{"id":463614,"date":"2026-09-03T10:48:26","date_gmt":"2026-09-03T09:48:26","guid":{"rendered":"https:\/\/www.afis.africa\/?page_id=463614"},"modified":"2026-10-09T10:18:55","modified_gmt":"2026-10-09T09:18:55","slug":"2026-program","status":"publish","type":"page","link":"https:\/\/www.afis.africa\/en\/2026-annual-summit\/2026-program\/","title":{"rendered":"Program"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"463614\" class=\"elementor elementor-463614\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4584fdf e-flex e-con-boxed e-con e-child\" data-id=\"4584fdf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43f845c elementor-widget elementor-widget-html\" data-id=\"43f845c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n    <div class=\"sb-sessions\"\n     data-sb\n     data-show-people=\"1\"\n     data-show-hours=\"1\">\n        <div style=\"display:flex;justify-content:flex-end;margin:8px 0;\">\n      <button type=\"button\"\n              class=\"sb-btn\"\n              id=\"sb-download-pdf\"\n              data-event=\"6435\"\n              data-nonce=\"a71cb0b59a\">\n        \ud83d\udcc4 Download PDF\n      <\/button>\n    <\/div>\n\n      <div class=\"sb-toolbar\">\n        <!-- Programme -->\n        <div class=\"sb-switch\" data-sb-program>\n          <button type=\"button\" class=\"sb-btn is-active\" data-program=\"main\">Main Programme<\/button>\n                      <button type=\"button\" class=\"sb-btn\" data-program=\"side\">Side Events<\/button>\n                  <\/div>\n\n        <!-- Jours -->\n        <div class=\"sb-switch\" data-sb-days>\n                      <button type=\"button\" class=\"sb2-btn is-active\"\n                    data-day=\"2026-11-02\">\n              Mon 02 Nov 2026            <\/button>\n                      <button type=\"button\" class=\"sb2-btn \"\n                    data-day=\"2026-11-03\">\n              Tue 03 Nov 2026            <\/button>\n                      <button type=\"button\" class=\"sb2-btn \"\n                    data-day=\"2026-11-04\">\n              Wed 04 Nov 2026            <\/button>\n                  <\/div>\n\n        <!-- Filtres -->\n        <select class=\"sb-select\" data-sb-format>\n          <option value=\"\">Select a type<\/option>\n                      <option value=\"panel\">Panel<\/option>\n                      <option value=\"keynote\">Keynote<\/option>\n                      <option value=\"strategic-roundtable\">Strategic Roundtable<\/option>\n                      <option value=\"conversation-with\">Conversation With<\/option>\n                      <option value=\"debate\">Debate<\/option>\n                  <\/select>\n\n        <select class=\"sb-select\" data-sb-track>\n          <option value=\"\">Select a topic<\/option>\n                      <option value=\"capital-markets\">Capital Markets &amp; Asset Management<\/option>\n                      <option value=\"commercial-banking\">Commercial Banking Outlook<\/option>\n                      <option value=\"digital-fintech\">Digital Financial Services &amp; Fintech<\/option>\n                      <option value=\"insurance\">Expanding Insurance<\/option>\n                      <option value=\"global-econ\">Global economic and stability challenges<\/option>\n                      <option value=\"impact-sustainability\">Impact &amp; Sustainability<\/option>\n                  <\/select>\n      <\/div>\n\n      <div class=\"sb-list\" data-sb-list>\n        <div class=\"sb-day-title\" data-day-title=\"2026-11-02\"><\/div>          <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-02\"\n                   data-format=\"\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  19:30 \u2013 21:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Welcome Cocktail<\/h3>\n\n           \n\n            \n            \n          <\/article>\n        <div class=\"sb-day-title\" data-day-title=\"2026-11-03\"><\/div>          <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"keynote\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  08:00 \u2013 09:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Opening Ceremony<\/h3>\n\n           \n\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FugVGxZjSLelJj56lEj0g_headshot-1791450816725.jpg\" alt=\"Gugulethu MFUPHI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Gugulethu MFUPHI<\/div>\n                      <div class=\"sb-job\">Multi-award Winning Broadcaster<\/div>                                          <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FtSQZxxihSAK7it4kPojg_headshot-1789391378317.png\" alt=\"Makhtar DIOP\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Makhtar DIOP<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FddZFe1UiQUqn1KPARN9n_default-file-transformed.png\" alt=\"Amir BEN YAHMED\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Amir BEN YAHMED<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Jeune Afrique Media Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FXTWj2xHdRimiYoHNQOtr_headshot-1793025346914.png\" alt=\"H.E. Jos\u00e9 de Lima MASSANO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">H.E. Jos\u00e9 de Lima MASSANO<\/div>\n                      <div class=\"sb-job\">Minister of State for Economic Coordination<\/div>                      <div class=\"sb-company\">Republic of Angola<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"keynote\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  09:00 \u2013 09:15                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Keynote opening | How can a &#039;New African Financial Architecture&#039;  combat a $400bn development finance gap?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Africa faces a structural development financing gap exceeding $400 billion per year. This gap does not primarily reflect a lack of capital \u2014 the continent holds approximately $4 trillion in domestic long-term savings \u2014 but\u202frather deep\u202fstructural constraints: institutional fragmentation, inefficient risk allocation, limited balance-sheet leverage, and insufficient coordination between public and private capital.\u202f The New African Financial Architecture for Development (NAFAD), led by the African Development Bank Group, aims to respond to this diagnosis with a system-level framework that reorganises how capital and risk are deployed across Africa\u2019s financial ecosystem. Dr Sidi Ould Tah, President of the African Development Bank Group, sets out what the architecture will actually do, by when, and how.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FRl5RaI0hSG68roLqnZOI_headshot-1790079825450.png\" alt=\"Sidi Ould TAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sidi Ould TAH<\/div>\n                      <div class=\"sb-job\">President<\/div>                      <div class=\"sb-company\">African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  09:15 \u2013 10:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Opening Panel | Making capital count: Turning Africa\u2019s financial strength into an engine of growth and jobs<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>African finance enters the next decade from a position of strength. Its institutions are more profitable, sophisticated and innovative than ever - but financial strength has yet to translate into enough capital for the businesses, farms, infrastructure and industries that will drive Africa\u2019s next phase of growth and job creation. Scale will matter. Yet bigger institutions alone will not close the gap. Africa\u2019s next generation of financial champions will need the reach and expertise to turn African savings into productive investment, finance fragmented and underserved markets, compete across borders and make African finance a stronger engine of growth and jobs.<\/div>\n<div><strong><br \/>Key points<\/strong><\/div>\n<ul>\n<li>Scale with purpose: How can consolidation, stronger balance sheets and cross-border expansion translate into greater capacity to finance productive investment rather than size for its own sake?<\/li>\n<li>Capital that reaches the economy: What will it take to channel more African savings and private capital towards businesses, agriculture and infrastructure \u2014 and create jobs at scale?<\/li>\n<li>Markets that make scale possible: How can technology, deeper financial integration and fit-for-purpose regulation extend the reach of African financial institutions across fragmented and underserved markets?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fh1c21c5Qpilyv83o9J9g_default-file-transformed.png\" alt=\"Jennifer ZABASAJJA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Jennifer ZABASAJJA<\/div>\n                      <div class=\"sb-job\">Chief Africa Correspondent &amp; Anchor<\/div>                      <div class=\"sb-company\">Bloomberg TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fd73wVvlfTo21gyZ5B4ne_headshot-1788948364611.png\" alt=\"Ethiopis TAFARA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ethiopis TAFARA<\/div>\n                      <div class=\"sb-job\">Regional Vice President, Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FzjJAKRDSQWOTn215B8PU_headshot-1790586997394.png\" alt=\"H.E. Vera DAVES DE SOUSA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">H.E. Vera DAVES DE SOUSA<\/div>\n                      <div class=\"sb-job\">Minister of Finance<\/div>                      <div class=\"sb-company\">Republic of Angola <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9TmakxjRMChU3U4ACOin_headshot-1788948211575.png\" alt=\"Tom GITOGO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Tom GITOGO<\/div>\n                      <div class=\"sb-job\">Group MD &amp; CEO<\/div>                      <div class=\"sb-company\">Britam Holdings PLC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/8FxUzaLYS0iapI0925vG_Awori-transformed.jpg\" alt=\"Jeremy AWORI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jeremy AWORI<\/div>\n                      <div class=\"sb-job\">Group CEO<\/div>                      <div class=\"sb-company\">Ecobank Transnational Inc<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"keynote\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  10:10 \u2013 10:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">AFIS-Deloitte Barometer | Findings from the 2026 industry survey<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>What are Africa\u2019s financial executives most confident about - and what keeps them up at night? The 6th AFIS-Deloitte Barometer reveals preliminary findings from this year\u2019s survey of senior leaders across banking, insurance, fintech and capital markets, covering economic confidence, AI investment, risk exposures and sustainable finance.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNm2syFUvSLaQHtUCGV0V_headshot-1791464657783.png\" alt=\"Jos\u00e9 BARATA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jos\u00e9 BARATA<\/div>\n                      <div class=\"sb-job\">Managing Partner \u2013 Lead Banking Sector<\/div>                      <div class=\"sb-company\">Deloitte Angola<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:00 \u2013 12:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">ERICSSON SIDE EVENT | Sustainable Profitability in Financial Inclusion<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Africa's financial inclusion ambitions are entering a new phase. Real-time payments, digital identity, interoperable platforms and emerging forms of digital money are opening new possibilities for reaching underserved populations. Yet expanding access does not necessarily translate into lasting economic value. High operating costs, fragmented infrastructure and questions around commercial viability continue to challenge the sustainability of financial inclusion at scale. How can Africa move beyond access to build financial ecosystems that are both inclusive and profitable?<\/p>\n<p>Hosted by <strong>Ericsson, a global leader in connectivity and digital infrastructure<\/strong>, this high-level roundtable will bring together financial industry leaders, policymakers and regulators to explore how technology, innovative business models and public-private collaboration can make financial inclusion commercially sustainable. Discussions will focus on building trusted, interoperable and scalable financial ecosystems that deliver lasting value for citizens, businesses and governments.<\/p>\n<p><strong>Key discussion points:<\/strong><\/p>\n<ul>\n<li><strong>Rethinking the economics of inclusion:<\/strong> Which policy, technology and business-model choices can lower structural costs and make serving underserved communities commercially sustainable?<\/li>\n<li><strong>Building trusted ecosystems that create value:<\/strong> How can financial services move beyond payments to generate greater economic value while safeguarding consumer protection, data privacy and trust?<\/li>\n<li><strong>Setting priorities for sustainable scale:<\/strong> Which investments in real-time payments, digital identity, interoperability, offline services and digital currencies should take priority to build open, resilient and scalable financial systems?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FJxZJ549xSbO9xFb9iMLO_headshot-1792070081452.jpg\" alt=\"Khalifa NADDARI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Khalifa NADDARI<\/div>\n                      <div class=\"sb-job\">Head of Sales, Ericsson Mobile Financial Services<\/div>                      <div class=\"sb-company\">Ericsson<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FxfqvUpH4Qlwxfi8te6UA_headshot-1788880462249.png\" alt=\"Paula Maria LEYNES FELIPE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Paula Maria LEYNES FELIPE<\/div>\n                      <div class=\"sb-job\">FIG Manager, Advisory &amp; Upstream, Eastern &amp; Southern Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F3J7YPxlSwat9myMR0bmG_headshot-1788861310572.png\" alt=\"\u00d3scar Humberto \u00c9VORA SANTOS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">\u00d3scar Humberto \u00c9VORA SANTOS<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Banco de Cabo Verde<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTfEpDxm6TOyToMZy0woD_headshot-1793093207213.jpg\" alt=\"Oliver STANOJEVIC\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Oliver STANOJEVIC<\/div>\n                      <div class=\"sb-job\">Strategic Product Manager<\/div>                      <div class=\"sb-company\">Ericsson<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"conversation-with\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:00 \u2013 12:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Game changers | Capital architecture: A new age for African finance<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>Conceived and championed by the African Development Bank Group, the New African Financial Architecture for Development (NAFAD) is an African-led initiative designed to reshape how development finance is mobilised, de-risked and deployed across the continent. Dr Sidi Ould Tah, President of the African Development Bank Group, together with Samaila Zubairu, President &amp; CEO of the Africa Finance Corporation (AFC) and Dr George Elombi, President &amp; Chairman of the Board of Directors of the African Export-Import Bank (Afreximbank), discuss where NAFAD intervenes in the regulatory, guarantee and risk assessment space, what balance-sheet capacity it can realistically mobilise, and whether local-currency markets can reduce Africa's structural exposure to costly foreign-currency debt. The conversation moves from diagnosis to decision.<\/div>\n<div><strong><br \/>Key points<\/strong><\/div>\n<ul>\n<li>\n<div>Where does NAFAD intervene - guarantee, first-loss, risk assessment - and what does that mean for existing DFIs?<\/div>\n<\/li>\n<li>\n<div>Which\u00a0reforms\u00a0would\u00a0turn\u00a0the architecture\u00a0from\u00a0a coordination\u00a0framework\u00a0into\u00a0deployable\u00a0capital?<\/div>\n<\/li>\n<li>\n<div>Can local-currency markets absorb enough sovereign risk to reduce dollar dependency at scale?<\/div>\n<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F942GDFsQgiVf8Gjv8MBT_Carlos%20Lopes.png\" alt=\"Carlos LOPES\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Carlos LOPES<\/div>\n                      <div class=\"sb-job\">Professor<\/div>                      <div class=\"sb-company\">University of Cape Town<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FiDsSXyGjTImGLrUKFqDd_headshot-1792165396863.png\" alt=\"Samaila ZUBAIRU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Samaila ZUBAIRU<\/div>\n                      <div class=\"sb-job\">President &amp; CEO<\/div>                      <div class=\"sb-company\">Africa Finance Corporation (AFC)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FRl5RaI0hSG68roLqnZOI_headshot-1790079825450.png\" alt=\"Sidi Ould TAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sidi Ould TAH<\/div>\n                      <div class=\"sb-job\">President<\/div>                      <div class=\"sb-company\">African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F7Yl0GS9R1ibwxd3p52gA_headshot-1792146763688.png\" alt=\"Dr. George ELOMBI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. George ELOMBI<\/div>\n                      <div class=\"sb-job\">President and Chairman of the Board of Directors<\/div>                      <div class=\"sb-company\">Afreximbank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:00 \u2013 12:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Building a new asset class: How agtech can help transform agri finance in Africa<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/div>\n<div>\u00a0<\/div>\n<div>African financial institutions have long seen agricultural lending as high-risk, costly and hard to scale, leaving millions of smallholder farmers without affordable credit. A new generation of agtech \"smart aggregators\" is changing the equation. These platforms combine farmer and crop identification, technical assistance, input financing and structured market access, and map plots with satellite, drone and in-field sensor data. The result is a set of digital farmer profiles, with verified land, yield, input and delivery records, that can serve as credit-relevant evidence. Agtech innovators, lenders, investors and development partners discuss what it will take to move from promising pilots to an agricultural asset class able to attract commercial capital, reduce lending risks, expand financial inclusion and deliver sustainable income growth for smallholders.<\/div>\n<div>\u00a0<\/div>\n<div><strong>Key points:<\/strong><\/div>\n<ul>\n<li>Can agtech data, farmer aggregation and structured value chains turn smallholder agriculture into an investable asset class for banks and investors?<\/li>\n<li>How can agtech firms use digital farmer profiles, remote sensing and structured repayment mechanisms to act as trusted intermediaries and cut the cost and risk of agricultural lending?<\/li>\n<li>What mix of guarantees, insurance and risk-sharing facilities is needed to crowd commercial capital into agricultural markets?