb_session","type-sb_session","status-publish","hentry","evenement-salon-133"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Conversation With | Small business, big impact: What is the optimal government approach to MSME lending? - The African Financial Summit Platform<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afis.africa\/en\/sb_session\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conversation With | Small business, big impact: What is the optimal government approach to MSME lending? - The African Financial Summit Platform\" \/>\n<meta property=\"og:description\" content=\"Governments could play a crucial role in helping MSMEs access affordable formal credit, but some past efforts have fallen short of expectations. Defaults on Kenya&#8217;s &#8216;Hustler Fund&#8217;, an initiative to provide citizens with access to credit at lower rates than commercial banks, now exceed 50%. Kenya&#8217;s National Treasury, under Cabinet Secretary Dr John MBADI, plans [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afis.africa\/en\/sb_session\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\/\" \/>\n<meta property=\"og:site_name\" content=\"The African Financial Summit Platform\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-21T15:50:26+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\\\/\",\"name\":\"Conversation With | Small business, big impact: What is the optimal government approach to MSME lending? - The African Financial Summit Platform\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\"},\"datePublished\":\"2025-09-22T09:43:11+00:00\",\"dateModified\":\"2025-10-21T15:50:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/sb_session\\\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.afis.africa\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Conversation With | Small business, big impact: What is the optimal government approach to MSME lending?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"name\":\"The African Financial Summit Platform\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#organization\",\"name\":\"The African Financial Summit Platform\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.afis.africa\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/cropped-AFIS-1-1.jpg\",\"width\":529,\"height\":191,\"caption\":\"The African Financial Summit Platform\"},\"image\":{\"@id\":\"https:\\\/\\\/www.afis.africa\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Conversation With | Small business, big impact: What is the optimal government approach to MSME lending? - The African Financial Summit Platform","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afis.africa\/en\/sb_session\/conversation-with-small-business-big-impact-what-is-the-optimal-government-approach-to-msme-lending\/","og_locale":"en_US","og_type":"article","og_title":"Conversation With | Small business, big impact: What is the optimal government approach to MSME lending? - The African Financial Summit Platform","og_description":"Governments could play a crucial role in helping MSMEs access affordable formal credit, but some past efforts have fallen short of expectations. Defaults on Kenya&#8217;s &#8216;Hustler Fund&#8217;, an initiative to provide citizens with access to credit at lower rates than commercial banks, now exceed 50%. 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