<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\u00a0<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FXkfxf9l8Sre7oQvRAsqw_headshot-1788881922680.png\" alt=\"Riadh NAOUAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Riadh NAOUAR<\/div>\n                      <div class=\"sb-job\">Manager of Upstream and Advisory Services, North, West and Central Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F6bWCET6xRoq5d3asXMvm_headshot-1792054652890.png\" alt=\"Munir DURI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Munir DURI<\/div>\n                      <div class=\"sb-job\">Founder &amp; CEO<\/div>                      <div class=\"sb-company\">Kifiya<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FG9B4bIyESSOFVscAkMkn_Asfaw%20Alemu.jpg\" alt=\"Asfaw ALEMU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Asfaw ALEMU<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Dashen Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9F940J1eROKyxCHLyeZp_default-file-transformed.png\" alt=\"Abrhame ENDRIAS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Abrhame ENDRIAS<\/div>\n                      <div class=\"sb-job\">Founder and CEO<\/div>                      <div class=\"sb-company\">LERSHA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FlH8Z3h2wTryovIxnnyNW_headshot-1792055322846.png\" alt=\"Alloysius ATTAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Alloysius ATTAH<\/div>\n                      <div class=\"sb-job\">Co-Founder &amp; CEO<\/div>                      <div class=\"sb-company\">Farmerline<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FnEhU6vvS3ywI2cXv8h7K_headshot-1792405956446.png\" alt=\"Uka EJE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Uka EJE<\/div>\n                      <div class=\"sb-job\">Co-Founder &amp; CEO<\/div>                      <div class=\"sb-company\">ThriveAgric<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F4mlzEeABRDKO4DErAAml_headshot-1792405929764.png\" alt=\"Dr. Olushola OBIKANYE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Olushola OBIKANYE<\/div>\n                      <div class=\"sb-job\">Group Head, Agric &amp; Solid Minerals Finance<\/div>                      <div class=\"sb-company\">Sterling Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FlcM7BCTTRmiPtvARTCgk_headshot-1791448290503.jpg\" alt=\"Ulrich KAYINAMURA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ulrich KAYINAMURA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Agaciro Development Fund<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/Qru0e5i2RYOhWhu4T1po_Ewan%20Wheeler-transformed.png\" alt=\"Ewan WHEELER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ewan WHEELER<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">ACRE Africa <\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:00 \u2013 12:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Disrupters Club Roundtable | A new African \u201ctechbook\u201d: Protect and hold<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>\n<div><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/div>\n<br \/>Banks, insurers and payment groups increasingly rely on technology built and hosted elsewhere, including cloud regions, core systems and AI models. When one of these fails, or is cut off, the rules of several countries may apply at once - or none may. Authorities can face providers with a wider technical pool than their own. The textbook of financial oversight was written for institutions with branches and balance sheets. What goes into the \u201ctechbook\u201d for the systems those institutions run on?<\/div>\n<div><strong><br \/>Key points<\/strong><\/div>\n<ul>\n<li>\n<div>Cloud cover: If financial systems run under external jurisdiction, whose rules apply to failure, remedy and recovery?<\/div>\n<\/li>\n<li>\n<div>Safe keeping: Who decides where data lives, what does keeping it close cost, and for how long?<\/div>\n<\/li>\n<li>\n<div>Band with us: What can public officials do on connectivity, hosting and skills to keep critical systems within reach?<\/div>\n<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/oRfCm7wRRoCi9WOTCinZ_Kalina-transformed.jpg\" alt=\"Kalina MILLER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Kalina MILLER<\/div>\n                      <div class=\"sb-job\">FIG Manager Southern Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrHjFhm8kQNuDF9CiMiQX_default-file-transformed.png\" alt=\"Jyoti BALL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jyoti BALL<\/div>\n                      <div class=\"sb-job\">General Manager Sub-Saharian Africa<\/div>                      <div class=\"sb-company\">Amazon Web Services<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F5tb727GwTUqp4i1p2KFS_headshot-1790763825279.png\" alt=\"Nkiru AMADI-EMINA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nkiru AMADI-EMINA<\/div>\n                      <div class=\"sb-job\">Founder &amp; CEO<\/div>                      <div class=\"sb-company\">Tradevu Technology<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1BSfHy1cTmO27fWss1mk_headshot-1790726845126.png\" alt=\"Vincens Edouard NDIAYE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Vincens Edouard NDIAYE<\/div>\n                      <div class=\"sb-job\">Chief Strategy and Institutional Partnerships Officer<\/div>                      <div class=\"sb-company\">Polytechs Global<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FbFIOuohQ9yOuF31pKIAj_headshot-1793013784835.png\" alt=\"Ant\u00f3nio HOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ant\u00f3nio HOU<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Huawei Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F378qrxbpT6SUvP8BJmw1_headshot-1792759687741.png\" alt=\"Ricardo FERREIRA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ricardo FERREIRA<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">Acces Bank Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FSHs5zu0LRRCm0zIwk74W_headshot-1792577589328.png\" alt=\"Temwani SIMWAKA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Temwani SIMWAKA<\/div>\n                      <div class=\"sb-job\">Chief Executive Officer<\/div>                      <div class=\"sb-company\">NBS Bank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  12:00 \u2013 13:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Insurance Supervisors Panel | Engineering left-behind universal health insurance markets<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Health aid to sub-Saharan Africa fell a record 25% in 2025, and is projected to fall further, leaving fewer resources to reach the three-quarters of households without health insurance. Most pay health costs out-of-pocket - unaware of the options, unconvinced of the value of insurance or priced out by high premiums. Around a quarter of African nations have made health insurance mandatory, many within the past two decades. And penetration is modestly growing. But overall uptake remains low\u2013 at 13% in Nigeria, for example. Kenya moved in August 2025 to draw private insurers into its public scheme as claims administrators and complementary carriers. Elsewhere, however, high operating costs and hard-to-price informal-sector risk can limit private-sector participation. How can regulators reshape incentives, reduce market frictions, and crowd in private-sector capacity?<br \/><br \/><strong>Key points:<\/strong><\/p>\n<ul>\n<li>How should boundaries and incentives be calibrated for private insurers to supplement public universal health schemes?<\/li>\n<li>Supporting and \ufb01nancing coverage for poor and vulnerable groups: What is needed to grow risk pools and build risk-equalisation or equity funds?<\/li>\n<li>How far can regulation address the main barrier- premiums that most cannot a\ufb00ord?<\/li>\n<\/ul>\n<div>\n<div>\u00a0<\/div>\n<\/div><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F2JXmxYzkSxabMgXSwIa4_default-file-transformed.png\" alt=\"Julians AMBOKO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Julians AMBOKO<\/div>\n                      <div class=\"sb-job\">Host - Business Redefined &amp; CFO Chat<\/div>                      <div class=\"sb-company\">Nation Media Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FmQYTo2zXQmqwOpGEsr7q_headshot-1788880500276.png\" alt=\"Namakau MUNDIA NTINI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Namakau MUNDIA NTINI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Pensions and Insurance Authority, Republic of Zambia<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FJd90aX8DQea3BhMwU6Vf_headshot-1791288269075.png\" alt=\"Filomena Rossana Airosa MANJATA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Filomena Rossana Airosa MANJATA<\/div>\n                      <div class=\"sb-job\">Chairwoman<\/div>                      <div class=\"sb-company\"> Angolan Agency for Insurance Regulation and Supervision (ARSEG)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FKds715wHRAGzbl8kx3VY_headshot-1789653017735.png\" alt=\"Baghayo SAQWARE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Baghayo SAQWARE<\/div>\n                      <div class=\"sb-job\">Commisioner of Insurance and Director General<\/div>                      <div class=\"sb-company\">Tanzania Insurance Regulatory Authority (TIRA)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FEUd1vH8S2Cuis4XMW84g_headshot-1791531468580.png\" alt=\"Dr. Abiba ZAKARIAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Abiba ZAKARIAH<\/div>\n                      <div class=\"sb-job\">Commissioner of Insurance<\/div>                      <div class=\"sb-company\">National Insurance Commission of Ghana<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:00 \u2013 15:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">AfDB SIDE EVENT I Making NAFAD Work for Africa&#039;s Real Economy : From Financial Strength to Bankable Projects, Mobilised Capital and Shared Ownership<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Africa faces an annual development financing gap of over $400 billion, despite holding more than $4 trillion in domestic capital. Led by the African Development Bank, the New African Financial Architecture for Development (NAFAD) aims to better coordinate financial institutions, mobilise African resources and channel capital towards the continent\u2019s development priorities.<\/p>\n<p>Moving beyond a general presentation of NAFAD, this transaction-focused roundtable will use a concrete project or investment case to examine how governments, development finance institutions, commercial banks, institutional investors, guarantee providers and project sponsors can improve project preparation and financial structuring, crowd in equity and debt, reduce risk, and accelerate financial close.<\/p>\n<p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FlrrxNqMQoILIXrzSuYFA_headshot-1793017161688.jpg\" alt=\"Didier ACOUETEY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Didier ACOUETEY<\/div>\n                      <div class=\"sb-job\">Senior Adviser to the President, Private Sector development and the New African Financial Architecture for Development (NAFAD)<\/div>                      <div class=\"sb-company\">African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPnXwKxTmRa1QvMsDKErQ_headshot-1789563841650.png\" alt=\"Solomon QUAYNOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Solomon QUAYNOR<\/div>\n                      <div class=\"sb-job\">VP, Private Sector, Infrastructure and Industrialisation<\/div>                      <div class=\"sb-company\">African Development Bank (AfDB)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FkJs6SwOTTQOQ6sKVvq9e_headshot-1791968802254.png\" alt=\"Ousmane FALL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ousmane FALL<\/div>\n                      <div class=\"sb-job\">Director of the Non-Sovereign Operations and Private Sector Support Department<\/div>                      <div class=\"sb-company\">African Development Bank (AfDB)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/c7T9Mb1TSTaMDDBsGU5d_1697914541190-transformed.jpeg\" alt=\"Ahmed Rashad ATTOUT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ahmed Rashad ATTOUT<\/div>\n                      <div class=\"sb-job\">Director - Financial Sector Development Department<\/div>                      <div class=\"sb-company\">African Development Bank (AfDB)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"masterclass\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:00 \u2013 15:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">MASTERCLASS UBUNTU | The Next 10-Year Opportunity for African Banking<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Railways moved goods. The internet moved information. The next layer of financial infrastructure moves value.\u00a0Larry Fink, BlackRock\u2019s CEO, has called tokenisation the next generation of financial markets, and the first banks to embrace it could capture the lion\u2019s share of this emerging opportunity.\u00a0Led by <strong>Ubuntu Tribe, a pioneering African fintech at the forefront of real-world asset tokenisation<\/strong>, this masterclass will explore how tokenised assets, from gold to real estate and securities, work in practice, how financial institutions can capitalise on this transformation, and what regulators will expect.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNLQXigHVRuinGPcT4CeW_headshot-1791968935382.jpg\" alt=\"Tshegofatso KEKANA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Tshegofatso KEKANA<\/div>\n                      <div class=\"sb-job\">Public Relations Director<\/div>                      <div class=\"sb-company\">UBUNTU TRIBE<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/SPLRPwEZSkUUZeTDI19g_20247_1695984233_CMBZMS-transformed.png\" alt=\"Mamadou TOURE \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mamadou TOURE <\/div>\n                      <div class=\"sb-job\">Founder &amp; CEO <\/div>                      <div class=\"sb-company\">UBUNTU TRIBE<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:00 \u2013 15:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event Proparco - Risk Sharing in Practice: What it takes to finance more African SMEs<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>A guarantee demonstrates its value when a credit committee approves a loan it would otherwise have declined. Proparco and the European Union launched Impact+ at AFIS 2025, supported by a \u20ac178 million EU counter-guarantee, with the aim of mobilising \u20ac1.1 billion in guarantees over five years. The facility covers up to 80% of the principal on loans ranging from \u20ac500 to \u20ac2 million, denominated in local currency, euros or dollars. It succeeds EURIZ, which shared SME credit risk with African banks from 2019 onwards. One year later, financial institutions, Proparco and the European Union compare their results and set out the conditions required to finance African SMEs at scale.<\/p>\n<p>Key points<\/p>\n<ul>\n<li>Which risks should guarantors bear, and at what coverage rate and price does a bank revise its credit decision?<\/li>\n<li>Which segments does a guarantee open up? Fragile markets, agriculture, climate, and enterprises led by women and young people?<\/li>\n<li>What do banks require in order to continue lending to these SMEs at scale once the guarantee has expired?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FgM067H8QfmfZ1WY9CzeM_headshot-1789374157400.png\" alt=\"Aymen MTIMET\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aymen MTIMET<\/div>\n                      <div class=\"sb-job\">Partner Advisory - Financial Services Industry - Lead Economic &amp; Inclusive Development<\/div>                      <div class=\"sb-company\">Deloitte Francophone Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FusOri6bRCWSnyRGDdTDI_headshot-1792592890052.png\" alt=\"Yann JACQUEMIN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Yann JACQUEMIN<\/div>\n                      <div class=\"sb-job\">Head \u2013 Guarantees for Development<\/div>                      <div class=\"sb-company\">Proparco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/UhrzzLAcSuud77bU8Shb_FINafrica-transformed.png\" alt=\"B\u00e9ata HABYARIMANA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">B\u00e9ata HABYARIMANA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">FINAFRICA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1bCFJPgSTGCIRhrsFVbL_headshot-1792577657431.jpg\" alt=\"Mateja PETERNELJ\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mateja PETERNELJ<\/div>\n                      <div class=\"sb-job\">Head of Partnerships - EU Delegation in Angola<\/div>                      <div class=\"sb-company\">European Union<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FVm0vMvrBSTyIzRQALc2s_headshot-1792680962888.jpg\" alt=\"Dave LECHUANGE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dave LECHUANGE<\/div>\n                      <div class=\"sb-job\">Director - Risk<\/div>                      <div class=\"sb-company\">Rawbank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"conversation-with\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 14:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Conversation With | Will innovative debt management ease costly Eurobond refinancing or carry hidden risks?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Sub-Saharan Africa entered 2026 with its strongest start to the year for Eurobond issuance since 2013, raising $5.95bn in the \ufb01rst seven weeks. But borrowing rates vary sharply and can be expensive for governments facing a re\ufb01nancing squeeze: Angola has committed to paying close to 10% on its latest issuance. Governments are therefore turning to alternatives. Nigeria\u2019s planned $5bn total return swap, for example - and similar transactions in Angola and Senegal - use government securities as collateral. The IMF warns that costs are comparable to those of a Eurobond and that currency and interest-rate movements could create new \ufb01scal risks. As governments explore swaps, buybacks and other structures, do these tools carry hidden risks or genuinely make debt cheaper and safer?<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fh1c21c5Qpilyv83o9J9g_default-file-transformed.png\" alt=\"Jennifer ZABASAJJA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Jennifer ZABASAJJA<\/div>\n                      <div class=\"sb-job\">Chief Africa Correspondent &amp; Anchor<\/div>                      <div class=\"sb-company\">Bloomberg TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FbpaykebYQo22d8XIVpXR_headshot-1791961580447.jpg\" alt=\"Miguel AZEVEDO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Miguel AZEVEDO<\/div>\n                      <div class=\"sb-job\">Managing Director, Vice-Chair Investment Banking , Middle East &amp; Africa<\/div>                      <div class=\"sb-company\">Citi<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 15:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel - Women In | Will alternative data break or prolong gender bias in lending?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Africa's women-led SMEs face a $42bn annual financing gap that alternative credit scoring, increasingly adopted by commercial banks and fintechs, could help close. Yet algorithms trained on historical data risk inheriting decades of gender bias. Research suggests women assessed with alternative data receive credit scores 6\u20138 points lower than men despite equal or lower default rates. Left unchecked, these models could perpetuate exclusion behind a veneer of technological objectivity. Some fintechs are building safeguards: Tanzania's Tausi Africa removes gender-linked metadata from its models, while India's Lendingkart uses audited, bias-tested scoring. How can Africa\u2019s financial industry recalibrate models to avoid algorithmic bias?<br \/><br \/><strong>Key points:<\/strong><\/p>\n<ul>\n<li>Which forms of alternative data genuinely expand women's access to finance, and which risk reinforcing existing biases?<\/li>\n<\/ul>\n<ul>\n<li>How can regulators and investors set standards for bias audits, transparency, and appeals processes for contested lending scores?<\/li>\n<\/ul>\n<ul>\n<li>Where should human judgement remain part of the lending process?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F5iQPJQX7Tk2RgxMPeOii_headshot-1789122312925.png\" alt=\"Ondiro OGANGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ondiro OGANGA<\/div>\n                      <div class=\"sb-job\">International Journalist<\/div>                                          <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTSSi3lHgTHmu9h3EtpYx_headshot-1791472400097.png\" alt=\"Jatin KASAN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jatin KASAN<\/div>\n                      <div class=\"sb-job\">Partner - Financial Services<\/div>                      <div class=\"sb-company\">Forvis Mazars South Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPElnoqnZQNSRwSUvKEx4_headshot-1788947951282.png\" alt=\"Coura Carine SENE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Coura Carine SENE<\/div>\n                      <div class=\"sb-job\">Regional Director<\/div>                      <div class=\"sb-company\">Wave Mobile Money Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F0B95mItrQv6rEK7rvkM9_headshot-1789032958266.png\" alt=\"Meghan McCORMICK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Meghan McCORMICK<\/div>\n                      <div class=\"sb-job\">Co-founder &amp; CEO<\/div>                      <div class=\"sb-company\">Oze<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F3apCgDTSfCSbf5Y4URBg_Nathalie%20Akon%20Gabala.jpg.png\" alt=\"Nathalie Kouassi AKON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nathalie Kouassi AKON<\/div>\n                      <div class=\"sb-job\">Division Director, West African Gulf of Guinea<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FL2gkRPB7QC2WwcAAu2B0_headshot-1792592847000.jpg\" alt=\"Ghislaine SAMAK\u00c9\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ghislaine SAMAK\u00c9<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">Ecobank Guinea-Bissau<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 15:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">AWS Executive Forum: Regulating Financial Innovation in the Age of AI and Cloud<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>As financial institutions increasingly adopt artificial intelligence, cloud computing and other emerging technologies, regulators face the challenge of enabling innovation while safeguarding financial stability, consumer protection, and data security. This executive forum allows stakeholders to examine how regulatory frameworks can evolve alongside rapid technological change. The discussion will focus on finding a practical balance between innovation and oversight, strengthening collaboration between regulators and industry, and ensuring that emerging technologies can be adopted responsibly across Africa\u2019s financial ecosystem.<\/p>\n<p><strong>Key discussion points:<\/strong><\/p>\n<ul>\n<li><strong>Balancing innovation and regulation:<\/strong> How can regulators create frameworks that encourage AI and cloud adoption without stifling financial innovation?<\/li>\n<li><strong>Managing emerging risks:<\/strong> Addressing data privacy, cybersecurity, AI governance, operational resilience, and third-party\/cloud risks.<\/li>\n<li><strong>Building regulatory collaboration:<\/strong> Strengthening dialogue and cooperation between regulators, financial institutions, and technology providers to develop responsive, future-ready regulation<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FvEZlquUmQhWckHYTzgIU_headshot-1792413561690.png\" alt=\"Michael JEFFERSON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Michael JEFFERSON<\/div>\n                      <div class=\"sb-job\">Head of Financial Services Public Policy EMEA<\/div>                      <div class=\"sb-company\">Amazon Web Services<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrHjFhm8kQNuDF9CiMiQX_default-file-transformed.png\" alt=\"Jyoti BALL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jyoti BALL<\/div>\n                      <div class=\"sb-job\">General Manager Sub-Saharian Africa<\/div>                      <div class=\"sb-company\">Amazon Web Services<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F5t7zjKxDRFmLXIXp1ZCg_headshot-1791984487205.png\" alt=\"Wyckliffe SHAMIAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Wyckliffe SHAMIAH<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Capital Markets Authority of Kenya <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FWyhMOk2bQS33AXSkcIxs_headshot-1793090928929.png\" alt=\"Esselina MACOME\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Esselina MACOME<\/div>\n                      <div class=\"sb-job\">Chairwoman<\/div>                      <div class=\"sb-company\">Standard Bank Mozambique<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:50 \u2013 15:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | The &#039;growth reset&#039;: Crowding in private capital as the era of easy globalisation unwinds<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>The IMF wants a <em>\"growth reset\" <\/em>for Africa built on private investment, but conditions have become less favourable. <em>\"Globalisation is no longer happening on easy mode,\" <\/em>says NinetyOne, a major African asset manager, as the era of cheap commodities ends and support for economic integration fades. Africa drew $70bn in FDI in 2025, its third highest on record, yet only 14 countries have issued local-currency corporate debt since 2000. FX repatriation rules, fragmented clearing, uneven Basel III implementation, and slow settlement cycles raise foreign investors' costs and deter African institutional investors from regional markets. Amid the conflict in the Middle East, climbing oil prices and slower growth in China, how can the \ufb01nancial sector help make African assets a safe investor haven?<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>Which capital-charge reforms and local-currency instruments would keep more African pension, insurance and commercial bank capital on the continent?<\/li>\n<li>What must Africa\u2019s banks, insurers, stock exchanges and fintechs do differently to support a foreign investors\u2019 asset allocation on the continent?<\/li>\n<li>Where should stakeholders begin to shorten settlement cycles and smooth currency convertibility?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FwbWgnfCRhe8KK3ktMbnb_headshot-1789122159416.png\" alt=\"Ntaoleng LECHELA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ntaoleng LECHELA<\/div>\n                      <div class=\"sb-job\">Anchor &amp; Reporter<\/div>                      <div class=\"sb-company\">Business Day TV &amp; SAfm<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPrx2eWw7T0FRxiYXL4Zz_headshot-1790239383166.png\" alt=\"Dr. Agostinho KAPAIA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Agostinho KAPAIA<\/div>\n                      <div class=\"sb-job\">Chairman<\/div>                      <div class=\"sb-company\">OPAIA Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F7cNvUmTSxGn9aP30jhX2_headshot-1791371339989.png\" alt=\"Sergio PIMENTA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sergio PIMENTA<\/div>\n                      <div class=\"sb-job\">Chief Executive Officer<\/div>                      <div class=\"sb-company\">Africa Infrastructure Acceleration Fund - Africa50<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FXhKU30pkQlClM8nGuS9e_headshot-1793048841155.png\" alt=\"Victor CARDOSO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Victor CARDOSO<\/div>\n                      <div class=\"sb-job\">Executive Board Member<\/div>                      <div class=\"sb-company\">BAI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/XF2xWEvTXmcBTD7CVQCP_387_1714746586_X2THDG-transformed.jpg\" alt=\"Kayode AKINDELE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kayode AKINDELE<\/div>\n                      <div class=\"sb-job\">MD\/CEO<\/div>                      <div class=\"sb-company\">Coronation Capital<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  15:50 \u2013 17:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | How will stablecoins fit into Africa&#039;s mainstream banking infrastructure?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Stablecoins are moving from crypto trading into African banking and payments. Businesses and households are using the dollar-backed cryptocurrencies for payroll, trade and to settle cross border payments at a flat 1.5% fee, versus 8% average. The Bank for International Settlements warns that \u201cwidespread adoption could affect macroeconomic and financial stability\u201d. Central Bankers are also hesitant, Lesetja Kganyago, Governor of the South African Reserve Bank, said in February \u201cthere is a lot of hype around stablecoins\u201d, but that \"it\u2019s difficult to tell what the benefits will end up being\". Meanwhile commercial banks \u2013 such as Credit Bank in Kenya \u2013 are integrating stablecoins into their cross-border payment services. This roundtable discusses how banks can leverage stablecoins as well as the effects on financial systems for central banks.<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>Which banking use cases can make stablecoins relevant beyond crypto and remittances<\/li>\n<li>How should regulators treat reserves, custody, convertibility and Anti-Money Laundering compliance?<\/li>\n<li>Should banks lead adoption, or leave the market to fintechs and offshore players?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FyFYZNzSaWJfHkOOWr4yw_headshot-1784623626054.jpg\" alt=\"Samira  MENSAH \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Samira  MENSAH <\/div>\n                      <div class=\"sb-job\">Managing Director Research &amp; Analytics Africa and Country Head - South Africa<\/div>                      <div class=\"sb-company\">S&amp;P Global <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F2LzLRoyJQhCZMJ3uYey4_headshot-1789996648072.png\" alt=\"Fintan BYRNE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Fintan BYRNE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">CR2<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FFApW7RIESQ2lfl9VbOxj_headshot-1790069593735.png\" alt=\"Mareme DIENG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mareme DIENG<\/div>\n                      <div class=\"sb-job\">Head of Strategy, M&amp;A &amp; Fintech Future<\/div>                      <div class=\"sb-company\">Axian Digibank &amp; Fintech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F28vXhr6dQkmA8Cmmf2z9_headshot-1788948243780.png\" alt=\"Awa GUEYE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Awa GUEYE<\/div>\n                      <div class=\"sb-job\">Regional Public Policy Lead<\/div>                      <div class=\"sb-company\">Wave Mobile Money Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FpUMKX8ecTvumxFImYHSy_headshot-1788868556199.png\" alt=\"Dr. Kombe KAPONDA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Kombe KAPONDA<\/div>\n                      <div class=\"sb-job\">Chairperson, Fintech &amp; Lead CBDCs Researcher<\/div>                      <div class=\"sb-company\">Bank of Zambia<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FhYZRz73XSTOAXHT6OLxP_headshot-1788880549407.png\" alt=\"Emmanuel Mpawe TUTUBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Emmanuel Mpawe TUTUBA<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Bank of Tanzania<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"masterclass\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  16:00 \u2013 17:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Atlantic Re Masterclass: Retaining more risk, creating more value: the future of African reinsurance<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>Africa\u2019s reinsurance market wrote $6.27bn in premiums in 2024, just 1.6% of global reinsurance underwriting. Sub-Saharan reinsurers grew their capital to $3bn in 2025, yet their retention ratios fell to 78.6% from 87.5% in 2016. Complex property and energy risks still flow offshore, and climate losses keep climbing. Africa recorded $9bn in economic losses in 2024, against a 10-year average of $6bn. Atlantic Re, Morocco\u2019s national reinsurer with offices in Abidjan, Cairo and Kigali, sets out how African carriers can retain more risk and keep the value it generates on the continent.<br \/><br \/><\/div>\n<div><strong>Key Points<\/strong><\/div>\n<ul>\n<li>Building the capital, underwriting and actuarial depth to take on complex property, energy and climate risks<\/li>\n<li>Pooling capacity across borders and aligning regulation so premiums stay in African markets<\/li>\n<li>Channelling retained premiums into long-term investment and easing pressure on foreign-exchange reserves<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FFqdAEdW5SaCfUFsvJ0iW_headshot-1792508346817.jpg\" alt=\"Amine RYANE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Amine RYANE<\/div>\n                      <div class=\"sb-job\">Director of International Development and Partnerships<\/div>                      <div class=\"sb-company\">Atlantic Re<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FSC4aH5W0Tt0MJBtcm1HH_headshot-1792508544520.jpg\" alt=\"Omar FASSAL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Omar FASSAL<\/div>\n                      <div class=\"sb-job\">Director - Strategy and Performance<\/div>                      <div class=\"sb-company\">Atlantic Re<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  16:00 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Democratising investing with AI and mobile-first apps \u2013 safely<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>\u201cThe era of intelligent investing has already arrived,\u201d Nigeria\u2019s SEC Director-General said in May. Mobile-first securities trading platforms are widening access to a broader retail audience. AI-enabled algorithmic trading and robo-advisory services \u2013 through innovators such as Hisa and EasyEquities -are now adding a new layer, to make investment analysis accessible. As AI moves closer to investment decisions, regulators must decide where to embrace such innovation and where to draw lines. Mauritius has been among the first to establish a framework, granting its first AI-enabled advisory services license this year. How can mobile-first platforms and AI tools bring securities investing to the mass market while protecting investors?<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>Which forms of mobile-first and AI-powered tools are proven to widen access most?<\/li>\n<\/ul>\n<ul>\n<li>Consumer protection: How adequate are regulatory frameworks in this area and where is reform needed?<\/li>\n<\/ul>\n<ul>\n<li>When AI investment tools get it wrong, where does accountability lie among AI providers, fintech platforms and brokers?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F17tC80QEm8WFvU7aWHyg_headshot-1789484764827.png\" alt=\"John EVERINGTON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">John EVERINGTON<\/div>\n                      <div class=\"sb-job\">Middle East and Africa Editor<\/div>                      <div class=\"sb-company\">The Banker<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FveH9vdX9SD20BpVVIyOA_headshot-1790262929226.png\" alt=\"Humphrey KEBAYA MWAMBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Humphrey KEBAYA MWAMBA<\/div>\n                      <div class=\"sb-job\">Co-founder<\/div>                      <div class=\"sb-company\">MystocksAfrica<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNrBr8dNDTviEVZ8Lpfke_default-file-transformed.png\" alt=\"Emmanuel LUBANZADIO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Emmanuel LUBANZADIO<\/div>\n                      <div class=\"sb-job\">Africa Lead<\/div>                      <div class=\"sb-company\">OpenAI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F91QYDM87TFaZrgL84wLZ_headshot-1789373912499.png\" alt=\"Josephine Okui OSSIYA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Josephine Okui OSSIYA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Capital Market Authority- Uganda<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FlG0JfHOQT4uVaQ4v7z6a_headshot-1792412531836.jpg\" alt=\"Cyrille Bertrand ONANA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cyrille Bertrand ONANA<\/div>\n                      <div class=\"sb-job\">Founder &amp; President<\/div>                      <div class=\"sb-company\">Horus Investment Group<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  16:30 \u2013 18:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Africa Business+ Roundtable | How to Africanise project and M&amp;A financing?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Africa\u2019s corporate sector wants to finance its most ambitious infrastructure projects and M&amp;A deals at home, in local currencies and through African financial institutions, from local banks to local pension funds, who appear as an increasingly important source of long-term capital. Regional banks may lack the balance sheet capacity to finance 7-to-12-year project debt or large acquisitions. Corporates therefore turn to foreign firms - typically US or European banks - which arrange two-thirds of Africa's non-financial corporate debt, 53% of it in dollars. Others bypass banks and issue debt on exchanges outside Africa where liquidity is deeper. MTN Nigeria's oversubscribed 2021 naira bond and Dangote Industries' \u20a6300bn bond programme show local currency financing arranged by African banks can fund big-ticket deals \u2013 but they remain exceptions. African financiers meet corporate clients to ask: How can more of the continent's largest deals be financed, structured and ultimately owned onshore?<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>What products and governance upgrades are CFOs looking for to source financing locally for their biggest deals \u2013 and how can banks boost their equity to be able to offer such products?<\/li>\n<li>What role can pension funds, insurers and locally-backed investment funds play in financing large projects and M&amp;A transactions, and does the origin of LP capital matter?<\/li>\n<li>Deepening African markets: What will encourage corporate bonds listings on local exchanges, in local currencies and arranged by African banks?<\/li>\n<li>How can DFIs and regulators enable banks to lend long-term for big projects, when rules penalise long-tenor loans and reward parking capital in short-term government securities?<\/li>\n<\/ul>\n<div>\n<div>\u00a0<\/div>\n<\/div><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FvH0SyJ0mSqOvgBWeN06U_headshot-1789122106583.png\" alt=\"Aur\u00e9lie BENOIT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aur\u00e9lie BENOIT<\/div>\n                      <div class=\"sb-job\">Editor-in-Chief<\/div>                      <div class=\"sb-company\">AfricaBusiness+<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2FE8MNW0mXQBikRcZPMRaT_Adilson%20NELUMBA.png\" alt=\"Adilson NELUMBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Adilson NELUMBA<\/div>\n                      <div class=\"sb-job\">Chairman of the Board of Directors<\/div>                      <div class=\"sb-company\">Copia Group of Companies<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FoBHkyIjR96O3Zjq43KQQ_headshot-1789122370546.png\" alt=\"Kadija SANGHO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kadija SANGHO<\/div>\n                      <div class=\"sb-job\">CFO<\/div>                      <div class=\"sb-company\">Rawbank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FeA1uEjL4SmaL5zwLGmvf_headshot-1788947977754.png\" alt=\"Aziz SARR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aziz SARR<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Mansa Capital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fklhc7jFnTq2BRh5LmWB9_headshot-1788777185848.png\" alt=\"\u00c9mile Donatien LUHAHI OSUMBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">\u00c9mile Donatien LUHAHI OSUMBA<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">Strategic Investment Fund of the Democratic Republic of the Congo (FIS RDC)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fh555nn8ER2mA3htJBma2_headshot-1790342578254.png\" alt=\"Hugo AZEVEDO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Hugo AZEVEDO<\/div>\n                      <div class=\"sb-job\">Chief Financial Officer (CFO)<\/div>                      <div class=\"sb-company\">OPAIA Group and Amufert<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FoB66pAskQlGu7gEWhDFT_headshot-1793109193203.jpg\" alt=\"Timothy MUGODI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Timothy MUGODI<\/div>\n                      <div class=\"sb-job\">Executive Director, Board Member and Head of Corporate &amp; Investment Banking (CIB)<\/div>                      <div class=\"sb-company\">Standard Bank Angola<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  16:30 \u2013 18:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">BANCO SOL SIDE EVENT | Beyond bad loans: Restoring bank balance sheets and unlocking credit growth<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Non-performing loans (NPLs) are more than a balance-sheet problem: they tie up bank capital, erode profitability and constrain lending to the real economy. From weak credit assessments and governance failures to macroeconomic shocks, the causes are multiple, while the cost of inaction extends well beyond individual institutions. As banks face mounting pressure to clean up their loan books, how can they reconcile financial stability with the need to sustain credit growth?<\/p>\n<p>Hosted by <strong>Banco Sol<\/strong>, this high-level roundtable will bring together banking executives, regulators and financial experts to examine practical solutions to distressed loan management, drawing on experiences from Africa and Europe. The discussion will explore how banks, shareholders and public institutions can share responsibility for restoring asset quality, strengthening resilience and safeguarding depositors.<\/p>\n<p><strong>Key discussion points:<\/strong><\/p>\n<ul>\n<li><strong>From prevention to recovery:<\/strong> How can stronger credit risk assessment, governance and loan recovery mechanisms reduce NPLs?<\/li>\n<li><strong>Restoring balance-sheet strength:<\/strong> What recapitalisation, restructuring and distressed asset management solutions can help banks absorb losses and restore lending capacity?<\/li>\n<li><strong>Shared responsibility for financial stability:<\/strong> How can shareholders, regulators and judicial institutions work together to accelerate NPL resolution while protecting depositors and financial stability?<\/li>\n<\/ul>\n<p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNm2syFUvSLaQHtUCGV0V_headshot-1791464657783.png\" alt=\"Jos\u00e9 BARATA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Jos\u00e9 BARATA<\/div>\n                      <div class=\"sb-job\">Managing Partner \u2013 Lead Banking Sector<\/div>                      <div class=\"sb-company\">Deloitte Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FXwIORqAJSOeZzCYeZGOf_headshot-1791973019676.png\" alt=\"Dr Antonio RAMALHO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr Antonio RAMALHO<\/div>\n                      <div class=\"sb-job\">Former CEO<\/div>                      <div class=\"sb-company\">Novo Banco Portugal<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FkiuNHDFASh2gPpOZ1vBz_headshot-1792596981702.png\" alt=\"Dr. Osvaldo LEMOS MACAIA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Osvaldo LEMOS MACAIA<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Banco Sol<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FvdPN0o43TICn71PigRo6_headshot-1790687572713.png\" alt=\"Admassu TADESSE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Admassu TADESSE<\/div>\n                      <div class=\"sb-job\">Group President &amp; Managing Director<\/div>                      <div class=\"sb-company\">Trade and Development Bank (TDB Group)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"panel\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  16:50 \u2013 17:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">CEO Talk | Africa\u2019s banking giants vs digital challengers: Who owns the future?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Africa\u2019s biggest banks are building neobanks and its leading fintechs are turning into banks. Nigerian unicorns Paystack and Flutterwave both secured microfinance bank licences in their home markets this year. Wave established Wave Bank Africa in late 2025 in C\u00f4te d\u2019Ivoire, while in Kenya Nigeria\u2019s Moniepoint bought Sumac Microfinance Bank in March 2026, taking control of a licensed microfinance bank. Legacy banks are responding. Attijariwafa Bank this year launched <em>\u201cSimple.\u201d<\/em>, Morocco\u2019s first neobank, ahead of Revolut\u2019s expected entry. As Standard Bank Group\u2019s CEO points to <em>\u201cintensifying competition\u201d<\/em> from fintechs, how will banks decide how much of their business to unbundle, which segments to defend, and whether to compete, partner with or acquire the fintechs eating at their margins?<br \/><br \/><strong>Key points<\/strong><\/p>\n<ul>\n<li>Neobanks vs incumbents: Can large African banking groups build agile digital brands without cannibalising their core businesses?<\/li>\n<li>Fintech as threat or partner: When does acquisition make more sense than internal innovation?<\/li>\n<li>How can banks achieve sustainable revenues in a mobile-first, low-fee competitive landscape?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fh1c21c5Qpilyv83o9J9g_default-file-transformed.png\" alt=\"Jennifer ZABASAJJA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Jennifer ZABASAJJA<\/div>\n                      <div class=\"sb-job\">Chief Africa Correspondent &amp; Anchor<\/div>                      <div class=\"sb-company\">Bloomberg TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FoInQsKUgRju9iun3VjNI_default-file-transformed.png\" alt=\"Aliou MAIGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aliou MAIGA<\/div>\n                      <div class=\"sb-job\">Africa Regional Industry Director, Financial Institutions<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPFFJjCkiSwC7LYYmYLdw_headshot-1788948187467.png\" alt=\"Erwan GELEBART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Erwan GELEBART<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Axian Digibank &amp; Fintech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZoH1HgCS72Fca4M57rvy_headshot-1789374105525.png\" alt=\"El-Hassana KABA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">El-Hassana KABA<\/div>\n                      <div class=\"sb-job\">Founder - CEO<\/div>                      <div class=\"sb-company\">MANSA BANK<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9O0cOZS6SkaddoSnJas7_headshot-1789558826690.png\" alt=\"Luis LELIS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Luis LELIS<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">BAI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/8FxUzaLYS0iapI0925vG_Awori-transformed.jpg\" alt=\"Jeremy AWORI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jeremy AWORI<\/div>\n                      <div class=\"sb-job\">Group CEO<\/div>                      <div class=\"sb-company\">Ecobank Transnational Inc<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-03\"\n                   data-format=\"\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  19:30 \u2013 22:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Gala Dinner and Awards Ceremony<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only<\/em><\/strong><\/p><\/div>\n            \n            \n          <\/article>\n        <div class=\"sb-day-title\" data-day-title=\"2026-11-04\"><\/div>          <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"afis-governance\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  08:00 \u2013 10:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">AFIS Supervisory Council Meeting<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong>Access by invitation only.\u00a0<em> English-French-Portuguese translation available.<\/em><\/strong><\/p><\/div>\n            \n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  08:30 \u2013 09:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">BOAD SIDE EVENT | Building WAEMU\u2019s Future: Financing Sustainable, Inclusive Housing as a Driver of Energy Sovereignty<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Across the WAEMU region, an estimated housing deficit of 3.5 million units presents both a structural challenge and a major opportunity for high-impact investment. The priority: mobilising long-term capital and risk-sharing mechanisms to finance affordable, sustainable and energy-efficient housing at scale.<\/p>\n<p>On the sidelines of AFIS 2026, the West African Development Bank (BOAD) will bring together investors, industry experts and financial decision-makers to turn this ambition into bankable solutions, from innovative financing instruments and strategic partnerships to concrete opportunities for capital mobilisation.<\/p>\n<ul>\n<li><strong>Which refinancing, guarantee and risk-sharing instruments<\/strong> can accelerate investment in affordable housing?<\/li>\n<li><strong>What financing models<\/strong> can expand access to housing for low-income households and those with irregular earnings?<\/li>\n<li><strong>How can climate finance, bioclimatic design and locally sourced building materials<\/strong> be combined to lower costs and strengthen energy sovereignty?<\/li>\n<\/ul>\n<p><strong>Join this strategic discussion and help identify new partnership opportunities to unlock and structure the investments that will shape the future of housing across the WAEMU region.<\/strong><\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/9HXJZxndTFCSIC8HdlRu_18663_1711109768_DDGB5J-transformed.jpg\" alt=\"Abdou DIOP\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Abdou DIOP<\/div>\n                      <div class=\"sb-job\">Managing Partner<\/div>                      <div class=\"sb-company\">Forvis Mazars<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FUzZE2cRHQNyNEj7nyGZB_headshot-1791966612676.jpg\" alt=\"Zeynab CISSE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Zeynab CISSE<\/div>\n                      <div class=\"sb-job\">Head of Business Development<\/div>                      <div class=\"sb-company\">African Risk Capacity<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/p4coJXKDQKac2r7GEsXv_1662803382839-transformed.jpg\" alt=\"Moubarak MOUKAILA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Moubarak MOUKAILA<\/div>\n                      <div class=\"sb-job\">Director of the Environment and Climate Finance Department<\/div>                      <div class=\"sb-company\">West African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fzn5Nk5m9TGCHbcUiqttW_headshot-1791967169890.jpg\" alt=\"Emmanuel Cheick Oumar BARRY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Emmanuel Cheick Oumar BARRY<\/div>\n                      <div class=\"sb-job\">Director of Health, Education and Housing Department<\/div>                      <div class=\"sb-company\">West African Development Bank (BOAD)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZREZGz7bTKuFo5ews080_headshot-1791992394870.png\" alt=\"Laureen KOUASSI - OLSSON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Laureen KOUASSI - OLSSON<\/div>\n                      <div class=\"sb-job\">General Secretary Africa<\/div>                      <div class=\"sb-company\">Groupe Duval<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  08:30 \u2013 09:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event AXIAN | Building Together : how can regulators and innovators shape Africa&#039;s next financial system?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Mobile money gave Africa reach. The next decade offers a chance to add depth. As wallets grow into full-service providers and value moves toward credit, savings, insurance and cross-border payments, new infrastructure is arriving quickly, from instant payment systems and interoperable networks to stablecoins. Regulators and industry share the same goals of broader access, protected consumers, stable markets and room for good ideas to scale. Across the continent, sandboxes, joint consultations and common standards show how early dialogue can speed up innovation and strengthen safeguards at the same time. This session brings supervisors and industry leaders together to share what has worked, where gaps remain, and how to close them jointly.<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>How can regulators and providers work together to widen access to credit, savings and insurance while protecting consumers and financial stability?<\/li>\n<li>What makes the licensing process work well for both sides, and how can early dialogue shorten the path from product to market?<\/li>\n<li>As instant payment systems and cross-border links take shape, what models of public-private ownership and governance have delivered results?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FFApW7RIESQ2lfl9VbOxj_headshot-1790069593735.png\" alt=\"Mareme DIENG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Mareme DIENG<\/div>\n                      <div class=\"sb-job\">Head of Strategy, M&amp;A &amp; Fintech Future<\/div>                      <div class=\"sb-company\">Axian Digibank &amp; Fintech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FbImmutAShyu0Y4hQNp9w_headshot-1788859882572.png\" alt=\"Aivo ANDRIANARIVELO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aivo ANDRIANARIVELO<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Central Bank Madagascar<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPFFJjCkiSwC7LYYmYLdw_headshot-1788948187467.png\" alt=\"Erwan GELEBART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Erwan GELEBART<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Axian Digibank &amp; Fintech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPElnoqnZQNSRwSUvKEx4_headshot-1788947951282.png\" alt=\"Coura Carine SENE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Coura Carine SENE<\/div>\n                      <div class=\"sb-job\">Regional Director<\/div>                      <div class=\"sb-company\">Wave Mobile Money Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FhYZRz73XSTOAXHT6OLxP_headshot-1788880549407.png\" alt=\"Emmanuel Mpawe TUTUBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Emmanuel Mpawe TUTUBA<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Bank of Tanzania<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1qdaXpuJRECLfWZAndmA_PP%20OC%201.jpg\" alt=\"Omar CISSE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Omar CISSE<\/div>\n                      <div class=\"sb-job\">Founder and CEO<\/div>                      <div class=\"sb-company\">InTouch<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  09:00 \u2013 10:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event Polytechs | Preventing Systemic Risk in Africa\u2019s Digital Payments<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>\n<p>A payment originates at a bank, passes through a digital wallet, switches aggregators, and ultimately gets converted into stablecoins. At each stage, part of its transaction trail disappears. Multiple accounts, untraceable merchants, and poorly documented settlements create blind spots where fraud can thrive. When several institutions rely on the same intermediaries, a local incident can spread across the entire system.<\/p>\n<p>Polytechs Global has tested this problem in the field through its monitoring of the online gambling sector. Its solution is called Sentinel, a supervisory hub operating under the governance of the relevant authorities, which cross-references data from banks, electronic money institutions (EMIs), and payment service providers (PSPs). The next step is a joint pilot involving central banks, banks, and fintech companies willing to participate.<\/p>\n<p>Key discussion points<\/p>\n<ul>\n<li>\n<div>\n<div>\n<p>What data should banks, EMIs, PSPs, and payment orchestrators share to track a payment from initiation through to settlement?<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li>\n<div>\n<div>\n<p>At what point does a local traceability gap become a threat to financial stability?<\/p>\n<\/div>\n<\/div>\n<\/li>\n<li>\n<div>\n<div>\n<p>Who should lead a coordinated supervisory framework involving central banks, sectoral regulators, and financial intelligence units?<\/p>\n<\/div>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\u00a0<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<div>\n<div>\u00a0<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1BSfHy1cTmO27fWss1mk_headshot-1790726845126.png\" alt=\"Vincens Edouard NDIAYE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Vincens Edouard NDIAYE<\/div>\n                      <div class=\"sb-job\">Chief Strategy and Institutional Partnerships Officer<\/div>                      <div class=\"sb-company\">Polytechs Global<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  10:00 \u2013 11:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Premium drain - Can Africa&#039;s insurers and reinsurers attain critical size to shoulder large and speciality risks?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Premium outflows are rattling Africa's insurance industry. Around 70-90% of premiums for speciality risks are flowing to non-African reinsurers, Afreximbank said in July. Without well-capitalised, technically skilled local insurers and reinsurers, sectors needing large, specialised cover in oil and gas, aviation and mining default to international coverage - placed offshore directly or fronted locally but ceded to foreign reinsurers. This pushes data, expertise, and profits that could be reinvested in Africa overseas. Stronger reinsurance capacity, risk pooling such as the Africa Re-managed African Oil &amp; Energy Pool, and higher capital minimumshave been proposed as ways to improve retention. How should this be coordinated to make African insurers better positioned to cover large-scale and specialty risks?<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>What will help African specialty risk pools grow large enough to retain more oil and gas and mining premiums at home?<\/li>\n<\/ul>\n<ul>\n<li>Compulsory cession to African reinsurers: A smart way to retain premiums or a risk of excessive concentration?<\/li>\n<\/ul>\n<ul>\n<li>How can insurers and reinsurers deepen capital bases - and should regulators go further to compel them?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F5iQPJQX7Tk2RgxMPeOii_headshot-1789122312925.png\" alt=\"Ondiro OGANGA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Ondiro OGANGA<\/div>\n                      <div class=\"sb-job\">International Journalist<\/div>                                          <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FiQbjZ87NSU2pV04GxEZK_headshot-1791445656600.png\" alt=\"Clement CHINAKA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Clement CHINAKA<\/div>\n                      <div class=\"sb-job\">CEO Africa Regions Cluster<\/div>                      <div class=\"sb-company\">Old Mutual<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F67x8MJ2PQMuK0wbRfJJ2_headshot-1790671493688.png\" alt=\"M\u00e1rio Mota LEMOS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">M\u00e1rio Mota LEMOS<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">ENSA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FUPgyzvXSoaSF57npnIxA_headshot-1790323104249.png\" alt=\"Manuel MOSES\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Manuel MOSES<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">African Trade &amp; Investment Development Insurance (ATIDI)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  10:00 \u2013 11:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event EBID: An Agenda for Transformation: EBID and West Africa\u2019s next phase of development<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>West Africa carries some of the continent's steepest challenges: a fast-growing population, wide gaps in infrastructure and jobs, and acute exposure to climate shocks. It is also one of the most profitable investment frontiers in Africa with a youthful population and growing middle class. Turning that promise into results takes more than capital. It takes strong institutions, new forms of partnership, and the capacity to convert investment into real development. As the development finance institution of the fifteen West African countries, the ECOWAS Bank for Investment and Development (EBID) is deepening its role as a regional partner to governments, businesses, investors, and development institutions. Its GRO Strategy (2026\u20132030), built on Growth, Resilience and Optimisation, sets a five-year roadmap to strengthen the Bank's financial capacity, widen private sector engagement, and accelerate more sustainable and inclusive development across the region.<\/p>\n<p>Key Points :<\/p>\n<ul>\n<li>How, and with which partners, can EBID use its financial strength, regional mandate and GRO Strategy to mobilise more capital for the opportunities shaping West Africa's next phase of growth?<\/li>\n<li>Which sectors offer the strongest returns for investors, businesses and development institutions, and how can EBID help turn them into tangible development impact?<\/li>\n<li>How can investors and institutions work with EBID to speed up regional development, and what role will the ECOWAS Investment Forum (EIF) 2027 play in bringing capital, opportunities and partners together?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FwjUdk2E9SlifgcE3ibdu_headshot-1788948425449.png\" alt=\"Dr. George Agyekum DONKOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. George Agyekum DONKOR<\/div>\n                      <div class=\"sb-job\">President and Chairman of the Board of Directors<\/div>                      <div class=\"sb-company\">ECOWAS Bank for Investment and Development (EBID)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTiK8lE7MQuy5QYHEaaR8_headshot-1792767296258.png\" alt=\"Dr Andrew AMANKWAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr Andrew AMANKWAH<\/div>\n                      <div class=\"sb-job\">Director, Treasury and Resource Mobilization Department<\/div>                      <div class=\"sb-company\">ECOWAS Bank for Investment and Development (EBID)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPyL2jIq6RCuWK1p3o8ck_headshot-1792054223973.png\" alt=\"Dr. MacDonald Saye GOANUE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. MacDonald Saye GOANUE<\/div>\n                      <div class=\"sb-job\">Coordinator, Vice-Presidency Operations - EBID<\/div>                      <div class=\"sb-company\">ECOWAS Bank for Investment and Development (EBID)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  10:00 \u2013 11:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Disrupters Club Panel | Developing a full suite of digital SME financial services beyond payments<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>AfDB\u2019s former president, last year, expressed his dismay. Young entrepreneurs are departing Africa due to subdued commercial bank lending. Afreximbank, IFC and others have called for a more complete SME finance offer \u2013 comprising savings, supply-chain finance, factoring, insurance and embedded finance - to complement fintech and mobile money-led payments, and narrow Sub-Saharan Africa\u2019s $331bn funding gap. Data collected by digital payment players could give banks and insurers a clearer picture of SMEs\u2019 sales, unpaid invoices and inventory, helping assess when businesses require working capital. A broader range of digital financial services could then be embedded into SMEs\u2019 digital accounting, ERP platforms or other non-financial digital channels. How can banks, fintechs and regulators collectively scale this wider, fit-for-purpose range of SME finance?<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>How can Africa build an SME finance offer it can be proud of and make tangible progress towards closing the gap by 2030?<\/li>\n<li>What fintech and mobile money data remain underused in supporting supply chain embedded finance and credit?<\/li>\n<li>Where should regulators set interoperability, digital identity, API and consent standards to support integrated services?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FgKS1G4qhQzGqw8QY24sm_headshot-1789122460116.png\" alt=\"Patrick COOKE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Patrick COOKE<\/div>\n                      <div class=\"sb-job\">Head of Middle East and Africa<\/div>                      <div class=\"sb-company\">Euromoney<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FMMCP8G2mSSaz0vj8xocJ_headshot-1790262738619.png\" alt=\"Philip SIGWART\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Philip SIGWART<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Baobab Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FUHrdfeGSl6VufdVfYFFk_headshot-1788861257276.png\" alt=\"Uzoma DOZIE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Uzoma DOZIE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Sparkle<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FvdPN0o43TICn71PigRo6_headshot-1790687572713.png\" alt=\"Admassu TADESSE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Admassu TADESSE<\/div>\n                      <div class=\"sb-job\">Group President &amp; Managing Director<\/div>                      <div class=\"sb-company\">Trade and Development Bank (TDB Group)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FGW2KEklGRd4fEMuJ4fb0_default-file-transformed.png\" alt=\"Farid FEZOUA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Farid FEZOUA<\/div>\n                      <div class=\"sb-job\">Global Director Disruptive Technologies, Services and Funds<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FeDupbg6R5yCKR1SSgRjg_headshot-1792678595583.png\" alt=\"Dr. Hugo TELES\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Hugo TELES<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Banco BIC<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"side-event\"\n                   data-track=\"\"\n                   data-is-side=\"1\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  10:00 \u2013 11:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Side Event Backbase | From digital to agentic: can Africa\u2019s banks leap ahead again?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available<\/em><\/strong><\/p>\n<p>African banking has leapt ahead before. Mobile money, USSD and digital wallets reached millions of customers that branches never did. Banking is now moving from digital channels, where the customer does the work, to agentic banking, where AI agents act for customers and staff and finish whole journeys from end to end. For banks in Angola and across the region, this is a strategic opening. Institutions that are still modernising may be able to skip whole stages of the digital journey and build agent-ready foundations from the start. The risk is adding AI on top of broken journeys and old systems, which only automates the friction customers already feel. Senior banking leaders and Backbase discuss what agentic banking means for the next five years.<\/p>\n<ul>\n<li>What is the real difference between digital and agentic banking, and why does it matter for the board?<\/li>\n<li>Where can African banks realistically leap ahead, and where do the basics still need fixing first?<\/li>\n<li>What happens to customer loyalty when an AI agent chooses between banks, and what should a CEO put first in the next 12\u201318 months?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1qDIAfiTTwe7VN69fDZu_headshot-1792416963690.png\" alt=\"Amjad RAMAHI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Amjad RAMAHI<\/div>\n                      <div class=\"sb-job\">Director of Solutions Engineering<\/div>                      <div class=\"sb-company\">Backbase<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  10:30 \u2013 11:30                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Reinforcing credit bureaus &amp; thwarting NPLs: Turning Africa&#039;s credit data desert into an oasis<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>\u00a0Strengthening credit data could be a route to better risk pricing, lower non-performing loans (NPLs) and greater private-sector lending. Few African markets have \"fully functioning\" credit reporting, and those that do hold only \"limited\" MSME customer data, according to IFC. Alternative mobile data is starting to be incorporated into credit bureaus, with MTN agreeing to share data with Experian and TransUnion in recent years in South Africa. Yet across the continent, utility bills, mobile money, and trade payments are mainly outside scoring models. Creditinfo Central Africa launched in February to reinforce cross-border data across CEMAC. Still, data in many markets is siloed and non-standardised. Commercial lenders, credit registries, and fintechs come together to modernise Africa\u2019s credit infrastructure.<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>How can regulators safely integrate mobile money and retail data into formal credit bureau structures?<\/li>\n<li>What legal and technical frameworks are required to enable secure, cross-border credit data sharing?<\/li>\n<li>How can AI-driven credit scoring tools lower NPL rates without excluding historically unbanked borrowers?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FX6ubuySiy54L7lEMngTQ_headshot-1791455556771.png\" alt=\"Uyi IZEKOR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Uyi IZEKOR<\/div>\n                      <div class=\"sb-job\">Partner Assurance - Chief Growth and Strategy Leader West Africa<\/div>                      <div class=\"sb-company\">Deloitte Nigeria<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FfIZvtR6TR6mZ0JW6BSpd_headshot-1791908842318.png\" alt=\"Sidimohamed ABOUCHIKHI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sidimohamed ABOUCHIKHI<\/div>\n                      <div class=\"sb-job\">CEO Morocco &amp; Regional Manager West &amp; Northern Africa<\/div>                      <div class=\"sb-company\">Creditinfo<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FjtmCTRSTzWswL6e15UPB_headshot-1792577199732.png\" alt=\"Jeannine NAUDE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jeannine NAUDE<\/div>\n                      <div class=\"sb-job\">Vice President - Head of Africa Regions<\/div>                      <div class=\"sb-company\">TransUnion<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FU3JjFzkKRmmCLPPVL4Rq_headshot-1791362664267.png\" alt=\"Almamy 2 SYLLA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Almamy 2 SYLLA<\/div>\n                      <div class=\"sb-job\">Second Deputy Governor<\/div>                      <div class=\"sb-company\">Central Bank of the Republic of Guinea<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FzwwOZeeQFC5PDhRvfgow_Florence%20Boupda.jpg\" alt=\"Florence BOUPDA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Florence BOUPDA<\/div>\n                      <div class=\"sb-job\">Global Sector Manager, Financial Institutions Group (FIG), Banking and Insurance<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FQ163VkyT1ij5jHR1W3wV_headshot-1792675987202.png\" alt=\"Jos\u00e9 Carlos BURITY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jos\u00e9 Carlos BURITY<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">BNI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F3Qe7bKU3QFe2ExXBJUEw_headshot-1793112094341.jpg\" alt=\"Jardel DUARTE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jardel DUARTE<\/div>\n                      <div class=\"sb-job\">Executive Director<\/div>                      <div class=\"sb-company\">BCI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fix7JtkHlSHe7S6VPX5NM_headshot-1789997574497.png\" alt=\"M\u00e1rio FERREIRA DO NASCIMENTO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">M\u00e1rio FERREIRA DO NASCIMENTO<\/div>\n                      <div class=\"sb-job\">President<\/div>                      <div class=\"sb-company\">Associa\u00e7\u00e3o Angolana de Bancos (ABANC)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F7pdPVN46TcxSxF1w3ywQ_headshot-1790590984752.png\" alt=\"Yvon SANA BANGUI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Yvon SANA BANGUI<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">BEAC<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"business-case\"\n                   data-track=\"digital-fintech\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:30 \u2013 13:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Business Case | AI in financial services: How to join the 1 in 20 generating returns<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Today, just 5% of AI projects launched by corporates globally succeed in generating a return on investment. At Africa-level, more than half of banks report high implementation costs and struggles integrating AI into legacy systems. Despite early barriers, the AfDB anticipates that AI use in the financial sector could add $80bn to Africa's economy by 2035, through improved customer journeys and fraud detection, enhanced operational efficiency and other credit and investment decisions. Leading financial institutions share the most lucrative AI plays the industry can implement now.<\/p>\n<p><strong>Sector perspectives<\/strong><\/p>\n<ul>\n<li><strong>Britam | <\/strong>AI in Insurance: Elevating claims processing &amp; pricing decisions<\/li>\n<li><strong>HPS |<\/strong> Leveraging AI in payments and neutralising AI-enhanced fraud<\/li>\n<li><strong>Polytechs | <\/strong>How can AI analysis help regulators assess big data?<\/li>\n<li><strong>Sunu Group |<\/strong> Hyperpersonalizing custumer service with chatbots without losing the human touch<\/li>\n<li><strong>BFA |<\/strong> Delivering efficiency gains in retail and corporate banking with AI &amp; GenAI<\/li>\n<li>\n<p><strong>Visa | <\/strong>From AI ambition to impact: turning intelligence into business value<\/p>\n<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FgM067H8QfmfZ1WY9CzeM_headshot-1789374157400.png\" alt=\"Aymen MTIMET\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aymen MTIMET<\/div>\n                      <div class=\"sb-job\">Partner Advisory - Financial Services Industry - Lead Economic &amp; Inclusive Development<\/div>                      <div class=\"sb-company\">Deloitte Francophone Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9TmakxjRMChU3U4ACOin_headshot-1788948211575.png\" alt=\"Tom GITOGO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Tom GITOGO<\/div>\n                      <div class=\"sb-job\">Group MD &amp; CEO<\/div>                      <div class=\"sb-company\">Britam Holdings PLC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FDEKJM7YKRyiT5rPIc9H6_headshot-1788881956387.png\" alt=\"Abdeslam ALAOUI SMAILI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Abdeslam ALAOUI SMAILI<\/div>\n                      <div class=\"sb-job\">Chief Executive Officer<\/div>                      <div class=\"sb-company\">HPS<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FAdjHftqwQZGllhfb7Nu8_headshot-1788870460463.png\" alt=\"El Hadji Abdoul Aziz NDAO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">El Hadji Abdoul Aziz NDAO<\/div>\n                      <div class=\"sb-job\">Chief Information Officer<\/div>                      <div class=\"sb-company\">Polytechs Global<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FtOKar0x0QZGALCDORLFl_headshot-1792143057048.png\" alt=\"Roch GUINKO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Roch GUINKO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">SUNU DigiTech<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FGKJ05ufjQ02W0yhL1gjE_headshot-1789558643304.png\" alt=\"Lu\u00eds Roberto Gon\u00e7alves\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lu\u00eds Roberto Gon\u00e7alves<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Banco de Fomento Angola (BFA)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNcwlAB7Rj6Tged9a90B1_headshot-1792746938251.jpg\" alt=\"Godfrey SULLIVAN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Godfrey SULLIVAN<\/div>\n                      <div class=\"sb-job\">Senior VP, Products &amp; Solutions, CEMEA<\/div>                      <div class=\"sb-company\">Visa<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"masterclass\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:30 \u2013 13:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Masterclass ASSECO: How banks can use AI, data and ecosystems to grow SME banking \u2013 without rebuilding the bank<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>Most established banks do not have the luxury, or the need, to start again. They already operate complex technology landscapes, multiple channels, large customer bases and decades of valuable transactional data. The challenge is how to transform these assets into a modern, intelligent platform capable of supporting the next generation of SME banking.<\/div>\n<div>\u00a0<\/div>\n<div>This MasterClass will explore a pragmatic transformation path: connecting existing systems through APIs, unifying customer and business data, embedding AI into customer and employee journeys, orchestrating end-to-end processes and gradually opening the bank to external ecosystems.<\/div>\n<div>\u00a0<\/div>\n<div>Rather than asking \u201cHow do we build a new digital bank?\u201d, more relevant question is paramount for established institutions: \u201cHow do we make the bank we already have dramatically smarter, more open and more relevant to SMEs?\u201d<\/div><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FwBBYN3CiQIiXch7cxMxa_headshot-1790262787853.png\" alt=\"Daniel ARA\u00daJO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Daniel ARA\u00daJO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Asseco PST<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FbZszlfiSPaEwDVyFNemn_headshot-1790262845623.png\" alt=\"Marta MROZ-SIPIORA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Marta MROZ-SIPIORA<\/div>\n                      <div class=\"sb-job\">Global Development &amp; Innovation Director<\/div>                      <div class=\"sb-company\">Asseco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FmQEXpDt7QmmRLg4CYHjR_headshot-1790262885476.png\" alt=\"Wojciech NOWAK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Wojciech NOWAK<\/div>\n                      <div class=\"sb-job\">Software Development Director<\/div>                      <div class=\"sb-company\">Asseco<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"commercial-banking\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:30 \u2013 13:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Redirecting $5bn a year in cross-border payment and diaspora remittance value back to Africa<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Africa forfeits an estimated $5 billion to the high cost of moving money across its borders. Sending $200 costs 8.46% on average, against a global average of 6.36%, making Sub-Saharan Africa the world's most expensive remittance destination. A Kenya-to-Nigeria payment still routes through dollars before reaching naira, adding conversion costs and compliance checks. PAPSS now connects 28 countries and over 190 banks, but live commercial bank participation covers far fewer markets, constrained by licensing fragmentation, central-bank caution and balance-sheet mismatches that make local-currency settlement hard to price. As diaspora flows outpace FDI across much of Africa, how can the financial industry ensure the proceeds remain on the continent?<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>What would local-currency settlement require from banks technically, commercially and on the balance sheet?<\/li>\n<\/ul>\n<ul>\n<li>Why have central banks been slow to commit operationally to PAPSS, and what would change that?<\/li>\n<\/ul>\n<ul>\n<li>Which corridor could realistically pioneer remittance licence passporting at scale?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZXXO2LsTnKT03gsqeGNe_default-file-transformed.png\" alt=\"Aruoture ODDIRI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Aruoture ODDIRI<\/div>\n                      <div class=\"sb-job\">TV Host<\/div>                      <div class=\"sb-company\">Arise TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F8yaWRW4LQT2hukx4XrdX_headshot-1793119888197.png\" alt=\"Jean-Claude Kassi BROU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jean-Claude Kassi BROU<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">BCEAO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FXPMCzoY7QuG4gssK1F6G_headshot-1789122340639.png\" alt=\"Premier OIWOH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Premier OIWOH<\/div>\n                      <div class=\"sb-job\">Managing Director &amp; CEO<\/div>                      <div class=\"sb-company\">Nigeria Inter-Bank Settlement System (NIBSS)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrvBc4wxjTKen39mqN0S3_headshot-1789488680923.png\" alt=\"Imane CHARIOUI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Imane CHARIOUI<\/div>\n                      <div class=\"sb-job\">Vice President of Network Development Africa<\/div>                      <div class=\"sb-company\">Thunes<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FYa3Ws38HSfaRHucNF2ya_headshot-1791807507463.png\" alt=\"Ary NAIM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ary NAIM<\/div>\n                      <div class=\"sb-job\">Division Director, North Africa &amp; Horn of Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F4rmFiddBRoWXHY4LoN9x_headshot-1790261879259.png\" alt=\"Nosa Boniface AWUSA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nosa Boniface AWUSA<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">Paramount Bank Kenya<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1fDYxmVTfmcnlTcFwgG2_headshot-1792750036400.png\" alt=\"Cheikh DIBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cheikh DIBA<\/div>\n                      <div class=\"sb-job\">Minister of Finance and Budget<\/div>                      <div class=\"sb-company\">Republic of Senegal<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FITbjccQVSgWAmnz6a4Jd_headshot-1793095077951.png\" alt=\"Chidozie ARINZE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Chidozie ARINZE<\/div>\n                      <div class=\"sb-job\">Senior Director, Western &amp; Central Africa<\/div>                      <div class=\"sb-company\">Visa<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:50 \u2013 13:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Engineering manufacturing and agro-processing PE funds that crowd in institutional capital<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>\n<div>\n<div>\n<p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Africa\u2019s own private capital is largely bypassing its widest industrial gaps: manufacturing and agro-processing. Though the continent closed 2025 as the only region globally to record growth in private capital deal volume, up 8%, private capital directed to agro-processing came \u201cunder pressure\u201d, according to AVCA, as funds flowed mainly to fintech and IT. Some PE funds such as Amethis Fund III, SPE PEF III and Phatisa Food Fund 3 have manufacturing and agro-processing in their remit, but they operate in a fundraising landscape deeply anchored by DFIs where patient capital is scarce. What can lure local &amp; international private investors - put off by slow returns, currency volatility and uncertain exit strategies \u2013 to commit serious long-term capital to Africa's industrial transformation?<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><strong>Key points:<br \/><\/strong><\/p>\n<ul>\n<li>How to design \u201cindustrialisation-focused\u201d PE funds to lure a slice of Africa\u2019s $775bn pension and insurance pool as anchor LP investors<\/li>\n<li>DFIs contributed 64% of fundraising in 2025. When does their capital enable private equity and when does it replace it?<\/li>\n<li>With IPOs at just 5% of exits, what pathways could make long-horizon industrial investments attractive to private investors?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F8akc7g5uTnqhgeNF5aUT_headshot-1791288973299.png\" alt=\"Paulo MOREIRA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Paulo MOREIRA<\/div>\n                      <div class=\"sb-job\">Partner - Country Leader<\/div>                      <div class=\"sb-company\">Forvis Mazars Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FnFzzfzyXTXGmS5K16OTk_headshot-1788881989284.png\" alt=\"Sofiane LAHMAR\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sofiane LAHMAR<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">DPI<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FjaH3ZhvTyaOmdQXGAm74_headshot-1787308763977.jpg\" alt=\"Marieke GEURTS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Marieke GEURTS<\/div>\n                      <div class=\"sb-job\">Managing Director <\/div>                      <div class=\"sb-company\">Amethis South Africa<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1gwppiSCTAy4Uf9P3UIy_headshot-1788948013709.png\" alt=\"Walter PACHECO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Walter PACHECO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Kassai Capital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTiK8lE7MQuy5QYHEaaR8_headshot-1792767296258.png\" alt=\"Dr Andrew AMANKWAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr Andrew AMANKWAH<\/div>\n                      <div class=\"sb-job\">Director, Treasury and Resource Mobilization Department<\/div>                      <div class=\"sb-company\">ECOWAS Bank for Investment and Development (EBID)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FeKyrlCEWRlWMND9IF0Jd_headshot-1788948033718.png\" alt=\"Karin OSZUSZKY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Karin OSZUSZKY<\/div>\n                      <div class=\"sb-job\">Head, Syndication Function<\/div>                      <div class=\"sb-company\">OPEC Fund for International Development<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fum0Ansk0SYOI3WHxL9fK_headshot-1789551913112.png\" alt=\"Armando MANUEL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Armando MANUEL<\/div>\n                      <div class=\"sb-job\">Chairman of the Board of Directors<\/div>                      <div class=\"sb-company\">Sovereign Wealth Fund of Angola (FSDEA)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FIeAA11nPTkmrZTUx44P5_headshot-1791809330813.png\" alt=\"Mary-Jean MOYO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Mary-Jean MOYO<\/div>\n                      <div class=\"sb-job\">Division Director, East Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FkJs6SwOTTQOQ6sKVvq9e_headshot-1791968802254.png\" alt=\"Ousmane FALL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ousmane FALL<\/div>\n                      <div class=\"sb-job\">Director of the Non-Sovereign Operations and Private Sector Support Department<\/div>                      <div class=\"sb-company\">African Development Bank (AfDB)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"conversation-with\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  11:50 \u2013 12:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Straight talk, with Jeune Afrique &amp; The Africa Report |  Is &#039;impact banking&#039; just a slogan?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><div>Pan-African banks are under growing pressure to deliver strong shareholder returns while financing the continent's economic transformation. Jeune Afrique and The Africa Report's <em>300 Finance Champions<\/em> rankings highlight this tension between financial performance and economic impact, revealing that the continent's most profitable banks are not always those making the greatest contribution to development.\u00a0How can banking leaders balance profitability, risk management and support for corporates, SMEs and strategic infrastructure projects? And what will it take for Africa's banking champions to remain competitive while driving the continent's long-term growth?<\/div><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrMnD2BUmS5SmfSieCBHs_transformed-1779962714982.png\" alt=\"Nicholas NORBROOK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Nicholas NORBROOK<\/div>\n                      <div class=\"sb-job\">Managing Editor<\/div>                      <div class=\"sb-company\">The Africa Report<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZJu8AgyuS8O0ch7jXMBJ_Charles%20RUSSON.jpeg.png\" alt=\"Charles RUSSON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Charles RUSSON<\/div>\n                      <div class=\"sb-job\">Group Executive Africa Regions<\/div>                      <div class=\"sb-company\">Absa Group<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  12:00 \u2013 13:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Beyond a 1% infrastructure allocation: How can insurers join the blended finance mix?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>The continent's insurance industry holds around $441bn in assets, the global insurance industry $42 trillion. The long-duration liabilities of life insurers make them well suited to long-term horizon infrastructure projects. Insurers\u2019 asset allocation to infrastructure globally however stands at around 1% and is estimated at \u201calmost zero\u201d in Africa (outside South Africa), as low-risk sovereign debt is the favoured asset class. Capital charges, threats to an insurer\u2019s liquidity profile, an absence of appropriate instruments, and project failure risks keep insurers on the sidelines of infrastructure investing. A roundtable of insurers, regulators and infrastructure developers discuss how to create enabling investment conditions.<\/p>\n<p><strong>Key points:<br \/><\/strong><\/p>\n<ul>\n<li>Insurers hold long-term liabilities that match infrastructure timelines. What instruments (guarantees, first-loss tranches, project bonds) would augment their risk-return profile?<\/li>\n<li>Blended finance with first-loss concessional capital unlocked $80m in naira-denominated financing for Sun King in Nigeria (2025). Is the model replicable elsewhere?<\/li>\n<li>What reforms would allow African insurers to allocate more to infrastructure within prudential limits?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZ8Wr5nkTPyS7SNiC1nDf_Asmae%20KADDOURI.jpeg.png\" alt=\"Asmae  KADDOURI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Asmae  KADDOURI<\/div>\n                      <div class=\"sb-job\">Economic Journalist<\/div>                      <div class=\"sb-company\">Africa Business+<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNnFQrVK0SCSAJMb74dUQ_headshot-1788860338353.png\" alt=\"Richard LOWE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Richard LOWE<\/div>\n                      <div class=\"sb-job\">Founder &amp; Chairman<\/div>                      <div class=\"sb-company\">Activa Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FCYcNcq4QsqJ1plS5kWtS_headshot-1790671408426.png\" alt=\"Helena CHICUBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Helena CHICUBA<\/div>\n                      <div class=\"sb-job\">Chairwoman<\/div>                      <div class=\"sb-company\">ENSA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FuerTvLj0THSWSLOSHZQS_headshot-1791802358300.jpg\" alt=\"Sameh WAHBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Sameh WAHBA<\/div>\n                      <div class=\"sb-job\">Division Director, West Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FckVJN2M3TUdhvVBjEMpg_headshot-1792410887923.png\" alt=\"Olamide OLAJOLO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Olamide OLAJOLO<\/div>\n                      <div class=\"sb-job\">Managing Director\/CEO<\/div>                      <div class=\"sb-company\">Coronation Insurance<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FgNFSo6SeSYCrf1WBVVK1_headshot-1792412894661.jpg\" alt=\"St\u00e9phane DEFO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">St\u00e9phane DEFO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Horus Investment Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Famm1zLpkRNO257Nhoh2N_headshot-1792397747632.png\" alt=\"Victor Hugo GUILHERME\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Victor Hugo GUILHERME<\/div>\n                      <div class=\"sb-job\">Minister of Planning<\/div>                      <div class=\"sb-company\">Republic of Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FWkDfxLovSEiabGByEzzF_headshot-1793035938599.jpg\" alt=\"Ricardo VIEGAS DE ABREU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Ricardo VIEGAS DE ABREU<\/div>\n                      <div class=\"sb-job\">Minister of Transport<\/div>                      <div class=\"sb-company\">Republic of Angola<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  12:10 \u2013 13:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Beyond market linkages: Can harmonised listings unlock cross-border liquidity across Africa?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Three years after launch, the African Exchanges Linkage Project (AELP) has generated just 21 transactions and 6,160 shares traded, worth $8,670 as of 1 January 2026 \u2013 a symbolic volume for a platform meant to connect a continent. Africa\u2019s stock exchanges remain fragmented, with different listing rules, disclosure standards and settlement systems limiting cross\u2011border investment and regional liquidity. Most equity and bond trading still happens domestically. As Pan-African banks, telecoms and infrastructure groups are actively looking to raise capital domestically across jurisdictions, how can stock exchanges strip away multiple listing costs and regulatory complexity?<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>How far should exchanges go on mutual recognition of listings, prospectuses and corporate governance codes?<\/li>\n<li>What incentives would push major corporates and investors to treat African securities as a single integrated asset class?<\/li>\n<li>What technology and data standards are needed to link trading, clearing and central securities depositories across multiple African markets?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FugVGxZjSLelJj56lEj0g_headshot-1791450816725.jpg\" alt=\"Gugulethu MFUPHI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Gugulethu MFUPHI<\/div>\n                      <div class=\"sb-job\">Multi-award Winning Broadcaster<\/div>                                          <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"data:image\/svg+xml,%3Csvg xmlns=%27http:\/\/www.w3.org\/2000\/svg%27 width=%2744%27 height=%2744%27%3E%3Crect width=%2744%27 height=%2744%27 fill=%27%23e6e9ec%27\/%3E%3C\/svg%3E\" alt=\"\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Abimbola OGUNDARE<\/div>\n                      <div class=\"sb-job\">Associ\u00e9e - Strat\u00e9gie et Transactions \u2013 Responsable du secteur des services financiers, Afrique de l\u2019Ouest<\/div>                      <div class=\"sb-company\">Deloitte Nigeria<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fj4OtjAE9Td2VZmCHQw9u_headshot-1788882161219.png\" alt=\"Nasser SEDDIQI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Nasser SEDDIQI<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Bourse de Casablanca<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FG7wbm7ULQ6qrIMCtRemG_headshot-1789562664475.png\" alt=\"Cristina DIAS LOUREN\u00c7O\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cristina DIAS LOUREN\u00c7O<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Angola Stock Exchange and Derivatives (BODIVA)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FE6jMgmBrSm60DAG534R0_Felix%20amenounve.jpg\" alt=\"Felix AMENOUNVE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Felix AMENOUNVE<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">BRVM<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F5t7zjKxDRFmLXIXp1ZCg_headshot-1791984487205.png\" alt=\"Wyckliffe SHAMIAH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Wyckliffe SHAMIAH<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Capital Markets Authority of Kenya <\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"insurance\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 15:40                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Scaling agricultural index insurance to support food security and agri-finance<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>Climate shocks caused substantial damage to a third of Africa's overwhelmingly rain-fed farm plots between 2008 and 2019, deterring commercial banks from smallholder lending. Index insurance tied to rainfall or yield triggers could protect farmers from natural disasters, which cost Africa $3bn in 2025 alone, and reduce lending risk. However, uptake of \ufb01rst-generation products since the early 2000s remains \u201cdisappointingly low\u201d, especially without government-subsidised premiums, a July 2025 World Bank study found. NGOs have also highlighted \"major defects\" in payout triggers after Malawi's 2016 drought insurance failed to pay out immediately despite widespread crop failure. Insurers, bankers and agtechs examine how to scale a\ufb00ordable index insurance through truer-to-life triggers and smartphone delivery.<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>How can commercial banks, fintechs and agtechs bundle index insurance into smartphone-based credit lines?<\/li>\n<li>What public-private mechanisms are required to subsidise premiums and scale reliable, satellite-based remote sensing data?<\/li>\n<li>How can insurers overcome basis risk to ensure payouts reflect real on-farm climate impacts accurately?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F8dsMYJ2mQ1OPuCgH5AlN_Leanne%20DE%20BASSOMPIERRE.jpeg.png\" alt=\"Leanne  DE BASSOMPIERRE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Leanne  DE BASSOMPIERRE<\/div>\n                      <div class=\"sb-job\">Business Editor<\/div>                      <div class=\"sb-company\">The Africa Report<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F6fHN2LeQ5qTQVFyHGP1Z_headshot-1792662643638.jpg\" alt=\"Patty K-MARTIN\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Patty K-MARTIN<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">NamibRe<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9Dx0j0ZS8PccbiNMv2QQ_headshot-1791288530000.png\" alt=\"Dr. C\u00e9sar MARCELINO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. C\u00e9sar MARCELINO<\/div>\n                      <div class=\"sb-job\">Director of the Office of Strategic Studies and Planning<\/div>                      <div class=\"sb-company\">ARSEG<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNkxb5c0SaiqMBLCbyVA3_headshot-1793098613604.jpg\" alt=\"David MASLO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">David MASLO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">African Risk Capacity Ltd.<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"workshop\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 15:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Workshop - Women In | More women investors, still only a fraction of women-led startup funding - what must change?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p style=\"text-align:justify\">Women hold 33% of investment committee seats across Africa's private capital ecosystem, nearly three times the global average of 12%. Yet African female founders secured just 0.9% of the $3.2 billion in startup funding deployed across the continent in 2025, the lowest share in four years, despite evidence that firms with majority-female investment committees allocate almost half their portfolios to women-led businesses. Africa has made significant progress in diversifying who allocates capital, but funding outcomes remain deeply unequal. If women are increasingly shaping investment decisions, what is preventing that progress from translating into capital for women-led businesses?<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FhDRDJKqSI2aFdDAYxd9V_headshot-1789997957033.png\" alt=\"Chimdi ONWUDIEGWU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Chimdi ONWUDIEGWU<\/div>\n                      <div class=\"sb-job\">Associate Partner<\/div>                      <div class=\"sb-company\">Dalberg Advisors<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FzjJAKRDSQWOTn215B8PU_headshot-1790586997394.png\" alt=\"H.E. Vera DAVES DE SOUSA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">H.E. Vera DAVES DE SOUSA<\/div>\n                      <div class=\"sb-job\">Minister of Finance<\/div>                      <div class=\"sb-company\">Republic of Angola <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fn71Lv2ZHSvyjKW01hr1A_default-file-transformed.png\" alt=\"Luzana COSTA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Luzana COSTA<\/div>\n                      <div class=\"sb-job\">General Partner <\/div>                      <div class=\"sb-company\">Norrsken Africa Seed Fund<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FjLis7IQ2Sd67ytME462T_headshot-1792584626668.png\" alt=\"Vera-Marie AYITEY-SMITH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Vera-Marie AYITEY-SMITH<\/div>\n                      <div class=\"sb-job\">Group Manager - Ellevate by Ecobank<\/div>                      <div class=\"sb-company\">Ecobank<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 15:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">LEAD Working Group | Putting \u2018financial health\u2019 at the heart of regulatory reform<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>National financial inclusion strategies \u2013 such as Kenya's recent 2025\u20132028 plan- are shifting from financial access for access's sake toward ensuring households demonstrably thrive through diverse, affordable and quality services. Closing non-bank, digital policy gaps will be central to this reorientation towards \u2018financial health\u2019. Regulators are already weighing measures that include stronger fintech Know Your Customer and governance rules, virtual asset frameworks, alternative collateral registries - so digital lenders can accept movable assets, such as crops, as loan security, and open finance directories to lower transfer costs and foster cross-platform interoperability. A working group under LEAD, a public-governance initiative, brings regulators and private-sector leaders together to align on digital finance reform priorities<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>Agreeing upon a universal definition of \u201cfinancial health\u201d and how \u2013 and how often - it should be measured<\/li>\n<\/ul>\n<ul>\n<li>Virtual assets e-KYC and open finance: Where does the private sector see the largest policy gaps preventing it from advancing \u201cfinancial health\u201d?<\/li>\n<\/ul>\n<ul>\n<li>Lessons from past national strategies: What truly incentivises the private sector to build affordable services and a savings culture in commercially unviable informal sectors?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fh1c21c5Qpilyv83o9J9g_default-file-transformed.png\" alt=\"Jennifer ZABASAJJA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Jennifer ZABASAJJA<\/div>\n                      <div class=\"sb-job\">Chief Africa Correspondent &amp; Anchor<\/div>                      <div class=\"sb-company\">Bloomberg TV<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fj7IBDHcASEuhXXA8eJI1_headshot-1790932008638.png\" alt=\"Ebson UANGUTA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ebson UANGUTA<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Bank of Namibia<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FDIMAsTBR7SiolInUkqRP_headshot-1791820315079.jpg\" alt=\"Aminata KANE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aminata KANE<\/div>\n                      <div class=\"sb-job\">Deputy Governor<\/div>                      <div class=\"sb-company\">Central Bank of Mauritania<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FTnH8mKcgQMOJ2txPilKG_headshot-1791989010771.png\" alt=\"Jamal FOFANA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jamal FOFANA<\/div>\n                      <div class=\"sb-job\">Partner - Banking &amp; Finance<\/div>                      <div class=\"sb-company\">ASAFO &amp; CO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F4U6WG3C5RDWwOCdpxMcw_headshot-1792137435620.jpg\" alt=\"Dr. Yousef PADGANEH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Yousef PADGANEH<\/div>\n                      <div class=\"sb-job\">Executive Vice President \u2013 Group Chief Risk Officer<\/div>                      <div class=\"sb-company\">Bank of Khartoum<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fq69c0aMpQQSLvMuWDEi7_headshot-1792159048099.jpg\" alt=\"Philippe DAHOUI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Philippe DAHOUI<\/div>\n                      <div class=\"sb-job\">Director General, Financial Sector Department<\/div>                      <div class=\"sb-company\">Ministry of Economy and Finance, Benin<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FNQ9JPO5nSbPOQzktcT1p_headshot-1792591133838.png\" alt=\"Dani\u00e8le REMANDA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dani\u00e8le REMANDA<\/div>\n                      <div class=\"sb-job\">Carbon and Sustainability Senior Manager<\/div>                      <div class=\"sb-company\">ARISE IIP<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FDZpszaSdQ8OMeS1dX1xf_headshot-1788948122603.png\" alt=\"Denny H. KALYALYA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Denny H. KALYALYA<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Bank of Zambia<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"conversation-with\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 14:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Conversation With | Navigating the polycrisis: How conflict, trade fragmentation &amp; dollar diversification are reshaping Africa&#039;s financial landscape<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Sub-Saharan Africa has proved resilient to the war in the Middle East, with growth forecasted to hold steady at 4.5% in 2026, but some countries are feeling the strain more than others. Several countries are relying on greater local-currency financing, while the IMF highlights the importance of stronger credit information systems and sufficient commercial-bank capital and liquidity buffers, while warning that banks\u2019 growing exposure to government debt could heighten risks to financial stability. African countries and financial institutions are meanwhile deepening local-currency and regional payment options, with PAPSS expanding, Angola allowing commercial banks to use Chinese yuan to meet FX reserve requirements, and Afreximbank issuing its first Panda bond. The IMF\u2019s Africa Director discusses how African economies and financial markets can navigate what the Fund calls \u201ca precarious world\u201d.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FugVGxZjSLelJj56lEj0g_headshot-1791450816725.jpg\" alt=\"Gugulethu MFUPHI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Gugulethu MFUPHI<\/div>\n                      <div class=\"sb-job\">Multi-award Winning Broadcaster<\/div>                                          <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9Sis1fxCSmCCj2LU7ynu_headshot-1792684076687.png\" alt=\"Pierre GAUTIER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Pierre GAUTIER<\/div>\n                      <div class=\"sb-job\">Managing Director Emerging Markets<\/div>                      <div class=\"sb-company\">S&amp;P Global<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FLt1dLpgT9C2FEVNtyA70_headshot-1784622858592.jpg\" alt=\"Zeine ZEIDANE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Zeine ZEIDANE<\/div>\n                      <div class=\"sb-job\">Director, African Department<\/div>                      <div class=\"sb-company\"> International Monetary Fund (IMF)<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:20 \u2013 15:20                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | Capital with impact: Mobilising private investment for transformative growth in Africa<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>African countries are facing rising financing needs whether to support SMEs, climate adaptation, women\u2019s entrepreneurship, or infrastructure - at a time when fiscal space is tightening. Africa has trillions of dollars in domestic assets - pension funds, insurance companies, and sovereign wealth funds. But much of that money sits in low-yield government securities instead of financing infrastructure, energy, agribusiness, healthcare, tourism and value-added manufacturing projects which have the greatest opportunities to create jobs. It is essential to build domestic and regional financial sectors in Africa capable of carrying their fair share of the financing needed for the continent\u2019s job creation, sustainable growth, prosperity, and sustainability. Deep, efficient, and innovative capital markets are essential to lower the cost of capital and mobilise the scale of private capital required to unlock Africa\u2019s development.\u00a0<\/p>\n<p><strong>Key Points:<\/strong>\u00a0<\/p>\n<ul>\n<li>The key obstacles currently preventing institutional capital in Africa from being deployed at scale for long-term development, including regulatory environment, access to reliable data, transaction costs, and pipeline of commercially viable projects.<\/li>\n<li>Priorities for regulators and industry players in Africa as we build the markets to mobilize our domestic capital into key sectors of the economy, including the specific regulatory, policy, or market reforms that would make domestic capital more willing and able to invest in productive sectors.\u00a0<\/li>\n<li>The lessons learned from recent issuance of innovative capital market financing tools gaining traction in Africa and from elsewhere and how to scale these instruments to drive economic activity and create jobs.\u00a0<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FeLe8aNhDQ0yEW98dFJUt_headshot-1791203504839.png\" alt=\"G\u00f6khan KONT\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">G\u00f6khan KONT<\/div>\n                      <div class=\"sb-job\">Regional Industry Manager North Africa, Horn of Africa, Ethiopia, Zambia &amp; Malawi<\/div>                      <div class=\"sb-company\">Financial Institutions Group (FIG)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FdoqooRCAQauanQw6FYDz_C%C3%A9saire%20Meh.jpg\" alt=\"C\u00e9saire MEH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">C\u00e9saire MEH<\/div>\n                      <div class=\"sb-job\">Manager of Macro and Market Risk<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPuQlCR4QQeebHLbapysq_headshot-1790602183865.png\" alt=\"Francisca FERR\u00c3O COSTA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Francisca FERR\u00c3O COSTA<\/div>\n                      <div class=\"sb-job\">Vice-Chairwoman of the Board of Directors<\/div>                      <div class=\"sb-company\">BFA Capital Markets<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F9OlhTJ1TQnKh4vcyZgj4_headshot-1792657522284.png\" alt=\"Aziz CHACHA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Aziz CHACHA<\/div>\n                      <div class=\"sb-job\">Treasurer<\/div>                      <div class=\"sb-company\">NMB Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FguhBy994Q4qzVMjbGhA6_headshot-1789648492331.png\" alt=\"Kossi TENOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kossi TENOU<\/div>\n                      <div class=\"sb-job\">President<\/div>                      <div class=\"sb-company\">AMF-UMOA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FtvpcrD6ZQqGzozFv3oqq_headshot-1792681183044.png\" alt=\"Jos\u00e9 Antonio ALVAREZ\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jos\u00e9 Antonio ALVAREZ<\/div>\n                      <div class=\"sb-job\">Chairman<\/div>                      <div class=\"sb-company\">Inbonis<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  14:50 \u2013 15:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | The 10:1 golden ratio: Can Africa finally crack the private capital mobilisation formula?<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Every public sector dollar raised for Africa should pull in ten private sector dollars, a goal championed by African development finance leaders. Two different capital pools stand between ambition and reality. International institutional investors remain wary of African exposure despite thirty years of Global Emerging Markets data putting Sub-Saharan Africa's private lending default rate at 6.05% and recovery rates at 78% - among the strongest of any region. African institutional investors, meanwhile, are not risk-averse so much as rationally parked: sovereign debt's high yields outcompete the continent's still-thin private credit and equity markets. Kenya's KEPFIC pooling model and C\u00f4te d'Ivoire's CNPS - now co-investing in real estate, banking and cross-border assets - show what happens when domestic capital is given the structures to move. What would it take to unlock both pools at once?<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>International capital still prices African risk above the data. What mix of guarantees, rating reform and disclosure would close that gap?<\/li>\n<li>African pension and insurance capital defaults to sovereign debt paying double digits. What pooling models, early technical assistance or DFI-anchored structures could shift that calculus?<\/li>\n<li>Over half the capital raised for Africa-focused private credit funds since 2021 sits unallocated - against under one-third globally. Is this a confidence problem, an instrument problem, or both - and how replicable are the fixes across jurisdictions and sectors?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F17tC80QEm8WFvU7aWHyg_headshot-1789484764827.png\" alt=\"John EVERINGTON\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">John EVERINGTON<\/div>\n                      <div class=\"sb-job\">Middle East and Africa Editor<\/div>                      <div class=\"sb-company\">The Banker<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FyFYZNzSaWJfHkOOWr4yw_headshot-1784623626054.jpg\" alt=\"Samira  MENSAH \">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Samira  MENSAH <\/div>\n                      <div class=\"sb-job\">Managing Director Research &amp; Analytics Africa and Country Head - South Africa<\/div>                      <div class=\"sb-company\">S&amp;P Global <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FMhYevVxlQqOw1VYVDrce_headshot-1789122279560.png\" alt=\"Cyrille  NKONTCHOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cyrille  NKONTCHOU<\/div>\n                      <div class=\"sb-job\">Co-Founder &amp; Managing Partner <\/div>                      <div class=\"sb-company\">Enko Capital<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fq7DbgoeXRYKLldsGKSpC_headshot-1789553808964.png\" alt=\"Denis Charles KOUASSI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Denis Charles KOUASSI<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">CNPS<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FDsjMTwJPTfWQafgHKP8z_headshot-1788966058837.png\" alt=\"Cl\u00e1udia CONCEI\u00c7\u00c3O\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Cl\u00e1udia CONCEI\u00c7\u00c3O<\/div>\n                      <div class=\"sb-job\">Director - Southern Africa<\/div>                      <div class=\"sb-company\">IFC<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F1gwppiSCTAy4Uf9P3UIy_headshot-1788948013709.png\" alt=\"Walter PACHECO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Walter PACHECO<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Kassai Capital<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  15:50 \u2013 17:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">CFO Exchange | Tackling the 40+ African currency challenge facing businesses<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><strong><em>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/em><\/strong><\/p>\n<p>African currencies have depreciated 65% against the dollar since 2007. For CFOs, this means higher procurement costs, tighter working capital and earnings volatility. Hedging instruments remain scarce and short-dated, rarely extending beyond 12 months, and are priced for deeper liquidity than most African markets can support. Cost is the primary barrier: 61% of African \ufb01nancial institutions \ufb01nd hedging products too expensive for the margins they protect. Where derivatives are unavailable, corporates rely on natural hedging, inter-company \ufb01nancing, faster settlement and local-currency invoicing. In 2013, Brazil's central bank used FX swaps to create a liquid derivative market where none had existed. Could African markets develop practical hedging solutions without adding \ufb01scal or monetary risk?<br \/><br \/><strong>Key points<\/strong><\/p>\n<ul>\n<li>When derivatives are unavailable or una\ufb00ordable, what corporate FX management strategies actually work, and which exposures remain unhedgeable?<\/li>\n<li>Should central banks provide hedging instruments directly, or focus on building the liquidity conditions that let markets price risk?<\/li>\n<li>Hard currency allocation is a regulatory decision: what does productive engagement between CFOs and central banks look like?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FkwAWzZVnTJSEWhR3SKbv_headshot-1792053234334.jpg\" alt=\"Osamudiame ADAMS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Osamudiame ADAMS<\/div>\n                      <div class=\"sb-job\">Partner &amp; Financial Services Business Leader<\/div>                      <div class=\"sb-company\">Forvis Mazars Nigeria<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FX57xldR7S6qVegsy63ug_headshot-1789573108732.png\" alt=\"Dr. Telmo VAN-D\u00daNEM\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. Telmo VAN-D\u00daNEM<\/div>\n                      <div class=\"sb-job\">Executive Director<\/div>                      <div class=\"sb-company\">BFA Capital Markets<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FR0cvKIKSOOLdFYmiaWyA_headshot-1789660639518.png\" alt=\"Thuto SHOMANG\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Thuto SHOMANG<\/div>\n                      <div class=\"sb-job\">Executive Group Treasury<\/div>                      <div class=\"sb-company\">MTN<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FLda3HAgPS6CMKBnpzsEg_headshot-1790762721532.png\" alt=\"Tahirou BARRY\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Tahirou BARRY<\/div>\n                      <div class=\"sb-job\">Group CFO<\/div>                      <div class=\"sb-company\">Solevo Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FdE2Gl41MQySMN8x1i5ge_headshot-1788778219989.jpg\" alt=\"Lesego Caster MOSEKI\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lesego Caster MOSEKI<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Bank of Botswana<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FFGOoFMkqQ9mpleNiytb7_headshot-1792427143920.jpg\" alt=\"Eduardo Lira BARBOSA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Eduardo Lira BARBOSA<\/div>\n                      <div class=\"sb-job\">Group CFO &amp; Board Member<\/div>                      <div class=\"sb-company\">Naval Holding Group<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FbImmutAShyu0Y4hQNp9w_headshot-1788859882572.png\" alt=\"Aivo ANDRIANARIVELO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Aivo ANDRIANARIVELO<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Central Bank Madagascar<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"impact-sustainability\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  15:50 \u2013 16:50                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Panel | From field to finance: Making African agri-finance bankable at scale<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>Around 5% of financial credit reaches African agriculture, a sector central to GDP, employment and food security. Yet momentum is building. This year alone Ecobank (\u20ac300m with Proparco), Coris (\u20ac80m via EBID) and KCB (two facilities worth ~$197m) each secured major DFI backing for agri-finance, while 16 financial institutions in May formed an Africa AgriTrade Coalition to scale up agri trade finance. Without DFI risk-sharing, agri finance can be uneconomic: some studies suggest lending to the segment is eight times less profitable than banks\u2019 average business lines with NPLs 40% higher. Farmer surveys indicate products are meanwhile often unaffordable and unsuited to crop cycles and cash flows. How can competing banks form consortia, together with agtechs, insurers, Village Savings and Loan Associations (VSLAs), cooperatives, DFIs and governments to help the smallholder-driven agri sector become commercially viable?<\/p>\n<p><strong>Key points:<\/strong><\/p>\n<ul>\n<li>How can banks build profitable agri finance models through agtech, DFI and community partnerships, then scale to a point where risk-sharing is no longer needed?<\/li>\n<li>What are the winning components of profitable and affordable crop- and livestock-specific products aligned to harvest cashflows?<\/li>\n<li>How should banks treat agtech-led smallholder data on farm size, yield, fertiliser use, and crop photos to develop effective data-driven lending models?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FiCSfyqlaRvit3E0s116y_headshot-1789978954145.png\" alt=\"Candido MENDES\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Candido MENDES<\/div>\n                      <div class=\"sb-job\">News Reporter<\/div>                      <div class=\"sb-company\">Bloomberg<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F8uGX3xdcTCqMjyYGxU1K_headshot-1790846463665.png\" alt=\"Karim KONE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Karim KONE<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Atlantic Financial Group (AFG Holding)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FPyL2jIq6RCuWK1p3o8ck_headshot-1792054223973.png\" alt=\"Dr. MacDonald Saye GOANUE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Dr. MacDonald Saye GOANUE<\/div>\n                      <div class=\"sb-job\">Coordinator, Vice-Presidency Operations - EBID<\/div>                      <div class=\"sb-company\">ECOWAS Bank for Investment and Development (EBID)<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FYZ1HJ00FTpmFvt4Ny5me_headshot-1790261225886.png\" alt=\"Henry ONWUZURUIGBO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Henry ONWUZURUIGBO<\/div>\n                      <div class=\"sb-job\">Managing Director<\/div>                      <div class=\"sb-company\">Zenith Bank Ghana<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FwLZ1RseQyG9GWPQALgpA_headshot-1792515978021.png\" alt=\"Max- Alph\u00e9e DJECKETH\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Max- Alph\u00e9e DJECKETH<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">NSIA Capital<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"strategic-roundtable\"\n                   data-track=\"capital-markets\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  15:50 \u2013 17:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Strategic Roundtable | Clean energy financing: Rewriting the terms to suit the asset<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p><em><strong>Access via sign-up on the event app or by invitation only. English-French-Portuguese translation available.<\/strong><\/em><\/p>\n<p>Africa\u2019s clean energy projects are typically \ufb01nanced by international capital in US dollars on short \ufb01ve-year loan tenors, at borrowing rates up to three times higher than in advanced economies. Solar plants meant to last 30+ years must re\ufb01nance every \ufb01ve years at the prevailing rate, while repaying dollar debt from revenues earned in a weakening local currency. An African response is underway. Africa Finance Corporation this year disbursed \u20ac43 million under a dual-currency green bond, in euros and CFA francs, to \ufb01nance what will become C\u00f4te d'Ivoire's largest solar plant. While capital for solar, hydro and wind projects is readily available, how can \ufb01nancing be better adapted to the projects it is meant to fund?<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>Why is a solar project with two decades of contracted revenues still capped by its sovereign ceiling?<\/li>\n<li>How can DFI guarantees go further to cover risks such as late payment by state utilities and FX exposure?<\/li>\n<li>What would lower the risk enough for commercial lenders to extend tenors?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FGvmdl5VMQ7uo4Ggyakhu_headshot-1791299029972.png\" alt=\" Taha FERDAOUS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\"> Taha FERDAOUS<\/div>\n                      <div class=\"sb-job\">Partner<\/div>                      <div class=\"sb-company\">Forvis Mazars Morocco<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FZZ3goXjSaVwd1dwGhGA9_headshot-1788948167650.png\" alt=\"Michael JONGENEEL\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Michael JONGENEEL<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">FMO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FguhBy994Q4qzVMjbGhA6_headshot-1789648492331.png\" alt=\"Kossi TENOU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Kossi TENOU<\/div>\n                      <div class=\"sb-job\">President<\/div>                      <div class=\"sb-company\">AMF-UMOA<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/event-files%2FE8MNW0mXQBikRcZPMRaT_Adilson%20NELUMBA.png\" alt=\"Adilson NELUMBA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Adilson NELUMBA<\/div>\n                      <div class=\"sb-job\">Chairman of the Board of Directors<\/div>                      <div class=\"sb-company\">Copia Group of Companies<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fp7crbUhTcChOCAIcqCaz_headshot-1790078474753.png\" alt=\"Philip K. CHITALU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Philip K. CHITALU<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">Securities and Exchange Commission - Zambia<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/p4coJXKDQKac2r7GEsXv_1662803382839-transformed.jpg\" alt=\"Moubarak MOUKAILA\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Moubarak MOUKAILA<\/div>\n                      <div class=\"sb-job\">Director of the Environment and Climate Finance Department<\/div>                      <div class=\"sb-company\">West African Development Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2Fdo3EZwZRCyhduV2b9ftt_headshot-1792771964930.png\" alt=\"Ruurd BROUWER\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Ruurd BROUWER<\/div>\n                      <div class=\"sb-job\">CEO<\/div>                      <div class=\"sb-company\">The Currency Exchange Fund (TCX) <\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FwcwhimbcQkq6qK7rxasI_headshot-1793106240667.jpg\" alt=\"Arlindo Bota MANUEL CARLOS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Arlindo Bota MANUEL CARLOS<\/div>\n                      <div class=\"sb-job\">Secretary of State for Energy and Water<\/div>                      <div class=\"sb-company\">Ministry of Energy and Water, Republic of Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FeoZuBm9QS4ucwgdvlBMe_headshot-1791367752041.jpg\" alt=\"Marc ABEGHE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Chairperson\">\n                          Chairperson                        <\/div>\n                      \n                      <div class=\"sb-name\">Marc ABEGHE<\/div>\n                      <div class=\"sb-job\">Deputy Minister of Economy, Finance, Debt and State Holdings, in charge of the Fight against the High Cost of Living<\/div>                      <div class=\"sb-company\">Gabonese Republic<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"conversation-with\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  15:50 \u2013 16:10                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Conversation With | De-dollarisation, the DRC way, and the broader impact for Africa<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>The DRC is moving to reduce its underlying dependence on the dollar and strengthen its own currency. Almost 88% of deposits in the Congolese banking sector are denominated in foreign currencies, especially dollars. From\u00a0<strong>early<\/strong> April 2027, the DRC will ban cash payments in foreign currencies, while the central bank takes exclusive control of foreign-banknote imports. Dollar accounts and electronic payments will remain legal. The country is also considering requiring companies in extractive industries to convert a share of their dollar export proceeds into Congolese francs. The DRC\u2019s Minister of Finance discusses how to build trust in the Congolese franc, the country\u2019s broader economic agenda and what lessons the DRC\u2019s move offers for Africa\u2019s wider push for stronger local currencies.<\/p><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FXIu6Y4hQ7ia0ndGlRKQw_headshot-1789724532171.png\" alt=\"Tha\u00efs BROUCK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Tha\u00efs BROUCK<\/div>\n                      <div class=\"sb-job\">Editor-in-chief Business Section<\/div>                      <div class=\"sb-company\">Jeune Afrique<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FnywFrrviRn2Izj5hBA7d_headshot-1790774315883.png\" alt=\"H.E. Doudou FWAMBA LIKUNDE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">H.E. Doudou FWAMBA LIKUNDE<\/div>\n                      <div class=\"sb-job\">Minister of Finance<\/div>                      <div class=\"sb-company\">Democratic Republic of the Congo<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"panel\"\n                   data-track=\"global-econ\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  16:50 \u2013 17:40                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Central Bank Governors Panel | One continent, one currency, one central bank: Setting the regulatory course for 2028\u20132034<\/h3>\n\n           \n\n                          <div class=\"sb-desc\"><p>The African Union's endgame - a single currency under an African Central Bank (ACB) - is gaining traction, with its precursor, the African Monetary Institute, opening in September 2026.\u00a0 For union to succeed, central bank governors must settle where to begin converging. Leading with top-down macroeconomic alignment, such as bringing inflation, deficits and debt into line, risks delaying integration amid domestic fiscal crises. Converserly, starting with payment systems and banking prudential requirements offers immediate trade benefits but leaves currency volatility unaddressed. With the ACB\u2019s 2028\u20132034 launch window approaching, which sovereign powers should central banks surrender first to prevent monetary integration from stalling?<\/p>\n<p><strong>Key points<\/strong><\/p>\n<ul>\n<li>Which criteria take priority: aligning macroeconomic targets or unifying cross-border banking prudential rules?<\/li>\n<li>How can regional payment systems interlink effectively without exposing stable economies to external currency shocks?<\/li>\n<li>Private sector implications: What mechanisms will protect smaller, localised banking sectors during the transition to a single regulatory framework?<\/li>\n<\/ul><\/div>\n            \n                          <div class=\"sb-people\">\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FrMnD2BUmS5SmfSieCBHs_transformed-1779962714982.png\" alt=\"Nicholas NORBROOK\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Moderator\">\n                          Moderator                        <\/div>\n                      \n                      <div class=\"sb-name\">Nicholas NORBROOK<\/div>\n                      <div class=\"sb-job\">Managing Editor<\/div>                      <div class=\"sb-company\">The Africa Report<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2F8yaWRW4LQT2hukx4XrdX_headshot-1793119888197.png\" alt=\"Jean-Claude Kassi BROU\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Jean-Claude Kassi BROU<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">BCEAO<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FoLxi3YY4SjyEvP4uyTl9_headshot-1789393270032.png\" alt=\"Manuel Antonio Tiago DIAS\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Manuel Antonio Tiago DIAS<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">Banco Nacional de Angola<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FdWRy0eCSXyEVwJuFOLxe_headshot-1791885044413.jpg\" alt=\"Lesetja KGANYAGO\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Lesetja KGANYAGO<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">South African Reserve Bank<\/div>                    <\/div>\n                  <\/div>\n                                  <div class=\"sb-person\">\n                                          <img decoding=\"async\" src=\"https:\/\/content-cdn.sessionboard.com\/attendee-photo%2FffWzdOmxRbviEfW9e6Ks_transformed-1780046806078.png\" alt=\"Soraya M. HAKUZIYAREMYE\">\n                                        <div>\n                                              <div class=\"sb-role\" data-role=\"Speaker\">\n                          Speaker                        <\/div>\n                      \n                      <div class=\"sb-name\">Soraya M. HAKUZIYAREMYE<\/div>\n                      <div class=\"sb-job\">Governor<\/div>                      <div class=\"sb-company\">National Bank of Rwanda<\/div>                    <\/div>\n                  <\/div>\n                              <\/div>\n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"keynote\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  17:40 \u2013 18:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Closing Ceremony<\/h3>\n\n           \n\n            \n            \n          <\/article>\n                  <article class=\"sb-card\"\n                   data-card\n                   data-day=\"2026-11-04\"\n                   data-format=\"\"\n                   data-track=\"\"\n                   data-is-side=\"0\">\n\n                          <div class=\"sb-meta\">\n                <span class=\"sb-chip\">\ud83d\udd52\n                  18:00 \u2013 20:00                <\/span>\n              <\/div>\n            \n            <h3 style=\"margin:0 0 8px\">Closing Cocktail<\/h3>\n\n           \n\n            \n            \n          <\/article>\n              <\/div>\n    <\/div>\n\n    <script>\n    (function(){\n      const root       = document.querySelector('[data-sb]');\n      if (!root) return;\n\tconst showPeople = root.querySelector('[data-sb-people]');\n      const cards      = Array.from(root.querySelectorAll('[data-card]'));\n      const titles     = Array.from(root.querySelectorAll('[data-day-title]'));\n      const selFmt     = root.querySelector('[data-sb-format]');\n      const selTrack   = root.querySelector('[data-sb-track]');\n      const daysWrap   = root.querySelector('[data-sb-days]');\n      const progWrap   = root.querySelector('[data-sb-program]');\n\n      const hasSideBtn = !!progWrap.querySelector('[data-program=\"side\"]');\n\n      let activeDay = daysWrap.querySelector('.sb2-btn')?.getAttribute('data-day') || '';\n      let program   = 'main';\n\n      daysWrap.addEventListener('click', (e)=>{\n        const btn = e.target.closest('.sb2-btn'); if (!btn) return;\n        activeDay = btn.getAttribute('data-day') || '';\n        daysWrap.querySelectorAll('.sb2-btn').forEach(b=>b.classList.remove('is-active'));\n        btn.classList.add('is-active');\n        applyFilters();\n      });\n\n      progWrap.addEventListener('click', (e)=>{\n        const btn = e.target.closest('.sb-btn'); if (!btn) return;\n        program = btn.getAttribute('data-program'); \/\/ main|side\n        progWrap.querySelectorAll('.sb-btn').forEach(b=>b.classList.remove('is-active'));\n        btn.classList.add('is-active');\n        applyFilters();\n      });\n\n      selFmt?.addEventListener('change', applyFilters);\n      selTrack?.addEventListener('change', applyFilters);\n\n      function applyFilters(){\n        const fmt = selFmt?.value || '';\n        const trk = selTrack?.value || '';\n        let visibleDays = new Set();\n\n        cards.forEach(card=>{\n          const cDay  = card.getAttribute('data-day') || '';\n          const cFmt  = (card.getAttribute('data-format') || '').toLowerCase();\n          const cTrk  = (card.getAttribute('data-track')  || '').toLowerCase();\n          const isSide= card.getAttribute('data-is-side') === '1';\n\n          const matchDay  = (cDay === activeDay);\n          const matchFmt  = (!fmt || cFmt === fmt.toLowerCase());\n          const matchProg = !hasSideBtn ? 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class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15193129 ribbon-report elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"15193129\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.afis.africa\/en\/2025-annual-summit\/2025-theme\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">EXPLORE OUR THEME<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7378bdea ribbon-report elementor-widget elementor-widget-button\" data-id=\"7378bdea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.afis.africa\/en\/2026-annual-summit\/2026-speakers\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">DISCOVER OUR SPEAKERS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93477ae elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"93477ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf6a358 ribbon-report elementor-widget elementor-widget-button\" data-id=\"cf6a358\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.swapcard.apps.android.afis\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-android\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M420.55,301.93a24,24,0,1,1,24-24,24,24,0,0,1-24,24m-265.1,0a24,24,0,1,1,24-24,24,24,0,0,1-24,24m273.7-144.48,47.94-83a10,10,0,1,0-17.27-10h0l-48.54,84.07a301.25,301.25,0,0,0-246.56,0L116.18,64.45a10,10,0,1,0-17.27,10h0l47.94,83C64.53,202.22,8.24,285.55,0,384H576c-8.24-98.45-64.54-181.78-146.85-226.55\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BROWSE THE APP<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cae51db ribbon-report elementor-widget elementor-widget-button\" data-id=\"cae51db\" 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40zm98.1 0h-29l19.6 33.9c5.5 9.6 2.2 21.8-7.3 27.3-9.6 5.5-21.8 2.2-27.3-7.3-32.9-56.9-57.5-99.7-74-128.1-16.7-29-4.8-58 7.1-67.8 13.1 22.7 32.7 56.7 58.9 102h52c11 0 20 9 20 20 0 11.1-9 20-20 20z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BROWSE THE APP<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>EXPLORE OUR THEME DISCOVER OUR SPEAKERS BROWSE THE APP BROWSE THE APP<\/p>\n","protected":false},"author":14,"featured_media":0,"parent":386070,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-463614","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Program - The African Financial 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